Terrence Colen is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has worked at LPL Financial since 2015 and previously spent 10 years with CUNA Brokerage Services, Inc. Outside of his advisory roles, he is involved as an advisor and agent with Financial Independence Group and Sage Insurance Partners. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, and charitable organizations, offering asset management, financial planning, and retirement plan consulting. The firm combines a network of independent advisory representatives with access to brokerage services through LPL Financial and uses a range of portfolio management strategies supported by advanced technology platforms.

Daniel Henao Ararat is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 credentials and six years of industry experience. His prior work includes roles at The Vanguard Group and City of Mauldin. Outside of financial services, he has worked part-time in valet and parking services for special events. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing both discretionary and non-discretionary manager arrangements supported by AI-enabled equity research and integrated inter-affiliate platforms.

Howell Hallett II is a financial advisor with Mercer Global Advisors Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His prior roles include positions at Kingfisher Capital, LLC and Stonecrest Capital Markets Inc. Outside of his advisory work, he holds a North Carolina Life Insurance License through Simplicity AFG and manages billing dues for The Bull Investment Club. Mercer Global Advisors serves a diverse client base, including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios using low-cost index vehicles, with additional services such as financial planning, retirement consulting, and estate-planning coordination.

Edwin Shields Jr. is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and bringing 20 years of industry experience. He has previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Shields is also a part owner of Nine Bridge Financial Partners, where he dedicates significant time alongside his role at Concurrent. Concurrent Investment Advisors, LLC is a multi-team firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using a variety of investment vehicles and integrates affiliated sub-advisory arrangements and third-party solutions to support comprehensive wealth management.

Grant Goodwin is a financial advisor with Independent Advisor Alliance, LLC and LPL Financial, holding Series 65 and Series 66 credentials and 24 years of industry experience. His prior work includes roles at Bank of America and Merrill Lynch. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement plan consulting. The firm employs a network model of advisory representatives and utilizes various portfolio management strategies and technology platforms to support client services.

Dakota Murray is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC. He holds Series 65 and Series 63 licenses and has four years of industry experience. His work history includes roles at First Citizens Bank and First Citizens Investor Services since 2019, preceded by studies at Western Carolina University. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate clients. The firm employs a client process led by investment advisor representatives that incorporates fundamental, quantitative, and technical analysis to manage diversified portfolios across various asset classes.

Thomas Hicks II is a financial advisor with Janney Montgomery Scott in Charlotte, NC, holding Series 63 and 65 licenses and bringing 24 years of industry experience. Prior to joining Janney in 2021, he worked for Wells Fargo Clearing from 2016 to 2021. Outside of his advisory role, he serves as a director of sponsorship for the Catawba Ridge High School Athletic Booster Club and is a personnel committee member at Sharon Baptist Church. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plans, charitable organizations, and municipal clients, offering brokerage services, financial planning, and multiple advisory programs.

Joel Glasco is a financial advisor at &Partners with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has held positions at firms including Wells Fargo Clearing Services and Prudential Equity Group. He also serves as an arbitrator in a non-investment-related capacity. &Partners serves a diverse client base that includes high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers a range of investment management and financial planning services, employing various analytical approaches and both proprietary and third-party strategies.

Hanna Yesuf is a financial advisor at Mercer Global Advisors Inc. with four years of industry experience. She holds a Series 65 designation and has previously worked at Kingfisher Capital and Bank of America Private Bank. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services alongside financial, tax, retirement, and estate planning. The firm uses a globally diversified investment approach based on Modern Portfolio Theory, employing low-cost ETFs, index funds, separate account managers, and private funds, while also offering specialized services and client education programs.

Kimberly Myers Turner is a financial advisor at TD Private Client Wealth LLC in Charlotte, NC, holding Series 63 and Series 65 licenses with 17 years of industry experience. Her prior roles include positions at Dimensional Fund Advisors and Equitable Advisors. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients, combining strategic and tactical asset allocation with investments from affiliated and third-party sub-managers.

