Timothy Wright is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 designation and over 21 years of industry experience. He previously worked extensively at E*TRADE in various capacities from 2006 to 2023. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and advanced modeling tools, offering services primarily in an advisory capacity without individual security recommendations as part of standalone plans.

Melanie Sanchez is a financial advisor at Morgan Stanley with four years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Wells Fargo in various advisory and banking roles from 2017 to 2025. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Randolph Finneman is a financial advisor at Raymond James Financial with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Amazon, Scottrade, and Security Service Federal Credit Union. He is also involved as a financial advisor within a credit union support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, while maintaining specialized services in municipal finance and SIMPLE IRA employer consulting.

Nahuel Martinez is a financial advisor with Morgan Stanley, holding a Series 66 designation and beginning his advisory career in 2024. Prior to joining Morgan Stanley, he held positions at ClearLink, Namebrand, Amazon, and other companies. Martinez has experience across diverse industries including technology and telecommunications. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary modeling in its financial planning process.

Peter Smith is a financial advisor at Thrivent Investment Management with a Series 66 credential and one year of industry experience. He previously worked at Morgan Stanley, E*Trade, and the Utah Higher Education Authority among other roles. Outside of advising, he donates plasma twice weekly. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive goal-based analyses across a range of financial planning topics without managing implementation or institutional portfolio management.

Joel Moultrie is a CFP® with 18 years of industry experience, currently affiliated with Fidelity. He has held roles at Fidelity Brokerage Services LLC since 2007 and has been with Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses proprietary research combined with quantitative analysis and algorithmic portfolio construction, and serves multiple registered investment companies and intermediary platforms.

Jun Dai is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. Prior to joining Morgan Stanley in 2022, Jun worked at PrideOne and Lendio, and has held positions with the U.S. Postal Service and General Dynamics Information Technology. He has also been involved with Utah Chinese Community TV LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market estimates.

Rebecca Spencer is a financial advisor at Osaic with ten years of industry experience and holds the Series 66 designation. She has worked at SagePoint Financial, Inc. since 2018 and has been involved in homemaking activities since 2002. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, and access to multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Kayla Zoolakis is a Series 66-licensed financial advisor with Morgan Stanley, bringing two years of industry experience. Before joining Morgan Stanley in 2023, she held roles at the University of Utah Hospitals and Clinics and worked briefly with Louk's Greek Baby Donuts. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning that incorporates structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include but are not limited to comprehensive financial planning and investment advisory.

David Blaylock is a financial advisor with Raymond James Financial, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Strategic Advisers LLC and Fidelity Personal and Workplace Advisors. Outside of his advisory work, he is involved in construction and property maintenance through Blako Inc and also works as an independent contractor delivering food for DoorDash. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary consulting using risk profiling and analytical tools to guide client investment decisions.

Bradley Wilson is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative and algorithmic portfolio construction. The firm serves multiple registered investment companies and offers model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Jeffrey Marsicola is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Securities LLC. Outside of his advisory role, he is a landlord renting a room in his personal residence. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services across retail and institutional markets.

Rachel Moss is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 65 credentials and has two years of industry experience. Prior to joining Raymond James, she held various roles including ownership and CEO of First Financial Advisors. Moss has experience in business management outside finance, notably in fitness and entertainment sectors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and supports municipal and public finance work through its unique affiliations and specialized advisory programs.

Janet Williams is a financial advisor at Ameriprise with 23 years of industry experience. She has worked at Ameriprise and its affiliated entities since 2005 and also owned a business, J E Williams LLC, managing her Ameriprise practice. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations primarily for clients with assets managed within Ameriprise.

Charles Baker Jr. is a financial advisor at LPL Financial with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise, Wells Fargo Clearing, Wells Fargo Investments, and UBS Financial Services. Baker is also involved with an investment-related business, primeaccess.co. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, providing discretionary and non-discretionary management supported by research and various portfolio solutions.

Todd Kimball is a financial advisor at Morgan Stanley Wealth Management with nine years of industry experience. He previously worked at E*Trade Securities LLC and is associated with Financial Innovation Group, a credit card processing company, though he is not actively involved in that business. He also owns Event Village, a retail and online store focused on digital downloads. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning using firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides investment advisory and brokerage services through various programs.

Dominick Mazza is a financial advisor at Morgan Stanley with four years of industry experience. He holds Series 66 and Series 63 designations. His prior work includes roles at E*Trade Securities and Equity Advantage Real Estate. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of retail and institutional investment services.

Warren Reader is a financial advisor at Primerica Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Financial Services and PFS Investments Inc. since 2010. Outside of advisory work, he also engages in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on retail rather than institutional or pension plan clients.

Monte Mitchell is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63, 65, and 66 registrations and has previously worked at firms including E*TRADE Securities, Ascensus, and TD Ameritrade. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Timothy Bohnsack is a financial advisor at Morgan Stanley with four years of industry experience and holds a Series 66 designation. His prior roles include positions at PerformanceWest, Wasatch Recovery, and New Roads Behavioral Health. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.