Michael Gottschalk is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its predecessor, Morgan Stanley Smith Barney, since 2009. Prior to that, he worked at Citigroup Global Markets from 2006 to 2009. Outside of his advisory role, he serves as a regional event judge for USA Gymnastics. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Ann Jackson is a Series 66-licensed financial advisor at Morgan Stanley in Washington, DC, with three years of industry experience. Prior to joining Morgan Stanley in 2022, she worked at Georgetown University from 2011 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery processes and advanced modeling tools to support client decision-making.

Nicholas Marchio is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds a Series 66 designation and previously worked at Merrill and Equitable Advisors. He is based in Washington, DC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s advisory risk profile.

Connor Whitcomb is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2015, progressing through various positions including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Connor partners with clients to help them work toward both their short-term and long-term financial goals using Fidelity's technology and investment platform. He prioritizes developing quality, lasting relationships with clients and their families to ensure the effective use of Fidelity's resources tailored to individual needs. His experience spans comprehensive financial planning and client relationship management within Fidelity Investments.

Kelly Foley is a financial advisor at Merrill with Series 66 credentials and five years of industry experience. She has worked at Merrill and its predecessor firms since 2018 and is currently based in Washington, DC. Outside of her advisory role, Foley teaches group fitness classes at Equinox and serves as a board member of the Catholic Business Network of Montgomery County. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Linda Haycock is a Series 66-licensed financial advisor at Edward Jones with two years of industry experience. She has worked at Edward Jones since 2023 and concurrently manages business operations at Haycock Foot and Ankle Center, where she has served as business manager since 2006. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Anastasia Seikaly is a financial advisor at Morgan Stanley with six years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2018, including a role with Morgan Stanley Private Bank, N.A. Prior to that, she was employed at Sportime Schenectady from 2015 to 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers comprehensive financial planning and investment programs, using structured planning tools and a range of advisory services.

Jennifer Kasper is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and 30 years of industry experience. Her work history includes roles at Morgan Stanley Smith Barney LLC and Wells Fargo Clearing prior to joining Wells Fargo Advisors Financial Network. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with other financial product sales and referral channels.

Nina Asghari Kamrani is a financial advisor with Ameriprise Financial Services LLC and holds a Series 66 designation. She has three years of industry experience, including prior roles at LPL Financial and positions outside the financial sector. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services focused on dependable income sources and tax-aware withdrawal strategies.

Meghan Young is a financial advisor at Morgan Stanley in Washington, DC, holding a Series 66 designation. She has experience working at Morgan Stanley, T. Rowe Price, The Shark Group, and Three Sisters Boutique, with her industry career beginning in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Daniel Miller is a Series 66-registered financial advisor with 14 years of industry experience. He currently works at Morgan Stanley, having previously held roles at Hartford Funds Management Company and Pioneer Investment Management. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Edwin Alvarez is a financial advisor with Merrill, holding a Series 66 designation and six years of industry experience. He has also worked at Bank of America since 2006. Outside of his advisory role, he is the owner of ELG Investment Group LLC, a for-profit entity not related to investment advisory activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patricia Penn is a CFP® with 32 years of experience, currently serving as a financial advisor at Morgan Stanley in Alexandria, VA. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and models but places implementation responsibility with clients, generally acting in an advisory capacity rather than as an ERISA fiduciary unless otherwise engaged.

Deepa Massand is a financial advisor with Merrill, holding a Series 66 designation and bringing 16 years of industry experience. She has been with Merrill since 2004 and is currently associated with Bank of America, N.A. Prior to her current role, she worked at Merrill for over two decades. Outside of her advisory duties, she is a member of two LLCs unrelated to investment management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Liam McCracken is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He began his career at Fidelity as a Relationship Manager in 2023 before transitioning to an Investment Consultant position in 2024. In his current role, Liam partners with clients through the financial planning process to develop plans that are appropriate and understandable, focusing on goals such as retirement and other financial objectives. His approach emphasizes collaboration throughout each phase of the client's financial journey. Outside of his professional work, Liam has personal interests that include cars, cooking and baking, football, social events with friends, golf, and music.

Daniel Derisio is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and an IPS-driven process. The firm’s offerings include a broader set of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Sam Kast is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His background includes a variety of roles outside finance, including positions related to Clemson University and work in the food service industry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Corey Vance is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he worked at the Federal Bureau of Investigation for five years and held roles within the United States Senate and various organizations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Marie Meuschke is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 2014. Holding the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, she provides comprehensive financial advice focused on personal retirement planning, portfolio management, tax minimization, retirement income, and addressing the financial needs of women and wealth. Marie advises families and individuals in the DMV area and beyond, applying a client-centered approach that prioritizes their interests and goals. She builds personalized financial strategies to help clients navigate changing market conditions and achieve their objectives. Originally from New York, Marie earned a Bachelor's Degree in Business Economics from Loyola University of Maryland. Beyond her professional work, Marie participates in community volunteering in line with the Merrill tradition. She lives in Baltimore with her fiancé and their dog, and her personal interests include cooking, football, golfing, knitting, crocheting, reading, and spending time with her family.

Ethel Treister is a financial advisor at Cetera with 25 years of experience. She holds the PFS™ and Series 66 designations and has also worked as a CPA since 1992 and as a flight instructor from 1997 to 2018. In addition to her advisory role, she provides tax planning and preparation through her CPA practice. Cetera Investment Advisers LLC is an SEC‑registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services, with access to multiple program platforms and third‑party managers.