Chi Hong Chu is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Prior to joining Cambridge in 2022, he worked at American Portfolios Financial Services, Inc. for six years. Outside of advising, Chu serves as president and owner of several business entities and is the author of "The Retirement Pitfall." Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing a range of portfolio management options and proprietary as well as third-party strategies.

Patrick Defeciani is a financial advisor with UBS Financial Services in Westfield, NJ. He holds Series 66 and Series 63 licenses and has one year of industry experience. Prior to joining UBS, he worked in various roles including at Prisco Hot Tubs and the Town of Clarkstown, and spent five years at Rowan University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor financial plans to clients’ goals and risk tolerances.

Jason Genovese is a financial advisor with LPL Enterprise, holding a Series 66 designation and 19 years of industry experience. His prior experience includes roles at Bank of America, Merrill, and JPMorgan Securities LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management arrangements, and a range of brokerage and insurance products via an integrated platform.

Gary Tantleff is a financial advisor with UBS Financial Services who holds a Series 63 designation and has 36 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored investment solutions.

Robert Maher is a financial advisor at Charles Schwab with five years of industry experience. He holds a Series 66 designation and has held positions at Merrill Lynch, Bank of America, and Charles Schwab since 2020. Prior to his advisory career, he worked in logistics and painting, and he was also employed at The Pennsylvania State University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance via multi-asset model portfolios and maintains a large, integrated operational structure supporting its extensive client base.

Joshua Schneider is a financial advisor with Merrill located in Princeton, NJ. He holds a Series 66 designation and has 25 years of industry experience. He has worked at Merrill since 2010 and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jack Destefano is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial services career on the floor of the New York Stock Exchange, working with Raymond C. Forbes, and joined Merrill in 2011. During his tenure, Jack has been recognized for his abilities and also served as a mentor and instructor for the firm's training program for over four years. Jack focuses on a goals-based wealth planning approach that centers each client’s individual situations and ambitions. He works closely with clients to articulate their wealth's purpose and define successful outcomes across professional, financial, and personal dimensions. Together with his team, he develops customized investment strategies tailored to clients' specific needs, helping them navigate changing market environments with clear and straightforward explanations. He holds a Bachelor of Science degree in Environmental and Business Economics from Rutgers University and maintains certifications including the CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor™ (CRPC), and Certified Plan Fiduciary Advisor® (CPFA®). Jack lives in Colts Neck, New Jersey with his wife, Eva, and their two children. Outside of work, he enjoys golfing, traveling, and recently earned his scuba diver certification.

Craig Sjonell is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 32 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Sagepoint Financial, Inc. for 11 years. He is also a notary public in New Jersey and has involvement in a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Paul Costello is a financial advisor with Wells Fargo Advisors in Westfield, NJ, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at various Wells Fargo entities since 2009, including Wells Fargo Clearing, and took a brief retirement in 2023-2024. Outside of his advisory role, he owns PLC Consulting LLC, an investment-related consulting business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, including specialized planning for business owners, sports and entertainment professionals, and others. The firm combines advisory services with other financial products and offers tailored recommendations supported by Wells Fargo’s research and planning tools.

William Stryker is a financial advisor at UBS Financial Services with 35 years of industry experience. He holds a Series 63 designation and has been with UBS since 2004. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Joseph Scorsone is a Financial Advisor with Merrill Lynch Wealth Management who works with executives, business owners, and families to help them make informed decisions about their finances. His approach is planning-driven, starting with clients' priorities and building investment strategies that align with their goals, timelines, and risk tolerance. Joseph focuses on areas such as retirement planning, tax-efficient investing, estate and legacy goals, and managing concentrated stock positions. He began his career in 2007 and joined Merrill in 2014. Joseph holds the Chartered Retirement Planning Counselor (CRPC) designation, the Personal Investment Advisor (PIA) credentials, and has Series 7 and 66 FINRA registrations. He completed an Accredited Certificate Program from the College for Financial Planning and is fluent in both English and Italian. Joseph resides in Roseland, New Jersey, with his wife, Eleonora, and their three daughters. Outside of his professional work, he enjoys music, traveling, and cooking.

Christine Weingart is a financial advisor at UBS Financial Services with 25 years of industry experience. She has been with UBS since 1999 and holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning, portfolio management, and mutual fund distribution. The firm integrates institutional trading capabilities with wealth management through a comprehensive platform that includes proprietary research and affiliated banking services.

Vincent Jule is a financial advisor with Mass Mutual Investors Services and has 52 years of industry experience. He previously worked at Metlife Securities Inc. for 30 years and has been with MassMutual Life Insurance since 2016. In addition to his advisory role, he is an insurance agent specializing in individual life, health, long-term care, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved tools to support collaborative, annual planning relationships.

John Maita II is a financial advisor with Ameriprise who holds a Series 63 designation and has 39 years of industry experience. His prior roles include positions at UBS Financial Services and Ameriprise Financial Services. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing annual planning focused on dependable income sources and tax-aware withdrawal strategies.

Hubert Obrien is a financial advisor at Cetera with 47 years of industry experience. He holds Series 63 and Series 65 credentials and has been affiliated with Cetera and its related entities since 2013. Outside of his advisory role, Obrien is an insurance agent offering fixed life, health, disability, annuities, and long-term care insurance through his own business and other fixed insurance agencies. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a broad range of portfolio management and financial planning services, supporting both discretionary and non-discretionary strategies.

Erik Wehner is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and four years of industry experience. His prior roles include positions at UBS Financial Services and Carmine Anzalone III. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver customized advisory solutions without sponsoring its own wrap fee program.

Thomas Gawron is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has been with Equitable Advisors since 2017, following a period at AXA Advisors, LLC. Outside of his advisory role, he is involved in other insurance-related business activities, including Professional Group Plans and an affiliated health plan. Equitable Advisors serves individual clients across wealth segments, as well as pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing a range of firm-offered and third-party solutions.

Kambiz Amirzafari is a financial advisor with LPL Financial in Princeton, NJ, holding Series 63 and Series 65 credentials and possessing 26 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory role, he is involved with MacLean Agency, LLC, where he sells non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Timothy Mol is a financial advisor with LPL Financial in Basking Ridge, NJ, holding CFP®, Series 63, and Series 66 credentials and bringing 21 years of industry experience. His prior roles include positions at Merrill, Raymond James Financial Services, Lakeland Financial Services, and Specific Solutions. He has been involved with the Netherlands Reformed Christian School for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Brian Prusicki is a financial advisor at Merrill with 24 years of industry experience and holds Series 63 and Series 66 licenses. He has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.