Garrett Cioffi is a Financial Advisor based in Columbia, serving as a trusted partner to business owners, highly-compensated employees, executives, and families seeking personalized wealth management. He works within Merrill Lynch Wealth Management, providing a disciplined, evidence-based approach to financial planning. His practice focuses on comprehensive wealth strategies including investment management, financial planning, trust and estate considerations, tax-efficient wealth strategies, and retirement income. Garrett collaborates with clients' CPAs and estate attorneys to ensure alignment of financial strategies with overall objectives. He assists clients in areas such as education planning, executive compensation, family wealth management, legacy planning, portfolio management, small business strategies, special needs planning, and tax minimization. Garrett holds a Bachelor's Degree from Salisbury University and the Personal Investment Advisor (PIA) designation. He is a member of the Sigma Alpha Epsilon Fraternity. In his free time, Garrett enjoys running, golfing, playing football, reading, and watching movies.

Steven Deboy Jr. is a financial advisor with Raymond James Financial Services Advisors, holding a Series 66 designation and 20 years of industry experience. He previously worked at LPL Financial for seven years and Janney Montgomery Scott for six years before joining Raymond James in 2026. Based in Baltimore, MD, he provides advisory services through Raymond James Financial Services Advisors. Raymond James Financial Services Advisors serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and state and municipal entities. The firm offers tailored, non-discretionary financial planning and investment consulting, supported by risk-based reviews and a range of institutional fiduciary solutions.

Candida Sampson is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Her work history includes roles at Merrill and multiple dental-related organizations before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, applying proprietary research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios.

Sonya Logan is a financial advisor at Edward Jones with 22 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Her prior experience includes roles at Spire Investment Partners, TD Ameritrade, and Scottrade. Outside of finance, she was the owner of a candle-making business, Lydon's Creative Concepts. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a range of wealth levels. The firm offers a variety of advisory programs and investment strategies, supported by a large national network of advisors and branch offices.

Karen Williams is a financial advisor at Edward Jones with two years of industry experience. She holds a Series 66 designation and previously worked for Wells Fargo Home Mortgage for seven years. Karen is based in Severna Park, MD. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and investment options, supported by a large nationwide network of financial advisors and branch offices.

Charles Hanley IV is a financial advisor at Equitable Advisors with two years of industry experience. He holds the Series 66 designation and has prior experience at Homeside Financial and The Conafay Group. Outside of his advisory role, Hanley is a partner in Hanley-Hanes LLC, which is involved in house flipping and related investment activities. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer and utilizes LPL-sponsored programs and third-party managers to deliver advisory and brokerage solutions.

Benjamin James is a CFP® and holds a Series 66 license with 25 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005, currently based in Baltimore, MD. Ameriprise offers a retirement-income planning service designed for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves individuals approaching or in retirement and provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

William Slade is a financial advisor with Edward Jones in Elkridge, MD, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Lincoln Financial Group and periods as a student. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices, and manages over $1 trillion in assets under management.

Jonathan Wasey is a CFP®-designated financial advisor with 29 years of industry experience, currently affiliated with LPL Financial in Columbia, MD. His career background includes positions at State Employee Credit Union of MD, Truist Investment Services, and Bb&T. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and a variety of model portfolios and research resources.

Michelle Kruhm is a financial advisor at LPL Financial with 19 years of industry experience. She holds the Series 63 and Series 66 designations and has been with LPL Financial since 2011. In addition to her advisory role, she is a notary. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios, research, and various technologies.

Neeraj Sharma is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and two years of industry experience. He has been with Wells Fargo Bank, N.A. since 2016 and Wells Fargo Clearing since 2023. Prior to his financial services career, he worked at Sears from 2015 to 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, tailoring solutions to plan objectives and risk tolerances while acting as an ERISA fiduciary.

Leslie Jurado is a financial advisor with LPL Financial in Columbia, MD, holding Series 63 and Series 66 credentials and 14 years of industry experience. Prior to joining LPL Financial in 2021, Jurado worked at Morgan Stanley Private Bank and Morgan Stanley, as well as Wells Fargo Advisors and Wells Fargo Bank. Jurado is also associated with SECU Financial Partners. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and technology-driven investment strategies.

James Farally is a financial advisor with Equitable Advisors in Columbia, MD, holding Series 63 and Series 65 registrations and possessing 24 years of industry experience. He has been with Equitable Advisors since 2001, including its predecessor Axa Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Rickey Post is a Series 65-licensed financial advisor with nine years of industry experience, currently practicing at Cambridge Investment Research Advisors. His prior experience includes roles at Turning Point Financial, Regulus, LLC, Regal Investment Advisors, Jolles Insurance and Financial, and The Prudential Insurance Company of America. He has involvement with the NCAA since 2012 and previously with the OHSAA. Cambridge Investment Research Advisors serves a diverse client base—including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors—offering financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm provides both discretionary and non-discretionary investment strategies through multiple platforms and maintains proprietary and unaffiliated model strategies.

Gina Harper is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Stephen Defeo is a financial advisor with Wells Fargo Clearing in Reisterstown, MD, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as a caregiver for his daughter. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jocelyn Smith is a financial advisor at Edward Jones with a Series 66 credential and one year of industry experience. Prior to joining Edward Jones, she worked for Deloitte for 11 years. She is also self-employed. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory services, managing over $1 trillion in assets through a large network of advisors and branch offices nationwide.

Brian Jolles is a financial advisor at Cambridge Investment Research Advisors with 36 years of industry experience. He holds the ChFC® designation along with Series 63 and 66 licenses. His prior experience includes roles at Turning Point Financial, Regulus Financial Group, Questar Asset Management, and he has owned Jolles Financial since 1986. Outside of his advisory work, he serves as president of a nonprofit called We Promote Health, Inc., and is a board member of NAIFA. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through a network of independent financial professionals. The firm offers financial planning, investment management, and retirement plan advisory services, utilizing multiple platform arrangements and proprietary as well as third-party model strategies tailored to client objectives.

Anthony Johnson is a financial advisor at Primerica Advisors with Series 65 and Series 63 licenses and one year of industry experience. His prior roles include positions at Morgan Stanley and Traders, as well as entrepreneurial work with Crow Entertainment, LLC. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale, delivering advisory services primarily through model-based strategies managed by third-party asset managers.

Christopher Mooney is a financial advisor with Equitable Advisors in Columbia, MD, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors LLC, since 2008. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and endorsed third-party managers to deliver advisory and brokerage solutions.