Paul Cheng is a financial advisor at Transamerica Financial Advisors with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Transamerica Financial Advisors since 2012. His prior experience includes roles at Lifestyle Strategies Inc. and World Financial Group, INC. Outside of advisory work, he is involved in the sale of insurance and non-insurance products affiliated with Transamerica. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses. The firm uses a model portfolio and third-party manager approach, delivering services through multiple advisory platforms such as Transamerica ONE and the TFA365 Advisory Program.

Atta Young is a financial advisor with Eagle Strategies (NY Life) holding Series 65 and Series 63 credentials, and has four years of industry experience. Prior to joining Eagle Strategies, Young worked at Max Mara USA and has been involved with NYLIFE Securities LLC and New York Life Insurance Company since 2020. Young also operates under the DBA APY Rise Wealth Strategies, focusing on selling New York Life products and brokering non-registered insurance products. Eagle Strategies serves individual and institutional clients with financial planning, investment management, and retirement-plan advisory services through a large network of affiliated adviser representatives. The firm provides a range of advisory programs emphasizing tailored recommendations and manages the majority of its assets on a non-discretionary basis.

Lisa Little is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 65 licenses and totaling 16 years of industry experience. She previously worked at Cowen and Company, LLC from 2006 to 2016 before joining Citigroup. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains large institutional capabilities, including in-house research and unique market roles as a security-based swap dealer and futures commission merchant.

Teresa Forde is a financial advisor with Citigroup Global Markets in New York, NY, holding a Series 66 credential and 21 years of industry experience. She has been with Citigroup since 2011. Outside of her advisory role, she is the founder and CEO of ZEJ Digital Solutions LLC, a website design company, and is involved with Plexus Worldwide, selling nutritional products through online marketing. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and securities pricing, operating with a combination of large institutional scale and unique market roles.

Jenny Chan is a financial advisor at Oppenheimer with 13 years of industry experience. She holds a Series 66 designation and has been with Oppenheimer since 2004. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides advisory and brokerage services such as discretionary and non-discretionary investment management, investment consulting, retirement services, and financial planning.

Andrew Fellouris is a Series 66-licensed financial advisor at Schwab Wealth Advisory with 14 years of industry experience. His background includes roles at Bank of America, Merrill, Charles Schwab, TD Ameritrade, and Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to recommend investments while leaving final trading decisions to clients.

Shiraz Zaidi is a financial advisor with Kestra Advisory in Rockville Centre, NY, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with Kestra Advisory since 2016 and is also associated with Coastline Wealth Management as a financial advisor. Outside of his advisory roles, Zaidi is involved in various business ventures including consulting and logistics, and he holds ownership interests in several real estate entities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients. The firm offers services such as fiduciary consulting, plan design, and employee education, supporting recommended investments through comprehensive due diligence and serving large institutional investors, including sovereign wealth funds.

Christopher Rivas is a financial advisor with Goldman Sachs Wealth Services in New York, NY, holding a Series 66 designation and five years of industry experience. Prior to joining Goldman Sachs in 2024, he worked with several advisory professionals and firms, including Paul Tortorella, Stephen Schwartz, Kevin Luchetta, James DiNardo, and Northwestern Mutual Investment Services LLC. Goldman Sachs Wealth Services serves a diverse client base ranging from individual investors to institutional clients, offering financial planning, portfolio management, and specialized wealth programs. The firm integrates strategic allocation models and manager selections from within Goldman Sachs and affiliated entities, providing clients access to a broad array of investment and advisory resources.

Alexander Labibi is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and previously worked at Stony Brook University and Walgreens. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

John Fagoni is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup since 2020. Prior to that, he was with JPF Insurance for four years and spent a year at the US Census. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs and broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including derivatives and futures services.

Mark Shpizner is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 65 and Series 63 licenses and has worked at BlackRock Investments and Centerbridge Partners before joining Citigroup. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with in-house research and specialized market roles, supporting bespoke solutions for high-net-worth clients and leveraging institutional scale.

Martine Gulliver is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Her prior roles include positions at Dartmouth College and involvement with community organizations such as the YMCA of Montclair and Montclair United Soccer Club. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with oversight committees and incorporates both discretionary and non-discretionary programs.

Eric Ferguson is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 designations and bringing 18 years of industry experience. He has worked at Citizens Securities Inc since 2016. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage account holders, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms.

Jacob Cowen is a financial advisor at Citigroup Global Markets with a Series 66 designation and three years of industry experience. His prior work history includes roles at WOOD & Company, Northrop Grumman, Fordham University, and Kayne Anderson Rudnick. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including swap dealing and futures commission merchant activities.

Bertrand Thomas is a financial advisor at Empower Advisory Group with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Nationwide Investment Services Corporation and Transamerica Financial Life Insurance Company. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm’s services integrate with Empower’s recordkeeping platforms and include point-in-time financial plans and optional managed accounts.

Alex Bedlitsky is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citigroup since 2015, including a one-year period at Sine. Outside of his advisory role, he conducts online research in data science and artificial intelligence for a Poland-based IT services firm. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering diversified investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and derivatives services.

Daniel Ifraimov is a Series 66-licensed financial advisor with four years of industry experience. He is currently with Citigroup Global Markets, where he has worked since 2022. His prior experience includes positions at SEI Novus, Corporate Fuel Advisors, and JP Morgan Chase. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, providing a range of advisory programs alongside broker-dealer execution and custody services.

Evan Del Pero is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. His prior roles include positions at Citi Bank and Sigma Alimentos, as well as various engagements with Cornell University. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with extensive internal oversight and combines large institutional scale with unique market roles and arrangements.

Zhen Hua Wang is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 66 and Series 63 licenses and 13 years of industry experience. He has worked at HSBC Securities and HSBC Bank USA since 2019 and previously held roles at JPMorgan Chase and J.P. Morgan Securities from 2011 to 2019. HSBC Securities (USA) Inc. provides managed account programs serving individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary offerings. The firm uses a structured investment process incorporating model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Nadiya Kadirova is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds the Series 66 designation and has worked at Citigroup since 2018, with prior experience at Avatar Securities, LLC and Quasar Trading, LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees, and provides bespoke solutions for large relationships.