Jerome Johnson is a financial advisor with Primerica Advisors in Euclid, OH, holding 12 years of industry experience. He has been with Primerica Advisors since 2013 and has a longer tenure with Primerica Financial Services beginning in 2008. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies of Primerica. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, which includes model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities while offering a tiered percentage-based fee model.

Lira Wilson is a financial advisor at Morgan Stanley with a Series 66 designation and 30 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and methodologies.

Francine Hollis is a financial advisor with Primerica Advisors, holding 10 years of industry experience. She has worked at PFS Investments Inc. since 2015 and has been with Primerica Financial Services since 2013. Hollis is involved in additional business activities including sales of loan products and home-related services through affiliated companies, and she is a partner at Ronald Hollis Jr., LLC, a legal entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee model, delegating trading responsibilities to BNY Mellon Advisors.

Ivan Gavran is a financial advisor at Fidelity with 21 years of industry experience. He holds the Series 63 and Series 66 designations and has been with various Fidelity entities since 2005. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across multiple investment products and platforms.

Michael Grote is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has five years of industry experience, including roles at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Key Investment Services LLC. Outside of finance, he has worked in the car wash and retail sectors. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Gabriel Speidel is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab and Amazon. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses proprietary research, quantitative analysis, and systematic methodologies to construct model portfolios and serves as an advisor to multiple registered investment companies.

Anthony Van Keuren is a financial advisor with LPL Financial, holding a Series 63 designation and 20 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Securities America Advisors, Inc. and Securities America, Inc. from 2013 to 2020. He is also involved in legal services through Dennis C Jackson Co., where he holds a 20% interest. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

John O'Connor is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and has worked within various Morgan Stanley entities since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through financial advisors and estate planning strategies.

Michael Scaravelli Jr. is a financial advisor with Equitable Advisors in Independence, OH, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors, he worked in several roles including at Black Iron Grille, VTM Trading, LLC, and Rainbow International of Cleveland. Equitable Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives. The firm emphasizes matching clients to appropriate advisory models and third-party managers, providing a range of investment options and ERISA fiduciary services for qualified plans.

Margaret Kennedy is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise, she worked for Cardinal Health for ten years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm primarily uses model-driven investment strategies and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Brandy Mickens is a Series 66 licensed financial advisor with Equitable Advisors in Independence, Ohio, where she has worked for 24 years. Prior to Equitable Advisors, she was affiliated with Axa Advisors, LLC for 18 years. She serves as a board director for FINSECA, beginning in 2023. Equitable Advisors provides financial planning, retirement consulting, and asset management programs to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of third-party asset managers and advisory programs to tailor investment solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Christopher Royer is a Financial Advisor with Merrill Lynch Wealth Management, specializing in areas including Employee Financial Health, Small Business Strategies, Women and Wealth, and Retirement Income. He brings 25 years of experience navigating life stages with clients, understanding the emotional aspects of financial decision-making. Through a personalized approach, he aims to guide clients to a state of peace of mind by ensuring the best decisions are made at each stage of life. Royer collaborates with a team of experienced professionals to assist individuals and business owners in achieving their financial objectives. His background as an executive coach and risk manager supports clients in staying accountable to the financial plans they develop together. He holds the Personal Investment Advisor (PIA) designation and has earned a Bachelor's Degree from Ashland University as well as a Master of Business Administration (MBA) from Loyola University Chicago. Outside of his professional work, Christopher Royer is involved with the Alzheimer's Association and enjoys personal interests such as basketball, drawing and sketching, golfing, photography, pickleball, and spending time with his family.

Wendy Swantek is a financial advisor at Ameriprise with 18 years at the firm and four years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she serves on the Board of Directors for the Buckeye Music Boosters of Medina County and is the treasurer for Boy Scout Troop 500. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides retirement-income planning through written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

John Kiss is a financial advisor at Fidelity with two years of industry experience. He holds the Series 66 designation and previously worked at ROCKET Mortgage for five years. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various investment platforms.

Kevin Applegate is a financial advisor at Ameriprise with 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds a Series 63 license. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Christina Taylor is a financial advisor with Ameriprise in Independence, OH, holding a Series 66 designation and 16 years of industry experience. Her prior roles include positions at Golden Reserve RIA, Bank of America, and Merrill Lynch. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing tax-aware retirement planning advice. The firm’s approach combines internal research and third-party data to focus on dependable income sources and asset allocation strategies within a defined investment universe.

Jack Langhals is a financial advisor at LPL Enterprise with two years of industry experience. He holds the Series 66 designation and has prior experience with The Prudential Insurance Company of America, Pruco Securities LLC, and Central Insurance. Outside of his advisory role, he is involved in real estate through Tony Langhals Real Estate & Auction Co. LLC. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients including individuals, high-net-worth investors, and institutional entities. The firm emphasizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Kristy Wise is a financial advisor with Primerica Advisors based in Independence, OH. She holds Series 63 and Series 65 licenses and has one year of industry experience. Prior to joining Primerica, she worked at Fortune Brands Innovations and Extreme Networks. She is involved in the sales of investment-related products and also participates in referrals for home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

Zachary Higgins is a financial advisor at OSAIC with Series 63 and Series 66 credentials and two years of industry experience. He has previously been associated with Mass Mutual Investors Services and UBS Financial Services. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm combines brokerage and advisory services with financial planning and offers portfolios that include a range of asset classes managed using firm-provided tools, third-party managers, and both discretionary and non-discretionary approaches.

James Egan is a financial advisor at Merrill with 15 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Fifth Third Securities and Fifth Third Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.