Jessica Pasco is a financial advisor at LPL Financial with two years of industry experience. She holds the Series 66 designation and previously worked in various roles including at Manire Management Inc and firms in the technology and recruitment sectors. Pasco is also a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management services through a large network of advisers using both proprietary and third-party portfolios and tools.

Matthew Goschnick is a financial advisor with LPL Financial in Manhattan Beach, CA, holding a Series 66 designation and over a decade of industry experience. His prior roles include positions at Prudential Financial, Salient Wealth Planning Group, PSC, Findex, and Thinking Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisers, with access to both proprietary and third-party investment strategies.

Jacob Kawahara is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Asset Living: Younion. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and third-party sources.

Patrick Fallis is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2020, joining Fidelity Investments in 2025. His prior experience includes roles at Hornor, Townsend & Kent, LLC, and Penn Mutual Life Insurance Company. Outside of finance, he has experience working in the hospitality sector with Varlamos Pizzeria. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios, employing systematic methodologies and long-term asset allocation benchmarks.

Larry Aguayo is a financial advisor with Ameriprise in Huntington Beach, CA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Penney Gagne is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and possessing 31 years of industry experience. She has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Suzanne Chai is a financial advisor with Fidelity Investments in Torrance, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. Her prior roles include positions at Bank of America, Merrill, Waddell & Reed, and various insurance carriers. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment funds. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, managing portfolios across mutual funds, ETFs, and ETPs with oversight and sub-adviser delegation.

Mark MacLachlan is a Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with clients to implement investment strategies aimed at growing, protecting, and transferring their wealth. He has been with Fidelity Investments since 2013, progressing through several roles including Financial Representative Intern, Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before assuming his current position in 2020. His experience spans client relationship management and investment consulting. Mark holds a California Insurance License. Outside of his professional work, he has interests in fitness and traveling.

Dawn Strachan is a financial advisor at OSAIC with 25 years of industry experience and holds a Series 66 designation. Her career includes roles at Woodbury Financial Services, Questar Asset Management, Summit Financial Group, LPL Financial, and Waddell & Reed. She is a Certified Divorce Financial Analyst and owns a practice that provides financial analysis for individuals and couples navigating divorce. Strachan serves as treasurer of Collaborative Practice California, an organization focused on educating about collaborative divorce processes, and volunteers as a board member of her local homeowners association. OSAIC serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to multiple investment platforms and third-party money managers.

Eric Smutko is a financial advisor with Wells Fargo Advisors in Los Angeles, CA, holding a Series 66 designation and 22 years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked for Ameriprise Financial Services, Inc. from 2003 to 2026. Outside of his advisory role, he is a co-owner of A-1G Skyraider, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using proprietary research and tools, with clients able to choose how to implement those recommendations.

Kevin Ta is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at JPMorgan Chase Bank, Merrill, Wells Fargo, and Bank of America/Merrill Lynch. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers non-discretionary services through select Wealth Advisors, offering customized investment solutions supported by its broader broker-dealer and banking organization.

Alex Ganapolsky is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research and analytics to support portfolio construction, offering a range of services including non-discretionary consulting and discretionary Plan Level Investment Selection.

Ty Ospring is a financial advisor at OSAIC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC and Capital Resources since 2020. His background also includes roles at Costco and Compulocks Brands, as well as experience at Cal State Fullerton University. OSAIC serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools, risk-assessment questionnaires, and automated rebalancing to create diversified portfolios across various asset classes.

John Elliott is a financial advisor with J.P. Morgan Securities in Huntington Beach, CA, holding a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at Morgan Stanley for two years. Outside of finance, he has experience in the food service industry, including roles at Domino's Pizza and In-N-Out. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Kathleen Adams Brosterman is a financial advisor with Mass Mutual Investors Services in El Segundo, CA, holding a Series 66 designation and 39 years of industry experience. She has worked with MML Investors Services, LLC and MassMutual Life Insurance Co since 1989. Additionally, she maintains a sales agent role in the health and long-term care insurance sector. MassMutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop investment strategies without discretionary authority.

Seth Wensel is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. He previously worked at Citibank and TD Bank before joining Merrill in 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hector Ruiz is a financial advisor at Fidelity with 27 years of industry experience. He holds the Series 66 designation and has worked in various roles within Fidelity and its affiliates since 2013. Prior to that, he held positions at John Hancock Distributors and UBS Financial Services. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm’s investment process combines fundamental research, quantitative analysis, and algorithmic portfolio construction, using systematic methodologies and long-term asset allocation benchmarks.

Michael Murphy is a financial advisor with OSAIC in Cypress, California, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. Prior to joining OSAIC in 2024, he worked with Linsco/Private Ledger Corp. He is a partner in the CPA firm Murphy, Murphy & Murphy and serves on the boards of several nonprofit organizations, including the Haynes Fund and Orange Catholic Foundation. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, and corporations, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm uses asset-allocation tools and automated rebalancing to manage portfolios with a range of investment products and supports various third-party managed-account solutions.

Audrey Schmedes is a CFP® professional with nine years of experience in the financial services industry, currently with Wells Fargo Advisors since 2026. She previously worked at Ameriprise for six years and held roles at Bank of America and Merrill Lynch. She serves on the board of The Village Enrichment Program, a nonprofit organization. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that are tailored to client needs and delivered through a network of financial advisors.

Janet Simon is a financial advisor with LPL Financial, holding a Series 66 designation and 23 years of industry experience. She has been with LPL Financial since 2009, following prior roles at UBS Financial Services and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.