Christopher Anderson is a financial advisor with Merrill in Baltimore, MD, holding a Series 66 designation and having 21 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts. The firm incorporates internal Chief Investment Office teams and third-party managers, with portfolio implementations tailored by strategy and investment sensitivity.

Kelly Lemasters is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Bank of America and Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Susan Scarborough is a financial advisor with Morgan Stanley in Lutherville, MD, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and models without providing individual security recommendations in standalone plans.

Joanna Eyere is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2018. She serves as a board member for the Harriet Lane Home Foundation, which supports pediatric nephrology programs at Johns Hopkins Hospital. Merrill, along with its affiliate Managed Account Advisors LLC, provides model-based and discretionary managed account services to Bank of America fiduciary clients, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gregory Buchinski is a Senior Financial Advisor at Merrill Lynch Wealth Management with 28 years of experience in the field. He joined Merrill Lynch in 1997 after earning a Bachelor's degree in Economics with a concentration in Finance from the University of Maryland, Baltimore County. Greg employs a disciplined approach to portfolio management, emphasizing wealth preservation as fundamental to successful investing. Greg holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Throughout his career, he has been recognized as part of the Liotta Osterman Buchinski team named to the 2023 Forbes "Best-in-State Wealth Management Teams" list. Beyond his professional pursuits, Greg has served on the Board of the University of Maryland, Baltimore County Alumni Association and as past President of the Towson Toastmasters Club. He and his wife Mirna, an attorney specializing in Estate Planning and Elder Law, raise their children Michael and Ava Marie.

Jason Chamberlain is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 66 designation and 28 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, and previously with Citigroup Global Markets. Chamberlain is involved with the Baltimore Montessori Public Charter School. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and a broad suite of retail and institutional investment services.

Brett Baldwin is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on providing comprehensive financial planning services, helping clients develop and pursue their short-, mid-, and long-term financial goals. Brett emphasizes understanding clients' priorities to create personalized strategies that address a range of needs, including retirement planning, investing, and education funding. Brett holds a Bachelor of Science degree in Finance and International Business from the University of Maryland. He has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). His areas of expertise include college education planning, divorce transition planning, managing new wealth, and retirement income strategies. Outside of his professional role, Brett enjoys activities such as baseball, boating, fishing, golfing, hunting, and skiing. He also values spending time with his family.

Gerald Marquez is a financial advisor at Robert W. Baird & Co. with 40 years of industry experience. He has been with Robert W. Baird since 2009 and holds Series 63 and Series 65 licenses. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides a range of consulting and portfolio services tailored to client goals and risk tolerances, employing both in-house and third-party managers across traditional and complex investment strategies.

Sean Baker is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Baltimore, MD. His work history includes positions at Morgan Stanley Private Bank and UBS FS. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Dominic Patti is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He collaborates with clients and families to develop financial plans that aim to grow and protect wealth while simplifying their financial journeys. His approach is built on trust and transparency, allowing for tailored strategies that address both short and long-term financial goals. Dominic's professional experience includes multiple roles at Fidelity Investments, starting as a Financial Representative in 2020, advancing to Relationship Manager in 2022, and Investment Consultant in 2023 before assuming his current position. Prior to Fidelity, he worked as a Financial Services Representative at T Rowe Price from 2019 to 2020.

Anu Disanayaka is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She has held positions at SECU, Edward Jones, and SunTrust Bank prior to joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting through a national network, providing both discretionary and non-discretionary management supported by research and technology solutions.

Nicholas Williams is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2014, including work at Morgan Stanley Private Bank, National Association since 2015. He is based in Baltimore, MD. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, delivering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Bhavik Hukmani is a financial advisor at Ameriprise with 23 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Hukmani serves on the Board of Directors for the North Saint John Pool and Tennis Club and is involved in youth sports coaching, including as a travel head coach for a boys’ soccer team and supporting a scouting organization for older youth. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary retirement recommendations through a centralized consulting team.

George Bradford is a Resident Director and Financial Advisor at Merrill Lynch Wealth Management. He advises individuals, families, professional athletes, and small business owners in making financial decisions aligned with their goals and values. Through his role, George provides clients with access to a wide range of financial services including wealth preservation, retirement income planning, estate planning, wealth transfer, insurance services, and college planning. Before joining Merrill Lynch Wealth Management, George had a 17-year professional career as a golfer, competing on the PGA Tour, Web.Com Tour, and PGA Tour Canada. He was involved in promoting inclusion in golf and supported youth programs such as the First Tee Program and the Boys and Girls Club of America by providing free instruction and exposure to golf industry opportunities. George holds a bachelor's degree in finance from the University of Maryland in College Park. He resides in Columbia, Maryland with his wife and two daughters. Outside of work, he enjoys playing golf, gardening, and the arts. He also serves as a board member of the Olney Theatre Center for the Arts and the Washington Government Relations Group Foundation. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA).

Gregory Bell is a financial advisor with Morgan Stanley in Lutherville, MD, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2009 and serves as a board member of the Jemicy School, an educational institution in Maryland. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process.

Mark Grunder is a CFP® professional with 20 years of experience in the financial services industry. He is currently affiliated with Cetera and serves as a market executive at FNB Wealth Management. His career includes roles at First National Bank of PA, Sandy Springs Bank, and BB&T. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, servicing individual, corporate, charitable, and institutional clients through a range of portfolio management and financial planning services. The firm offers diverse program structures and investment options, managing over $256 billion in assets with more than 10,000 advisors.

Bernard Richards is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial and M&T Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its investment approach.

Rebecca Yates is a financial advisor at RBC Capital Markets with 16 years of industry experience. She holds the Series 66 designation and has worked at RBC Capital Markets since 2017, following 12 years at Kissinger Financial Services. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs and customizes investment strategies based on clients’ Advisory Risk Profiles, utilizing both in-house and third-party managers.

Justin Policare is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. He previously worked at Raymond James & Associates and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Neil Esterson is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 11 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016 and is also involved with The Legacy Group, Inc. as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, delivering services via multiple platform arrangements and proprietary as well as third-party investment strategies.