Nicholas Scottrussell is a financial advisor with Fidelity, holding Series 66 and Series 63 licenses and 12 years of industry experience. He has been with Fidelity Investments since 2016 and has worked with FIDELITY Personal and Workplace Advisors since 2018. Outside of his financial career, he performs as a guitarist and vocalist in a live band. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct model portfolios. The firm provides discretionary portfolio management, fund advisory, and delivers model portfolios to intermediary platforms.

Lucy Lu is a Financial Advisor with Merrill Lynch Wealth Management. In her role, she works closely with clients to understand their personal financial goals and develop strategies to pursue those objectives. Her areas of expertise include general investing, retirement planning, and saving for unexpected expenses. Lucy holds professional designations including Accredited Portfolio Management Advisor (APMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from the University of California Irvine. She communicates with clients in English, Mandarin, and Yue (Cantonese).

Patrick Lowe is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior experience includes roles at Wells Fargo Advisors from 2011 to 2022 and Morgan Stanley Private Bank since 2022. Outside of finance, he is involved as an actor in the entertainment industry through the Quantum Leap TV series. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and modeling techniques.

Anastasia Ciudinovschih is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has worked at Merrill, UBS Financial Services, and Morgan Stanley. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Riley Arnson is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Riley partners with clients on a personal and professional level to help them understand and take control of their financial lives, aligning their wealth with the goals that are most important to them. Riley works closely with individuals, families, and business owners to develop strategies focused on wealth accumulation, retirement, risk management, and legacy planning. Prior to entering wealth management, Riley built a career in engineering and pharmaceutical sales and marketing, gaining experience in analyzing complex problems and communicating practical solutions. As part of a well-established wealth management team, Riley has access to a broad range of experience, perspectives, and resources to provide clients with comprehensive insight and support. Riley holds a Bachelor's Degree from the University of Southern California and holds the Personal Investment Advisor (PIA) designation.

Dan Wilkens is a financial advisor at Cetera with 37 years of industry experience and holds a Series 63 designation. He has been with Cetera and its affiliated entities since 2013 and is also a partner involved in farming activities through TJD Wilkens Farms, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform that combines affiliated and third-party model portfolios across a mix of discretionary and non-discretionary program structures.

Brian Austria is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Andrea Rudison is a financial advisor at Fidelity with 18 years of industry experience and holds a Series 66 designation. Her prior work includes roles at Charles Schwab and operating Bona Fide Moments Photography. Outside of finance, she is the chef and operator of Soul Island Eats, a food service business based in Tarzana, California. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research and quantitative analysis with algorithmic portfolio construction. The firm is noted for its registration as a commodity pool operator and its advisory roles for multiple registered investment companies and fund-of-funds.

Lee Tarbet is a financial advisor at OSAIC with 11 years of industry experience. He previously worked at FSC Securities Corporation and Western International Securities, Inc. outside of finance, he is involved in tax consulting for two landscaping and nursery businesses. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across various asset classes.

Quentin R. Stella is a Wealth Management Advisor and Senior Portfolio Advisor, and the founder and partner of Stella, Gold & Associates, a wealth management team at Merrill Lynch Wealth Management. He began his career in financial services in 2009, joining his father, a retired financial advisor, and subsequently joined Merrill Lynch Wealth Management in 2017. He holds the CERTIFIED FINANCIAL PLANNER® and Chartered Retirement Planning Counselor™ designations. Quentin focuses on comprehensive wealth management that starts with understanding clients' needs and goals. He and his team serve affluent families, professional athletes, corporate executives, and business owners. Quentin has particular experience addressing the financial needs and concerns of professional athletes, designing strategies tailored to their unique circumstances. His services utilize the investment insights of Merrill and the banking services of Bank of America to address various client financial needs. He holds a bachelor's degree in Finance and Economics from the University of Nevada, Reno. Quentin resides in Chatsworth with his wife, Jennifer, and their two children. His family is involved with the Juvenile Diabetes Research Foundation and the American Diabetes Association due to his daughter's Type 1 Diabetes diagnosis. Quentin's personal interests include camping, cooking, fishing, football, golfing, spending time with family, and swimming.

Dayana Merchan Vega is a financial advisor at Stifel with six years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley and J.P. Morgan Securities. Stifel serves a broad range of clients including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Christopher Inglehart is a financial advisor at Wells Fargo Clearing with five years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, N.A., and served the City of Oxnard for 14 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Stephanie Seng is a Series 66 licensed financial advisor with Merrill, based in Woodland Hills, CA, and has four years of industry experience. Her prior work experience includes a position at Jonathan M Davidorf M D Inc before joining Merrill in 2021. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s platform to offer access to a wide set of products and services beyond typical managed account programs.

David Krigstein is a financial advisor with UBS Financial Services in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with UBS Financial Services since 2010. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm provides a range of offerings including fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

William Pare is a financial advisor at OSAIC with four years of industry experience. He holds the Series 66 designation and has worked at firms including Securities America Advisors and KGE Wealth Management, where he also has operational responsibilities. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing firm-provided asset allocation tools and third-party platforms to construct and manage portfolios across a broad spectrum of investment types.

Kristen Hafner is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has 18 years of industry experience and has been with Cambridge since 2009. Hafner is the founder of several ventures focused on financial education and divorce planning, including Divorce Moxie and Moxie Bootcamp, and has served as president of the Financial Planning Association Ventura County Chapter. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base with financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a range of investment solutions through its network of independent Financial Professionals, utilizing both proprietary and third-party strategies tailored to client objectives.

Dylan Venuti is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and previously worked at Sprouts Farmers Market before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning and estate strategies, and manages approximately $2.74 trillion in client assets.

Evelyn Vallarta is a financial advisor at Merrill with seven years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Merrill since 2019. Prior to that, she was with Wells Fargo Clearing Services LLC and Wells Fargo Bank NA from 2011 to 2019. Merrill provides managed account services to a broad client base, including individuals, high-net-worth clients, and institutional investors, through its Select Portfolio Solutions program. The firm offers a range of model-based and discretionary investment strategies implemented by Managed Account Advisors LLC and third-party managers.

Katie Barnett is a financial advisor at Morgan Stanley with three years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Morgan Stanley and Fidelity Investments. Outside of her advisory role, she manages a rental property business in Venice, California. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and firm-approved tools, with services that include but do not recommend individual securities as part of standalone plans.

Jason Berlinger is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Berlinger serves as a board member of Group Wurx Insurance, Ltd., where he helped establish an insurance program for homeowners to cover sewer line repairs. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations as part of its advisory process.