Swathi Reddy is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at HSBC Bank Australia for seven years. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm employs a range of program types from client-directed to fully discretionary accounts, using model risk profiles and a combination of strategic and tactical asset allocation developed with HSBC Global Asset Management.

Robert De Young is a financial advisor with TD Private Client Wealth LLC in Vienna, VA. He holds a Series 66 designation and has two years of industry experience. Prior to joining TD Private Client Wealth, he has held roles at TD Bank N.A., Bankers Life, Truist, and Northwestern Mutual, and served in the Armed Forces for 13 years. TD Private Client Wealth LLC provides discretionary wrap‑fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm uses a combination of strategic and tactical asset allocation across affiliated and third-party managers, offering portfolio management, financial planning support, and custody services.

Ryan Kellinger is a CFP®-certified financial advisor with seven years of industry experience, currently with Commonwealth Financial Network. He has been associated with Commonwealth in various capacities since 2016 and also has experience at Potomac Financial Private Client Group, LLC. In addition to advisory services, he spends a portion of his time involved in fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm offers a comprehensive platform of managed-account programs, third-party asset manager access, and custody services, supporting a variety of portfolio implementation options.

Darren White is a financial advisor at Truist Advisory Services with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at SunTrust Advisory Services and SunTrust Bank since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a mix of discretionary and non-discretionary approaches and incorporates third-party platforms and AI-enabled research tools in its investment process.

Richard Hatton is a financial advisor at First Command Advisory Services with Series 63 and Series 65 credentials. He has been with the firm and its affiliated entities since 2025, and he operates Hatton Professional Services, LLC. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers using Envestnet’s platform and Pershing for custody and execution.

Imran Shaukat is a financial advisor at Truist Advisory Services with one year of industry experience. He holds the Series 66 designation and has been employed by Truist Bank since 2012. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, and a manager-selection program that uses both discretionary and non-discretionary approaches supported by third-party platforms.

Marta Steane is a ChFC® credentialed financial advisor with 31 years of industry experience. She has been with VOYA Financial Advisors, Inc. since 2014 and previously worked at Voya Financial Partners, LLC. Outside of her advisory role, she participates as a member of the Humane Society of Warren County, assisting with animal care activities. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that provides financial planning, portfolio management, and retirement-plan advisory services to individuals, pension plans, nonprofits, and corporate clients. The firm uses a combination of in-house and external strategists, technology-enabled tools, and model portfolios to manage mostly non-discretionary client accounts.

Michael Perez is a financial advisor with Truist Advisory Services in Sterling, VA, holding Series 63 and Series 65 licenses and having six years of industry experience. He has worked with SunTrust Bank and its related entities since 2014. Outside of his advisory role, Perez manages rental properties through an LLC. Truist Advisory Services provides investment consulting and advisory services to a diverse client base, including individuals, corporations, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary management strategies and utilizes third-party platforms and AI-enabled equity research to support its investment offerings.

Christopher Patterson is a financial advisor with Concurrent Investment Advisors, LLC and holds the PFS™ credential along with Series 63 and Series 65 licenses. He has 18 years of industry experience, including prior roles at Spire Wealth Management and Spire Investment Partners. Patterson is also an agent of Spire Insurance Agency and operates under the dba Patterson Wealth Management Group. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolios using ETFs, mutual funds, and other investments, supported by an integrated platform with affiliated sub-advisory arrangements and third-party solutions.

Robert Bell is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked extensively with Guardian Life Insurance Company and Park Avenue Securities. Outside of his advisory role, he is involved in a fixed insurance business separate from Guardian. Park Avenue Securities serves a broad retail client base including individual and high-net-worth investors, offering both brokerage and advisory services with a range of proprietary and third-party investment programs.

Michael Stone is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at UBS Financial Services and extended involvement with several firms, including Business Benefits Group Inc., where he serves as an independent insurance agent and focuses on retirement plans for small business clients and individuals. He is also president of Incisive Financial Group, a firm engaged in marketing Annuity Income Contracts. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a range of asset management and financial planning solutions, utilizing model portfolios, mutual funds, ETFs, and other investment vehicles across various program platforms.

Timothy Williams is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. Prior to joining Schwab Wealth Advisory and Charles Schwab in 2025, he worked for Morgan Stanley Smith Barney LLC from 2014 to 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research, with recommendations tailored to clients’ goals and risk tolerance, while trades require client authorization.

Morgan Douglass is a financial advisor at Creative Planning with six years of industry experience. He holds a Series 65 designation and has worked at Creative Planning since 2021. Prior to that, he spent eight years at Sullivan, Bruyette, Spero & Blayney, LLC. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies, while also offering access to private market investments and institutional services.

Kathy Moritz is a financial advisor with Eagle Strategies (New York Life) based in Vienna, VA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with Eagle Strategies since 2016 and associated with New York Life and its affiliated entities since 2015. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, providing financial planning, investment management, and advisory services. The firm offers multiple program types tailored to client and plan sponsor objectives and manages the majority of its assets on a non-discretionary basis.

William Cunningham is a CFP® certificant with 19 years of industry experience. He currently works at Concurrent Investment Advisors, LLC and has previously held advisory roles at Corbett Road Wealth Management, RE Advisers Corporation, Homestead Funds, and RE Investment Corporation. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm employs a customized, primarily long-term investment approach utilizing ETFs, mutual funds, individual securities, bonds, alternative investments, and independent sub-advisers.

Andrew Stevens is a CFP® professional with 20 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory and has previously worked at TD Ameritrade, Charles Schwab, and SunTrust Advisory Services. His career has focused on wealth management and financial planning. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s guidance is based on proprietary asset allocation models and internal research tools, offering tailored recommendations reviewed at least annually.

Mark Johannessen is a CFP® professional with 24 years of industry experience, currently serving at Creative Planning since 2021. Prior to this, he spent 30 years at IA Sullivan, Bruyette, Spero & Blayney. He serves on the Board of the CFP Board, focusing on initiatives to develop future financial planners and increase diversity and inclusion within the profession. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, and retirement plans. The firm employs a financial planning–led investment process with an emphasis on low-cost indexing and buy-and-hold strategies, supported by a broad array of affiliated non-investment businesses and integrated private market investment opportunities.

Ted Halpern is a financial advisor at MAI Capital Management, LLC with 22 years of industry experience. He previously founded and led Halpern Financial, Inc. for over three decades before joining MAI Capital Management in 2024. He holds Series 63 and Series 65 designations. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages a broad range of investment strategies and offers additional services such as trust administration and insurance through affiliated entities.

Dennis O'Brien is a financial advisor at Concurrent Investment Advisors, LLC with four years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Spire Investment Partners, SEIA / SES, and Fidelity Investments. Outside of his advisory role, he performs as a guitarist with the band The Montaines. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios that include ETFs, mutual funds, and other investment vehicles, supported by internal due diligence and strategic asset allocation.

Quinn Murphy is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 66 licenses. He has three years of industry experience and has worked at Steward Partners-related entities since 2023, with prior roles at NYLIFE Securities LLC and New York Life Insurance Company. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory, financial planning, and managed account services.