Heather Sherrill is a financial advisor with Cetera in Cherry Hill, NJ, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Her prior roles include eight years at Lincoln Financial Advisors Corporation and positions with Avantax entities. She has also worked as a tutor with the New Jersey Tutoring Corps and at Pitman High School. Cetera Investment Advisers LLC provides a nationwide platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through various program structures and affiliated managers.

Lawrence Brown is a financial advisor with J.P. Morgan Securities in Woodbury, NJ, holding a Series 66 designation and six years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2022, he worked at Stifel Nicolaus and Merrill. He is also the owner and partner of Hero Makers, LLC, a management consulting business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory functions with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Jason Miller is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. His career includes roles at Cetera Wealth Services, Voya Financial Advisors, and JWM Wealth Management LLC. Outside of his advisory work, he serves as Executive Vice President and Board President of the Garden State Council of the Boy Scouts of America, contributing to the leadership and growth of the scouting movement. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, institutional, and charitable clients. The firm offers a multi-manager platform with various portfolio management and financial planning services, accommodating both discretionary and non-discretionary account structures.

Julia Hagan is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds the Series 66 designation and has worked at J.P. Morgan Securities LLC since 2022, with prior roles at J.P. Morgan Chase Bank, Bank of America, and Merrill. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Caroline Wall is a financial advisor at J.P. Morgan Securities with four years of industry experience and a Series 66 designation. Her work history includes roles at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., Macquarie Group, and various other positions since 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Michael Byrne is a financial advisor with OSAIC, holding a Series 63 designation and bringing 39 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 27 years before joining OSAIC in 2025. Outside of advising, he is an insurance agent offering traditional life insurance and annuity products. OSAIC serves a diverse client base, including individual and institutional investors, providing integrated brokerage, investment advisory, and retirement plan consulting services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that may contain stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Michael Newman is a financial advisor with Ameriprise in Sicklerville, NJ, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2016. Outside of advising, he is involved in real estate development and provides educational workshops at Rutgers University and Rowan University. Ameriprise serves clients primarily through its retirement-income planning service, targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored income strategies, supported by a centralized consulting team and algorithmic tools.

Joshua Spitzer is a financial advisor with Morgan Stanley in Philadelphia, PA, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and the Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is the sole proprietor of Grande Capital RE LLC, a real estate property management business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and offers planning services that use structured discovery processes and firm‑approved tools to model financial outcomes.

Thomas Cunningham is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Outside of his advisory role, he manages a residential rental property in Newtown Square, PA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dana Harris is a CFP® professional with 50 years of industry experience. He currently works at OSAIC and has held previous roles at Securities America Advisors, Inc. and Securities America, Inc. since 2006, maintaining his own firm, Harris Financial Services, since 1984. In addition to his advisory work, Harris provides tax preparation services through Eastern Tax Service. OSAIC serves a diverse range of clients, including individual investors, high-net-worth individuals, corporations, and charitable organizations, offering integrated financial planning, advisory, and investment services across multiple platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Catherine Klase is a financial advisor with Morgan Stanley in Sewell, NJ, holding Series 63 and Series 66 licenses and with 21 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2018 and previously held positions at UBS Financial Services. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-based financial planning agreements.

Ryan Fitzpatrick is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and has been with J.P. Morgan entities since 2007, including his current role at J.P. Morgan Securities since 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis and combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Christopher Steinhauer is a Certified Financial Planner (CFP®) with 22 years of industry experience. He is currently with RBC Capital Markets and City National Bank, having previously worked at Morgan Stanley and Morgan Stanley Private Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with tailored portfolio strategies, utilizing both in-house and third-party investment managers alongside integrated capital markets and affiliated asset management capabilities.

Elijah Eagle is a financial advisor at RBC Capital Markets with three years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, Valley Forge Insurance Brokerage, Capital One, Chase, FedEx Office, and Citi Bank. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and financial planning services, integrating both in-house and third-party investment managers.

James Stahl Jr. is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and over 20 years of industry experience. He previously worked at NEXT Financial Group, Inc. for 13 years before joining LPL Financial in 2025. Outside of advisory roles, he is involved as a non-variable insurance producer and manages an entrepreneurial venture, Flower Building LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management with support from research, model portfolios, and technology solutions.

David Di Gangi is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds a Series 63 designation. Outside of his advisory role, he provides coaching on business operations, staff management, and client processes for a financial planning specialist. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, primarily focusing on assets held in Ameriprise-managed accounts.

Christina Gwynn is a CFA® charterholder with six years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing in Philadelphia, PA. She has been affiliated with Wells Fargo entities since 2011, including Wells Fargo Bank, NA and Wells Fargo Clearing Services. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Eric Gorman is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 65 designations and has been with J.P. Morgan Chase Bank, NA and affiliated entities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations to deliver a broad range of services.

Lindsay Newell is a financial advisor at Merrill with 12 years of experience at the firm and seven years in the industry. She holds a Series 66 designation and is based in Haddon Township, NJ. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Sisler is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with J.P. Morgan Securities since 2010, including roles at JPMorgan Chase Bank and JPMorgan Services Inc. prior to his current position. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm offers these services alongside affiliated brokerage, distribution, and investment management capabilities.