Dennis Yim is a financial advisor with UBS Financial Services in Pasadena, CA, holding Series 63, 65, and 66 licenses and 27 years of industry experience. He has been with UBS since 2016. He serves on the board of a trade association, OKTA S.C., where he participates in quarterly meetings. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Ernest Arnold is a financial advisor at LPL Financial based in Pasadena, CA, holding Series 63 and Series 65 licenses with 33 years of industry experience. His prior work includes roles at Western International Securities, Inc., RJJ Pasadena Securities, Inc., and B.B. Graham & Company, Inc. He is also involved as an agent in accident and health, life, and variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, and institutions, through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with research and technology-driven investment strategies.

Veronica Zamora is a financial advisor with Stifel, holding a Series 66 designation and 12 years of industry experience. She has worked at Stifel Nicolaus & Co Inc and Wells Fargo Clearing in multiple roles since 2008. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Andrew Chou is a CFP® professional with over 21 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Woodbury Financial Services, OSAIC, and Centaurus Financial. Outside of his advisory role, he serves as a city councilman in Diamond Bar, CA, and manages a trading company specializing in industrial ceramic parts. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, and institutions. The firm offers a variety of advisory programs and financial planning services supported by in-house and third-party research and employs both discretionary and non-discretionary management strategies.

Mark Suffredini is a financial advisor at Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and approved methodologies to support its advisory services.

Ryan Tolan is a financial advisor at Ameriprise with 18 years of industry experience. He has held roles at Ameriprise and Ameriprise Financial Services, Inc. since 2007. He holds a Series 66 designation and is based in La Verne, CA. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach, with a focus on assets held in Ameriprise Managed Accounts and the use of algorithmic automation to generate tailored recommendations.

Denise Zapata is a financial advisor at LPL Financial with 24 years of industry experience. She holds the Series 66 designation and has previously worked at Cambridge Investment Research Advisors and FSC Securities Corporation. Outside of her advisory role, she is the owner of ONYX FLOWER MEDICINE, LLC, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to support discretionary and non-discretionary management.

Ellie Wong is a financial advisor at Charles Schwab with a Series 66 designation and experience beginning in 2023. Her prior work includes roles at Bank of America, East West Bank, and Cypress Sourcing Company Ltd., as well as several years of full-time education before entering the financial industry. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts with multi-asset model portfolios and alternative investment options.

Phillip Kiriboon is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, Massachusetts Mutual Life Insurance Company, and Metlife Securities Inc. He is based in West Covina, CA. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management, combining adviser programs with brokerage and insurance products through an integrated platform.

Kevin Danni is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Danni serves on the Board of Directors for St. Francis High School in La Canada, CA, where he is involved in fundraising efforts. He is also involved in horse breeding and racing through Take One Racing LLC. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm‑approved tools and modeling techniques.

Bonnie Hong is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds a Series 66 designation and has worked at various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of her advisory role, she is involved as an officer in a real estate-related business. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery and modeling tools, offering both direct and employer-partnered plans.

Amy Williams is a financial advisor at Merrill with 16 years of industry experience. She holds a Series 66 designation and has worked at Merrill and Bank of America since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates its services with Bank of America’s corporate platform, providing access to a wide set of products and additional financial services.

Michael Nackerud is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TIAA and TIAA-CREF. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Its planning process includes firm-approved tools and modeling techniques, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Christina Smith is a financial advisor at Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 credentials with 17 years of industry experience. She has been with Morgan Stanley since 2009, including six years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling.

Rodel Aquino is a Wealth Management Planning Consultant at Fidelity Investments, a role he has held since 2026. He has been with Fidelity Investments since 2013, serving in various capacities including Financial Consultant, Planning Consultant, Senior Relationship Manager, and Relationship Manager. Prior to his tenure at Fidelity, Rodel worked as a Financial Service Representative at Zecco Trading and as a Banker at Wells Fargo Bank. With a professional background commencing in the financial service industry in 2008, Rodel focuses on building long-term financial plans by establishing strong relationships with individuals and families. He holds a California Insurance License, supporting his expertise in wealth management and financial consulting. Outside of his professional work, Rodel's personal interests include biking, cars, movies, reading, and swimming.

Yihan Zhang is a financial advisor with Ameriprise Financial Services, holding CFP®, Series 65, and Series 63 credentials. Zhang joined Ameriprise in 2026 and previously worked at Goldman Sachs & Co. LLC from 2020 to 2025. Outside of advisory roles, Zhang has experience with Vega Tax Services since 2026. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Michelle Kir is a financial advisor at Merrill with the Series 66 credential and seven years of industry experience. She previously worked at Wells Fargo Investments, LLC for 16 years before joining Merrill and Bank of America in 2018. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing a range of model-based, discretionary, and tax-aware investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, and other institutional clients.

Byron Duran is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has worked at Merrill since 2018, alongside prior experience at Bank of America, MetroPCS, and Camino College. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm leverages its integration with Bank of America to provide a broad range of investment and financial services.

Benjamin Blum is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 66 credentials and bringing 23 years of industry experience. His prior roles include positions at Cetera, Woodbury Financial Services, and Pacific Life Insurance Company. Outside of advising, he is an independent insurance agent and the owner of Bless Holdings, LLC. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm offers a range of implementation options, including proprietary model strategies and third-party manager referrals, with both discretionary and non-discretionary approaches tailored to client objectives.

John Coury is a financial advisor with Cetera, holding a Series 66 credential and 12 years of industry experience. His career includes roles at Cathay Bank since 2017 and East West Bank from 2015 to 2017. He serves as Vice President of the California State Board for the World Lebanese Cultural Union, assisting the president with meetings, events, and scheduling. Cetera Investment Advisers LLC provides services through a large nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing a multi-manager platform with various program options and affiliations.