John Cadwell is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has served at Independent Financial Group since 2010 and currently acts as the Administrator of the Estate of Paul E. Troutner. Outside of his advisory role, Cadwell provides financial consulting services related to estate management and also serves as a notary public. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser offering brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm manages approximately $11.3 billion in regulatory assets and delivers advisory services through a national network of Investment Adviser Representatives using multiple program options and platforms.

Lauren Lee is a financial advisor with Goldman Sachs Wealth Services, holding Series 63 and Series 65 licenses and possessing seven years of industry experience. Prior to joining Goldman Sachs in 2018, she worked at The Ayco Company, L.P./Mercer Allied and Precision Wealth. Goldman Sachs Wealth Services serves a diverse client base, including individual investors, corporate participants, executives, and institutional clients, offering financial planning, portfolio management, and specialized wealth programs. The firm integrates strategic allocation models and a range of proprietary tools, leveraging the broader Goldman Sachs platform to provide tailored advisory solutions.

Charles Ramos is a CFP® with 24 years of industry experience, currently serving at Beacon Pointe Advisors, LLC since 2023. Prior to this, he spent 21 years at Private Capital Management Inc. In addition to his advisory role, Ramos is an insurance agent with Beacon Pointe Insurance Services, LLC, focusing on life, health, and accident insurance products. Beacon Pointe Advisors, LLC offers wealth advisory, financial planning, and outsourced chief investment officer services to individual, corporate, and institutional clients. The firm utilizes a combination of asset-allocation modeling and third-party independent managers across active and passive strategies, and it acts as general partner for proprietary private funds while providing extensive reporting and analytics.

Emmett Clancy is a financial advisor at Goldman Sachs Wealth Services with 21 years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs since 2021, following a 17-year tenure at Ayco Company, L.P. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to individual, high-net-worth, corporate, charitable, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Qiyue Zhang is a financial advisor at HSBC Securities (USA) Inc. with nine years of industry experience. Zhang holds Series 63 and Series 66 designations and has worked at various HSBC entities since 2016, along with a role at Randstad Sourceright beginning in 2022. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary options. The firm employs a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for asset management and fund selection.

Derrick Shim is a financial advisor with CWM, LLC based in Lake Forest, CA, holding Series 65 and Series 63 licenses and two years of industry experience. His prior roles include positions at Twin Pines Wealth Management, Cetera Wealth Services, Charles Schwab, and The University of Nebraska Foundation. Derrick has also worked in education and retail sectors earlier in his career. CWM, LLC is an SEC-registered investment adviser that serves a diverse client base including individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of partner offices and more than 600 advisors. The firm manages portfolios on a discretionary basis using model portfolios overseen by an in-house Investment Committee and integrates fundamental and technical analysis along with third-party sub-advisors, offering specialized retirement-plan services and comprehensive client reporting.

Adrienne Alvarez is a financial advisor at SPC with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including LPL Financial and U.S. Bancorp Investments, Inc. Outside of her advisory role, she has worked part-time as a golf cart and event server at Tijeras Creek Golf Club and as a seasonal sales associate at Anthropologie. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering primarily discretionary management with options for nondiscretionary arrangements and collaborating with third-party managers through co-advisor roles.

Chase Mcclung is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He also holds a senior managerial position at Windes, Inc., a CPA firm, where he has worked since 2010. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors, providing discretionary investment management, financial planning, and family office services using a combination of internal management and third-party asset managers.

Kevin Hauri is a financial advisor with CIBC Private Wealth Advisors, Inc. in Newport Beach, CA, holding Series 65 and Series 63 licenses and possessing 14 years of industry experience. He has worked at CIBC Private Wealth Management since 2022 and was previously with City National Bank for 11 years. CIBC Private Wealth Advisors serves a broad client base including individuals, families, trusts, employee benefit plans, corporations, and investment companies, offering a range of portfolio management and wealth advisory services. The firm employs a collaborative investment process involving an internal team and committees to create customized portfolios and managed account programs, and is notable for its high assets under management per advisor and its portfolio management for investment companies.