Robin Griffin is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) based in Charlotte, NC, holding the ChFC® designation and Series 63 license. He has 40 years of industry experience, having worked at Equity Services since 1985 and previously at National Life of Vermont since 1982. In addition to his advisory work, Griffin operates Robin M. Griffin and Associates LLC, an insurance business, and owns a farm in Marshville, NC. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers various advisory platforms that combine long-term strategies with options for shorter-term trading and utilizes multiple third-party asset managers and model portfolios.

Craig Saurer is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 registrations and 23 years of industry experience. He has worked with PNC Investments since 2016 and joined First Citizens Investor Services in 2024. First Citizens Investor Services serves a diverse client base including individuals, pension plans, charitable organizations, and corporate entities, offering portfolio management, wrap programs, model portfolios, and financial planning. The firm’s investment process involves IAR-led assessments and uses fundamental, quantitative, and technical analysis to allocate among various asset classes.

Edwin Crisp Jr. is a CFP® professional with 24 years of experience in financial advising. He has worked at Independent Advisor Alliance, LLC since 2019 and previously spent nine years at Clearbrook Advisory Services, LLC. Crisp serves as an elected executive board member of the Montcross Chamber Board of Directors and is a board member of the Investment Committee of the Associated Reformed Presbyterian Church. He also prepares tax returns for clients and family on a limited basis. Independent Advisor Alliance, LLC provides asset management, financial planning, wealth coaching, and retirement plan consulting to a diverse client base that includes individuals, small businesses, charitable organizations, and retirement plans. The firm uses a network model of advisory representatives and integrates technology platforms alongside traditional planning to deliver investment and estate-planning services.

Kenneth Calhoun is a financial advisor at Concurrent Investment Advisors, LLC with 36 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Wells Fargo Advisors Financial Network and Wells Fargo Clearing Services. Outside of advising, he owns and operates Basswood Creek Farms, an agricultural business in Gastonia, NC. Concurrent Investment Advisors, LLC is an SEC-registered firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios utilizing a range of investment vehicles and offers wealth management, financial planning, and retirement advisory services through a network of approximately 286 advisors.

Michael Frendak is a financial advisor at PNC Wealth Management in Charlotte, NC, holding Series 66 and Series 63 licenses with 10 years of industry experience. His prior roles include positions at PNC Investments, The Vanguard Group, SCOTTRADE, and AXA Advisors. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available in an invitation-only pilot for employees. The firm’s approach integrates algorithmic risk assessment and invests via approved model strategies using mutual funds and ETFs, with annual rebalancing and limited direct client trading.

Jeffrey Collins is a financial advisor with Guardian Life and holds a Series 66 designation. He has 15 years of industry experience, including roles at Park Avenue Securities, Independent Advisor Alliance, LPL Financial, and Edward Jones. He is based in Charlotte, NC. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and investment management solutions, combining advisor-led discretionary management with model-based strategies and digital advisory platforms.

Dennis Myers III is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at both firms since 2004. In addition to his advisory role, he is involved in insurance activities beyond those offered by Guardian Life. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plans, charitable organizations, and businesses. The firm offers tailored client relationships through advisor-led discretionary management and model-based strategies, integrating proprietary programs, third-party platforms, and a digital advisory solution.

Justin Popham is a CFP® credentialed advisor with 12 years of industry experience, currently with First Citizens Investor Services, Inc. in Charlotte, NC. His prior experience includes roles at Fisher Investments, Fidelity, Charles Schwab, and E*TRADE. First Citizens Investor Services serves individual clients, including high-net-worth individuals, as well as pension plans, charitable organizations, and businesses. The firm offers a range of advisory and brokerage services, utilizing fundamental, quantitative, and technical analysis to manage portfolios across various asset classes.

Jason Mertz is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has worked at Truist Advisory Services since 2021, following prior roles at Bb&T Securities and Merrill. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation advice, fiduciary support, and manager-selection programs, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

James Ferguson is a CFP® with 17 years of experience in the financial services industry. He is currently an advisor at Schwab Wealth Advisory, where he has worked since 2026. His prior experience includes roles at Roan Capital Partners, Cetera Advisor Networks, and various other firms dating back to 2006. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach is based on Schwab’s asset-allocation models and internal research tools, with advice tailored to client goals and risk tolerance.