Emilo Espinoza Argueta is a financial advisor at Fidelity with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked in roles including global finance and SAP solutions at Bloomberg L.P. and involvement with the Hamptons International Film Festival. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to both retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds.

Sue Anne Walsh is a financial advisor at Merrill with Series 63 and Series 65 licenses and four years of industry experience. She previously worked at Gladstone Wealth Partners and Edelman Financial Engines before joining Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Seth Kauffman is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2010, also spending time at Bank of America, N.A. since 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Andrew Dittrich is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. His prior roles include positions at Triten Real Estate Partners and EDENS, as well as academic and development-related work at Babson College and Diplacido Development Corporation. He is also involved with 1776 Financial, a supporting company based in Franklin, Massachusetts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using various analytical tools and supports municipal and public finance advisory work through a unique affiliation with a municipal advisor.

Diliala Valle is an International Wealth Advisor at Merrill Lynch Wealth Management, specializing in family and international wealth management strategies. With 35 years of experience, she focuses on asset allocation, diversification, and portfolio management services to help clients preserve wealth through different market cycles. Her expertise lies in domestic and international fixed income and equity markets, employing professionally managed strategies aimed at maximizing returns while reducing risk. Diliala holds a Bachelor's Degree from Universidad del Valle de Mexico and the Personal Investment Advisor (PIA) designation. Fluent in English and Spanish, she is committed to building strong client relationships through accessible and knowledgeable guidance. She also participates actively in community volunteering, aligning with Merrill’s tradition of service. Outside of her professional role, Diliala enjoys adventure sports, biking, boxing, camping, fishing, football, hiking, music, reading, and soccer.

Derek Botelho is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 65 licenses and having 13 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2013 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process based on structured discovery and firm-approved tools.

Brendan Mccarthy is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2003, providing financial advice and guidance to affluent families and individuals. Brendan focuses on retirement planning, executive compensation, education funding, wealth transfer, and wealth preservation as part of his wealth management practice. Brendan holds a Bachelor's Degree in Business Administration with a focus on Finance and Economics from Suffolk University. He also holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the CFP® Board and the Personal Investment Advisor (PIA) designation. He is a member of the De Marco-Mccarthy-Florio Group, which has been recognized by Forbes as the #1 Wealth Management Team in Rhode Island for multiple years. Based in Medfield, Massachusetts, Brendan is active in his community, including coaching youth wrestling and lacrosse. He serves on the Finance Committee of the Ronald McDonald House in Providence. In his free time, he enjoys fishing, skiing, and spending time with his family in Harwich Port, MA, and Ludlow, VT.

Mark Cruise is a financial advisor with LPL Financial in Providence, RI, holding the ChFC® designation and Series 63 and 65 licenses. He has 41 years of industry experience and has been with LPL Financial since 2005. In addition to his advisory work, he has experience selling fixed life, long-term care, and disability insurance, and has occasionally served as a speaker for seminars. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, corporations, and nonprofits. The firm offers diverse advisory programs and financial planning services, utilizing research and models from LPL Research and third-party subadvisors.

Michael Goodson Jr. is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2014, with a brief tenure at Wells Fargo Clearing Services LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gary Garofalo is a financial advisor with Primerica Advisors in Cranston, RI, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked with PFS Investments Inc, Viti Mercedes-Benz, and Primerica Financial Services since 2010. Outside of his advisory role, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, which features model-delivery strategies and separately managed accounts under a wrap-fee structure. The firm curates third-party asset managers and uses BNY Mellon Advisors for model implementation and trading.

Benjamin Proctor is a financial advisor at Merrill with five years of industry experience and holds the Series 66 designation. His prior roles include positions at DoorDash, Bank of America, and Uber Technologies. Outside of his advisory work, he is involved in media relations for the New England Patriots and assists with athletics statistics for Holy Cross. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Dowling is a financial advisor at Fidelity with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Fidelity Investments since 2021, with prior roles at Citizens Bank and Citizens Securities, Inc., and Cco Investment Services Corp. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios from a broad investment universe.

Michael Porco is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial guidance and wealth management services to clients. He applies his expertise to help clients make informed decisions about their financial goals and investment strategies. Further details about his experience, education, and personal interests are not provided.

John Cahill is an Investment Consultant currently working with Fidelity Investments since 2023. He partners with clients to create customized financial plans tailored to their unique needs, aiming to bring confidence to their financial futures. John's professional experience includes roles as a Financial Advisor at Capitol Securities Management from 2022 to 2023 and as a Financial Professional at Equitable Advisors from 2020 to 2022. Throughout his career, he has focused on understanding clients' short, intermediate, and long-term goals to provide a beneficial experience throughout their financial journeys. Outside of his professional work, John enjoys cooking and baking, fitness activities, exploring food, social events with friends, golf, and snowboarding.

Jeremy Mazzola is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, N.A., as well as in roles with the University of Massachusetts Dartmouth and Swerve Entertainment Group, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Barrett Grant is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill, he held various roles including positions at Boon Street Market and University of Rhode Island. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Medina is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Suburban Home Health Care and various positions spanning consulting engineering, hospitality, and retail. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management as well as fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios using mutual funds, ETFs, and ETPs.

Olivia Manolio is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she held various roles in the restaurant and service industries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Buckley is a financial advisor with LPL Financial in Cranston, Rhode Island, holding the ChFC® designation and Series 63 and 65 licenses. He has 20 years of industry experience, including nine years with Merrill and Bank of America. He is also associated with Webster Bank and offers investment products and services under the trade name Webster Investments. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, supported by model portfolios and research from multiple sources.

Robert Mullins is a Series 66-licensed financial advisor with 14 years of industry experience. He is currently with Fidelity Investments, where he has worked since 1998. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm uses a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, employing systematic methodologies and long-term asset allocation benchmarks.