Konstantin Rusin is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Wells Fargo in 2024, he worked at HSBC Bank USA, N.A. for nine years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment searches, performance reporting, and participant education, with a notable inclusion of insurance-related products and bank deposit options in its investment menus.

Joey Veizaga Soto is a financial advisor with Morgan Stanley, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked in various roles including at Wholey Meal Prep and Amazon Warehouse. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by structured planning tools and investment modeling.

Saro Gahima is a financial advisor at Robert W. Baird & Co. with eight years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Morgan Stanley and Bogart Wealth, LLC. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, combining internal research and technology with ongoing manager selection to support client advisory needs.

Parker Messick is a financial advisor with Wells Fargo Clearing in Ashburn, VA. He holds Series 63 and Series 65 designations and has two years of industry experience. His prior work includes roles at Wells Fargo Bank and involvement in local political campaigns. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Ludwitzke is a financial advisor at Primerica Advisors in Vienna, VA, with seven years of industry experience. He holds Series 63 and Series 65 credentials and has been with Primerica Advisors since 2019. In addition to his advisory role, he receives compensation for the sale of loan products and referrals related to home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through Pershing, managing approximately $15.5 billion in assets.

Zachariah Ingalls is a financial advisor with RBC Capital Markets in Vienna, VA, holding a Series 66 designation and bringing 17 years of industry experience. Prior to joining RBC in 2020, he worked for UBS Financial Services for 15 years. Outside of his advisory role, he is involved as a partner in two online retail businesses and serves as a director-treasurer for a community homeowners association, as well as supporting the Virginia Defense Force in civil security duties. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and portfolio management services tailored to clients’ risk profiles, leveraging both in-house and third-party investment managers alongside integrated capital markets and lending capabilities.

Richard Allen is a financial advisor with Equitable Advisors in Falls Church, VA, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked at Axa Advisors. Outside of his advisory role, Allen serves as president of a homeowners association and is a board member of the DC Public Education Fund. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of investment models and third-party asset managers, offering services that include mutual funds, ETFs, separately managed accounts, and select alternative investments.

Matthew Pignetti is a financial advisor with Ameriprise in McLean, VA, holding a Series 66 designation and two years of industry experience. His work history includes roles at Ameriprise since 2021, as well as previous positions at DoorDash, Penn State University, Fitwize, Lost Rhino, and Broad Run High School. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, delivering written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide tailored retirement planning, supported by algorithmic automation and a dedicated consulting team.

Anthony Lobalbo is a financial advisor with Charles Schwab, holding a Series 66 designation and 18 years of industry experience. He has worked with various divisions of Charles Schwab since 2015, including Charles Schwab Bank and Charles Schwab Premiere Bank. Outside of his advisory role, he serves as a board member and Director/Secretary for the nonprofit Animal Education and Rescue Organization (A.E.R.O). Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large-scale, integrated structure with a client relationship model that offers primarily non-discretionary advisory services alongside access to discretionary separately managed accounts.

Heather Fischer is a financial advisor at Merrill with 25 years of industry experience. She holds the Series 66 designation and has worked at several notable firms including Morgan Stanley, Wells Fargo Clearing, Ameriprise, UBS Financial Services, and Citigroup Global Markets prior to joining Merrill in 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Mary Wallack is a financial advisor with Robert Baird & Co. in Fairfax, VA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Her career includes nine years at Wells Fargo Clearing and seven years with Wells Fargo Advisors LLC before joining Baird in 2025. She is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored advice and a range of portfolio services, including discretionary and non-discretionary management, utilizing both in-house and third-party managers across traditional and non-traditional strategies.

Brad Courtney is a financial advisor with Wells Fargo Clearing in McLean, VA, holding a Series 66 designation and 16 years of industry experience. His career includes roles at Wells Fargo Advisors, Key Investment Services LLC, and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory in its investment approach.

Preeti Shakya is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. She has worked at Wells Fargo Clearing since 2021 and has been with Wells Fargo Bank, NA since 2018. Prior to that, she held a position at Bank of Kathmandu Ltd from 2014 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Jocelyn Kim is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She previously worked at New York Life Insurance Co. and NYLife Securities LLC for a combined 10 years before joining her current firm. In addition to her advisory role, she is involved in outside insurance sales through IOG Benefits Consulting, focusing on Medicare and group employee plans. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual planning relationships using advanced analytical tools and offers various specialized planning programs.

George Bernhard is a CFP® professional with 25 years of experience in the financial services industry. He has been with LPL Financial since 2008 and previously worked at BB&T Investment Services, Wells Fargo Clearing, and Prudential Equity Group. He is a member of the Westwood Country Club, where he receives referral fees. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a large network of investment adviser representatives.

John Fox is a financial advisor with Osaic Wealth, Inc. based in Haymarket, VA. He holds Series 63 and Series 65 licenses and has 38 years of industry experience, including prior roles at Securities America Advisors, Inc. and Securities America, Inc. since 2012. Fox also owns Fox Financial Services, through which he is engaged in insurance sales. Osaic Wealth serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct portfolios across various asset classes.

Phillip Kennedy is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He began his career at Fidelity in 2014 and has held various roles including Financial Consultant, Investment Consultant, Relationship Manager, and 401(k) High Net Worth Service specialist. His work focuses on partnering with clients to understand their retirement and legacy goals and addressing their wealth planning needs. Phillip is dedicated to educating his clients about the complexities of financial planning and collaborates with them to create strategies that address individual and family financial objectives. His approach involves gaining a comprehensive understanding of each client's needs to foster positive financial outcomes. Outside of his professional role, Phillip has interests in baseball, cars, outdoor adventures, pets, snowboarding, and traveling.

Shubhro Banerjee is a CFA® charterholder and financial advisor at Edward Jones with five years at the firm and a total of seven years in the industry. Prior to joining Edward Jones in 2021, he worked for M&T Bank N.A. (Wilmington Trust Investment Advisors) from 2015 to 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial products.

Tai Al Tae is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill and Morgan Stanley, among other firms. Outside of finance, he is the sole proprietor of a car rental business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jay Forshee II is a Series 66 licensed advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he held positions at Georgetown University and multiple medical schools. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and maintaining an extensive nationwide network of financial advisors and branch offices.