John Shaw III is a financial advisor at Merrill with 28 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 1998, concurrently serving with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Frank is a CFP®-certified financial advisor with Raymond James & Associates, bringing 43 years of industry experience. He previously worked at Wells Fargo Clearing for three years before joining Raymond James in 2019. Outside of advising, he is a silent partner in a sugaring business owned by his wife. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that serves a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by extensive research, multiple portfolio management styles, and municipal advisory services.

David Xi is a financial advisor with MassMutual Investors Services and holds a Series 63 designation. He has 25 years of industry experience, including prior roles at Summit Financial, LLC, Purshe Kaplan Sterling Investments, and Summit Equities, Inc. In addition to his advisory work, he is involved in outside insurance sales and owns Bethel Wealth Guardians LLC, which markets MassMutual and affiliated products. MassMutual Investors Services is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, ongoing planning relationships and offers a variety of programs, including estate settlement and employer-sponsored planning.

Christopher Sceusa is Vice President and Wealth Planner at Fidelity Investments, where he has been serving since 2025. In this role, he focuses on understanding the priorities of his clients and their families to co-create and implement personalized financial plans aimed at achieving both current and future goals. Christopher emphasizes simplifying complex financial matters to help clients make informed decisions. He has accumulated experience in the financial services industry across various roles, including Financial Consultant at Fidelity Investments from 2021 to 2025, Support Advisor at Coastal Bridge Advisors from 2018 to 2021, Financial Advisor at Merrill Lynch from 2017 to 2018, Wealth Management Professional at Goldman Sachs & Co. from 2015 to 2017, and Banker at J.P. Morgan, Chase & Co. from 2013 to 2015. Christopher lives in New Jersey with his wife and their puppy. He is an avid golf enthusiast.

Kyle Orr is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he provides traditional financial advice and guidance, leveraging his experience to assist clients in pursuing their objectives through building and managing custom investment strategies. He utilizes a wide range of Merrill model portfolios and third-party investment strategies, and when servicing clients through the firm's Investment Advisory Program, he may manage these strategies on a discretionary basis. Before joining Merrill Lynch Wealth Management in 2007, Kyle worked for 16 years in the publishing industry focusing on business and audience development. He holds a Bachelor of Science degree from Clemson University and carries the Personal Investment Advisor (PIA) designation. His client focus areas include college and education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Outside of his professional career, Kyle's personal interests include antiquing, cooking, fishing, football, gardening, golfing, spending time with his family, traveling, and woodworking.

Paulo Gaspar is a Series 66 registered advisor with Wells Fargo Clearing, based in Florham Park, NJ, and has 20 years of industry experience. His career includes ten years at Wells Fargo Clearing and five years at Morgan Stanley. Outside of his advisory work, he co-owns a business selling candles and personalized gift boxes and also works part-time as a food delivery driver. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics.

Nora Defalco is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she works as a licensed real estate sales agent and is involved in elder care services. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a wide range of advisory programs. The firm’s approach includes structured planning tools and modeling techniques, supporting clients in managing approximately $2.74 trillion in assets.

Shlomit Raviv is a financial advisor at Cetera with 12 years of industry experience and holds the CFP® and Series 66 designations. She previously worked with Allied Wealth Partners and Minnesota Life Insurance Company. Outside of advising, she is involved as a member in a service industry venture called The Wisenheimers. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to a multi-manager platform that includes affiliated and third-party model portfolios and flexible program options.

Deborah Canty is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and 38 years of industry experience. She has been associated with Merrill since 2004 and Bank of America since 2010. Outside of her advisory role, she holds a power of attorney position for her spouse’s business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth clients, and institutions.

Ivonne Rivera is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds a Series 63 designation and has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research, underwrites securities, and offers affiliated banking and lending programs.

Robin Johnson is a financial advisor at RBC Capital Markets with 18 years of industry experience. He holds the Series 66 designation and has worked at City National Bank, Wells Fargo Clearing, and Morgan Stanley prior to his current roles. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs providing portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile and investment preferences.

Walter Scott is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and 29 years of industry experience. He previously worked at Signator Investors, Inc. and has operated the Law Office of Walter K. Scott since 2003, providing legal services alongside his advisory role. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory through a network of independent professionals. The firm uses a range of portfolio management strategies and platforms, combining proprietary and third-party model solutions with both discretionary and non-discretionary implementation.

Nicole Rosa is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and six years of industry experience. Her work history includes roles at Morgan Stanley Private Bank, N.A. since 2020 and prior experience at HSBC and Fairleigh Dickinson University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without providing individual security recommendations as part of standalone planning.

Armando Michelangelo is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds the Series 63 designation and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances.

Mostafa Aamer is a financial advisor with Merrill, holding a Series 66 license and 16 years of industry experience. He has worked at Merrill since 2010 and concurrently at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Whelan is a financial advisor with Cetera who holds a Series 66 designation and has eight years of industry experience. His career includes roles at Cetera Wealth Services, Allied Wealth Partners, and Securian Financial Services. He also worked at Corporate Jet Support and attended Franklin and Marshall College. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and multiple program structures.

Edward Shevac is a financial advisor with LPL Financial in Hackettstown, NJ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) for 27 years since 1999. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Alae Jaber is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Prior to joining J.P. Morgan in 2021, he worked at PNC Investments and PNC for nine years. Outside of finance, he is involved with LNY Ice Cream LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Cassandra Mascera is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 13 years of industry experience. She has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2017, and previously was with PNC Investments and PNC Bank. She receives residual payments from prior insurance sales, although she is no longer contracted with that company. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and access to alternative investments through a centralized and integrated operational structure.

Joshua Beekman is a financial advisor with Ameriprise who holds a Series 66 designation and has 20 years of industry experience. He has been with Ameriprise Financial Services since 2007 and currently manages his Ameriprise business through JDB Associates LLC. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning advice and written Recommendation Reports, focusing on dependable income sources and tax-aware withdrawal strategies.