Crystal Miner is a financial advisor at Rockefeller Financial LLC with 14 years of industry experience. She holds the Series 65 and Series 66 designations and has worked at J.P. Morgan Chase Bank, First Republic Investment Management, Bank of America, and Merrill. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services, operating under a Private Advisor model with a consolidated investment platform that provides discretionary and non-discretionary solutions across various asset classes.

Francisco Sherren is a Series 66-licensed financial advisor with 18 years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2021 and previously spent eight years at The AYCO Company, L.P./Mercer Allied. He is based in Newport Beach, CA. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate and employer-sponsored participants, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Konrad Karwowski is a CFP® and CFA® credentialed financial advisor with 11 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC, having previously worked at Mercer Global Advisors Inc., Better Mortgage Inc., and E*TRADE Capital Management LLC. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Greg Lu is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2019 and previously spent five years with The Ayco Company, L.P./Mercer Allied. Goldman Sachs Wealth Services serves a wide range of clients including individual investors, corporate participants, executives, and institutional clients, providing financial planning, portfolio management, and specialized wealth programs. The firm’s advisory teams tailor strategies using proprietary research and a broad ecosystem of affiliated Goldman Sachs entities, offering clients diverse fee structures and operational tools.

John Hart is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and six years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2019 and previously was employed at The Ayco Company, L.P./Mercer Allied and River View Golf Course. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Jose Sebastian Cheng is a financial advisor with Focus Partners Wealth, LLC, holding Series 65 and Series 63 credentials. He has over 21 years of industry experience, including a long tenure at Churchill Management Group before joining Focus Partners Wealth. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, family offices, corporations, retirement plans, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach utilizing enhanced open architecture, combining various analytic methods and a broad range of investment strategies.

Steven Abraham is a Series 66-registered financial advisor with Goldman Sachs Wealth Services, based in Newport Beach, CA. He has 12 years of industry experience, including seven years at The AYCO Company, L.P./Mercer Allied, followed by five years at Goldman Sachs. Goldman Sachs Wealth Services supports a diverse client base ranging from individual investors to institutional clients, offering financial planning, portfolio management, and specialized programs such as Private Family Office and Executive Wealth services. The firm utilizes strategic allocation models, external manager selections, and various implementation platforms, integrating resources across Goldman Sachs affiliates to provide comprehensive wealth management solutions.

Conor Turley is a financial advisor at Beacon Pointe Advisors, LLC with a Series 65 designation and two years of industry experience. He previously worked at Bridge Advisory LLC and spent eight years with Unlimited Vacation Club. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base including individuals, institutions, and charitable organizations. The firm focuses on discretionary wealth management and retirement plan consulting, employing a manager due-diligence process and utilizing both active and passive investment strategies.

Zheng Qu is a financial advisor with Transamerica Financial Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior work includes managing several business ventures such as Evolve Space LLC and Universal Philosophy Corp, and he is involved with Kyros.ai, a college prep counseling referral service. Transamerica Financial Advisors serves a diverse client base with a range of advisory and broker-dealer services, offering proprietary and third-party model portfolios. The firm operates as both a registered investment adviser and broker-dealer, providing discretionary and non-discretionary program choices across multiple platforms.

Jeffrey Parsell is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He is also a partner at Windes Inc., a CPA firm, where he has worked since 2007. Integrated Wealth Concepts serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach supplemented by shorter-term rebalancing trades.

Christian Valdez is a financial advisor with Goldman Sachs Wealth Services, holding Series 66 and Series 63 licenses and two years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. before joining Goldman Sachs. Goldman Sachs Wealth Services provides financial planning and portfolio management to a wide range of clients, including individuals, executives, plan sponsors, and institutional investors. The firm offers customized investment strategies supported by proprietary research, alternative investment access, and integrated resources across the Goldman Sachs platform.