William Coleman is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2018. Prior to that, he was employed at Bank of America and was involved with the Baltimore Museum of Art. Outside of his advisory role, he previously operated a screen-printing business under his registered LLC, Beard City LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

Seth Hammer is a financial advisor at LPL Financial with 19 years of industry experience. He holds a Series 66 designation and previously worked at Grove Point Investments, LLC, Grove Point Advisors, LLC, and H. Beck, Inc. Additionally, he is a certified public accountant and has been a faculty member at Towson University since 1994. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services, utilizing model portfolios and research from multiple sources.

Jeffrey Gue is a financial advisor with Raymond James Financial Services Advisors, holding Series 63 and Series 65 credentials and 25 years of industry experience. His prior roles include positions at Fulton Bank, National Life Group, and The Investment Center Inc. He is also an agent and partner at Worthington Financial Partners, focusing on insurance services. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth investors, pension plans, charitable organizations, and public entities. The firm offers tailored advisory solutions and specialized programs for small businesses, supported by a broad institutional network and municipal finance capabilities.

Felipe Escobar Gomez is a financial advisor at RBC Capital Markets with two years of industry experience. He holds a Series 66 designation and previously worked at Raymond James & Associates. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various wrap fee advisory programs with tailored strategies implemented through a mix of in-house and third-party investment managers and model providers.

Richard Sutor is a financial advisor at OSAIC with 52 years of industry experience. He holds a Series 63 designation and has previously worked at Lincoln Financial Advisors Corporation, Wells Fargo Clearing, and Wells Fargo Advisors LLC. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across multiple investment types.

Kristina Jackson is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Her prior roles include positions at Bank of America, PayPal, and Mariner Finance. Outside of her advisory work, she provides guest services for sporting facilities and events through S.A.F.E Management in Baltimore. Merrill offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, employing model-based and discretionary investment strategies across a broad client base that includes individuals, high-net-worth clients, and institutional investors.

Joseph Juras is a financial advisor with Wells Fargo Clearing in Ellicott City, MD, holding Series 63 and Series 65 licenses and having 44 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. He also serves as a trustee for a family trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Liliana Maes is a financial advisor with LPL Financial in Nottingham, MD, holding Series 63 and Series 65 credentials and 17 years of industry experience. Her prior roles include positions at M&T Bank, JP Morgan Chase Bank, AXA Advisors, and Mass Mutual. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by in-house and third-party research, with both discretionary and non-discretionary management options.

Ryan Pollard is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 63 and Series 65 registrations and has worked at firms including Valic Financial Advisors, Agia, Lincoln Financial Advisors Corporation, and OSAIC. In addition to his advisory work, he offers fixed annuities, fixed indexed/equity annuities, and long-term care insurance. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios from internal and third-party sources.

Spencer Schenking is a financial advisor with Wells Fargo Advisors in Bel Air, MD, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Bank of America, Merrill, Morgan Stanley, KPMG, and Salisbury University. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a wide range of investment and financial planning services, including specialized planning areas such as business-owner transition and special-needs analysis. The firm’s advisors use proprietary research and planning tools to develop tailored recommendations, with implementation optional for clients.

Stephen Merrill is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors for 12 years. Merrill is also involved with Heritage Financial Consultants, LLC as an agent and financial planner, offering a range of insurance products including accident, health, disability, and life insurance. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, and access to third-party money managers through a network of affiliated advisers and multiple advisory platforms.

Amy Brocious is a CFP® professional with 41 years of industry experience, currently serving as a financial advisor at OSAIC since 2025. She spent 40 years at Lincoln Financial Advisors Corporation prior to joining her current firm. In addition to her advisory role, she is involved with Heritage Financial Consultants, LLC, where she offers fixed annuities, long-term care insurance, and traditional life insurance products. OSAIC serves a diverse client base that includes individual, high-net-worth, pension, corporate, and charitable investors through a large network of affiliated advisors and multiple advisory platforms. The firm utilizes a range of asset-allocation tools and offers integrated brokerage and advisory services, including access to third-party money managers and unified managed accounts.

Gregory Kroneberger Jr. is a CFP® professional with 34 years of industry experience, currently affiliated with RBC Capital Markets in Hunt Valley, MD. He has worked with RBC Capital Markets since 2009 and also with City National Bank since 2019. Outside his advisory role, he serves on the board of directors for the Catholic Community Foundation and participates in fundraising for the Archdiocese of Baltimore. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored portfolio management and financial planning services through various advisory programs.

David Matthews is a Certified Financial Planner® with 24 years of industry experience. He has been with Raymond James Financial Services Advisors since 2012. Outside of his advisory role, Matthews serves as Treasurer for Mt. Ararat #44 Ancient Free & Accepted Masonic Lodge, where he manages the lodge’s finances. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individual investors, pension plans, charitable organizations, and government entities. The firm offers tailored, primarily non-discretionary advisory services and institutional consulting solutions, supported by a broad affiliate network and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services.

Thomas Spray Fry is a CFP® and ChFC® with 26 years of industry experience. He has been with OSAIC since 2025, following a 26-year tenure at Lincoln Financial Advisors. Outside of his advisory role, he is an at-large director of the Carroll Manor Rec Council, which promotes youth and adult sports opportunities in his community. OSAIC serves a wide range of retail and institutional clients through a large network of financial advisers and offers integrated brokerage and investment advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm employs a variety of asset-allocation tools and managed-account solutions to construct portfolios tailored to client needs.

Timothy Herb Jr. is a financial advisor with RBC Capital Markets, holding Series 65 and Series 66 licenses and bringing 27 years of industry experience. He has worked with RBC Capital Markets since 2009 and also has experience with City National Bank and his own company, Spurtix LLC. Outside of his advisory role, he volunteers with the Boys & Girls Club of Westminster as part of their fundraising efforts for new gymnasium construction. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored portfolio management and financial planning through various advisory programs. The firm integrates in-house and third-party investment managers and provides a broad range of capital markets and lending services.

Stephen Fiacco is a financial advisor with Wells Fargo Advisors in Melbourne, FL, holding Series 63 and Series 65 credentials and 25 years of industry experience. Prior to joining Wells Fargo Advisors in 2023, he held roles at Janus Henderson Distributors and related entities for over a decade. Outside of his advisory work, Fiacco serves as treasurer for the USF Women’s Lacrosse Parent Group and is involved in a yoga, pilates, and strength training business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with planning engagements typically delivered through discrete, tailored recommendations.

Athena Mc Guire is a financial advisor with Ameriprise in Brandywine, MD, holding a Series 66 designation and 17 years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide tailored recommendation reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Keira Levy is a financial advisor with RBC Capital Markets, holding a Series 66 designation and one year of industry experience. Prior to joining RBC in 2023, she held various positions including roles at Palm Beach Tan and Loyola University Maryland. RBC Wealth Management serves a diverse client base, offering discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm integrates in-house and third-party investment managers with customizable advisory programs tailored to client risk profiles.

Connor Effinger is a financial advisor at Morgan Stanley with five years of industry experience. He previously worked at T. Rowe Price and Elevation Corporate Health LLC. Effinger holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-sponsored financial planning services.