Andrew Eckhardt is a financial advisor at UBS Financial Services with three years of industry experience. He holds a Series 66 designation and has worked at UBS since 2022. Prior to this, he spent time at Prosek Partners and Hobart and William Smith, and was involved in community activities such as the "Truck Guys" at Squirrel Island and the Squirrel Island Village Corporation. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, model-based investment strategies tailored to clients’ goals and risk tolerances.

Madison Melle is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial in 2023, Madison held various roles including positions at the University of Mississippi and West Michigan Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and proprietary research.

Charles Dekrafft II is a financial advisor with OSAIC in Charlotte, NC, holding Series 63 and Series 65 credentials and with 34 years of industry experience. He spent 32 years at Lincoln Financial Advisors Corporation before joining OSAIC in 2025. Outside of his advisory role, he is involved in the solicitation and placement of various insurance and annuity products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a broad network of advisors, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to tailor portfolios that can include a range of investment vehicles.

Bryan Perry serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been part of The Payne Perry Group since 2003, after joining Merrill Lynch in 2001. Bryan began his financial career in 1997 at a small financial planning boutique. Bryan holds several professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His educational background includes a Bachelor's degree in Finance from Bloomsburg University and a Master's degree in Taxation from Villanova University. Residing in Sea Girt since 2013 with his wife Jennifer and their two daughters, Bryan is actively involved in his community. He serves as a councilman for the Borough of Sea Girt and has participated on the Sea Girt Elementary School Board of Education. In addition, he coaches basketball and baseball with local youth sports organizations.

Andrew Szklinski is a financial advisor at Mass Mutual Investors Services in Charlotte, NC. He holds Series 63 and Series 65 designations and has been with Mass Mutual since 2025. Prior to joining the financial industry, his work history includes roles at Restoration Hardware and the University of North Carolina at Charlotte. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to deliver written recommendations and offers specialized planning programs, including recent additions such as Divorce Planning.

Cortney Fluegeman serves as Vice President Private Wealth Management Advisor at Fidelity Investments. She has been with Fidelity since 2006, progressing through various roles including Vice President Regional Planning Consultant and Vice President Financial Consultant. With over two decades of industry experience, she focuses on delivering thoughtful guidance and personalized wealth planning aligned with clients' values and goals. Her professional journey at Fidelity encompasses a wide range of financial advisory roles, demonstrating a commitment to trusted insight and building lasting relationships with clients. Cortney emphasizes the importance of understanding what matters most to clients and their families in wealth planning. Outside of her professional work, Cortney enjoys activities such as camping, attending concerts, exploring culinary interests, golfing, hiking, and traveling.

Lauren Gehrig is a financial advisor with UBS Financial Services in Charlotte, NC, holding a Series 66 designation and three years of industry experience. Prior to joining UBS, she worked at Valeo Financial Advisors, Boiler Financial Track, and Southeast Financial Group. She also has an academic background with experience at Purdue University and Cardinal Gibbons High School. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, blending institutional trading capabilities with wealth management services and leveraging proprietary research to tailor client portfolios.

Manuel Martinho is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 66 and Series 63 designations and bringing 26 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2021, and previously worked at Unionbanc Investment Services for 15 years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include financial planning and estate strategies, operating primarily in an advisory capacity.

Frank Summers is a financial advisor at Cetera with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Edward Jones and MassMutual. Outside his advisory role, Summers serves on the board of Monroe Road Advocates, participates in the Rainbow Foster Network executive committee, and works as an adjunct instructor and academic advisor for insurance education programs. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers and various program structures.

Michael Sweeney is a financial advisor at LPL Financial with Series 65 and Series 63 licenses and three years of industry experience. He previously worked at Tradier Brokerage, The Vanguard Group, and has held various roles outside the financial sector. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, research, and advanced portfolio management tools.

Christian Perangelo is a financial advisor with LPL Financial in Fort Mill, SC. He holds Series 63 and Series 66 credentials and has four years of industry experience. Prior to joining LPL Financial in 2023, he worked at The Vanguard Group from 2021 to 2023 and held various roles at Liberty University between 2014 and 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management approaches supported by research, model portfolios, and various technologies.

Richard Fuller is a financial advisor at Merrill with 18 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2009 and 1995, respectively. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Kent Cullinane is a financial advisor at LPL Financial with six years of industry experience and holds the Series 66 designation. His prior roles include positions at Dunham & Associates Investment Counsel, TP ICAP, Barclays, and Abel Noser Solutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Andrew Young is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been associated with Morgan Stanley and its affiliates since 2007. Young serves on the board of the MPHS Foundation, a charity based in Charlotte. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment modeling in its financial planning process.

Victoria Swanson is a financial advisor with LPL Enterprise and holds a Series 66 designation. She has 27 years of experience in the financial services industry, including previous roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her advisory work, she has been involved in a remodeling business for over two decades. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to a range of investment and insurance products through an integrated platform combining adviser programs with brokerage and insurance sales.

Amanda Shives is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at Merrill, Bank of America, Western Governors University, Speedway Motorsports, Inc., and Gaston College. Wells Fargo Advisors provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm operates nationwide with over 14,000 advisors and approximately $671 billion in assets under management, offering both brokerage and advisory solutions.

Trevor Hoke is a financial advisor with UBS Financial Services in Charlotte, NC, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at Bank of America and Merrill Lynch, where he worked for 5 and 13 years, respectively. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor financial plans.

Jonathan Brackis is a CFP®-certified financial advisor with 27 years of industry experience. He is currently with Morgan Stanley in Washington, DC, having previously worked at Wells Fargo Advisors and Wachovia Bank. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and tailored financial planning, utilizing structured discovery conversations and firm-approved tools to support client outcomes.

Kenneth Pryce is a financial advisor at Morgan Stanley with seven years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at Morgan Stanley Private Bank, Foreside Fund Services, and 2XIDEAS US Inc. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Corey Barnes is a financial advisor with Charles Schwab in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and due diligence from Schwab’s research teams, supported by its integrated custody and brokerage platform.