Michael Bellody is a financial advisor with LPL Financial based in Braintree, MA, holding Series 63, 65, and 66 licenses and possessing 28 years of industry experience. His prior roles include positions at OSAIC, SagePoint Financial, and Securian Advisors of New England. Outside of advisory work, he serves as an IAABO certified referee and coach. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and a range of portfolio strategies.

Thomas Walker is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments and Frontier Security Strategies. Outside of his advisory work, he has been involved with yacht clubs in the New Bedford and Nantucket areas. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm integrates proprietary research with quantitative and algorithmic methods to construct model portfolios from mutual funds, ETFs, and ETPs, and maintains regulatory registrations and advisory roles uncommon among large institutional peers.

Robert Connelly is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. Robert provides access to Merrill's investment insights combined with the banking convenience and lending solutions of Bank of America to create flexible wealth management plans tailored to each client’s needs. He holds a Bachelor's Degree from the University of Massachusetts Amherst and has earned the Personal Investment Advisor (PIA) designation. Robert is committed to engaging with the communities he serves and dedicates time to volunteering with local organizations.

Sean Henry is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at Bank of America, Merrill, Morgan Stanley, and E*TRADE Securities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Alex Morella is a Financial Consultant who collaborates with individuals and families to address their financial concerns and assist in pursuing their goals. They use a consistent planning process to understand clients' objectives and overall financial situations, employing comprehensive financial planning and analysis to develop tailored plans. Alex's professional experience includes roles as a Business Development Consultant at John Hancock from 2017 to 2022, a Stock Plan Consultant at Fidelity Investments between 2015 and 2017, and an Investment Advisor at New York Life from 2014 to 2015. Outside of their professional work, Alex has interests in baseball, fitness, golf, parenthood, pets, and traveling.

Dianne Steen is a financial advisor at Morgan Stanley with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009, including a role with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs focused on tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analyses.

Jianguo Wang is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, N.A., American Financial Alliance, Northeastern Mortgage LLC, TD Canada Trust, and CIBC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Mcnaughton is a financial advisor with Thrivent Investment Management in Dedham, MA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has been with Thrivent since 2015. Outside of his advisory role, Mcnaughton serves on the board of the Urban Islands Project, an organization focused on developing new churches and faith communities, and works as a leadership coach for church and charitable organization leaders. He is also a pastor at The Link Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based, holistic analyses and planning without discretionary trading authority. The firm allows clients to combine planning with managed accounts under a consolidated billing option while keeping the services distinct.

Matthew Fritz is an advisor at Thrivent Investment Management with Series 63 and Series 66 licenses. He has been with Thrivent since 2026 and previously worked for Johnson String Instrument for 16 years and operated Fritz Violins, LLC for two years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning in areas such as retirement, taxes, estate, business continuation, and special needs without portfolio management or discretionary trading authority.

Brett Prince is a Financial Consultant at Fidelity Investments, a position he has held since 2021. He has been with Fidelity for over twenty years, during which he has held various roles including Investment Solutions Consultant, Regional Planning Consultant, Branch Planning Consultant, Relationship Manager, Senior Consultant, Proactive Client Engagement, and Investment Solutions Representative. With twenty-five years of experience at Fidelity, Brett has developed a deep understanding of financial strategy. He focuses on partnering with clients to pursue their financial success, simplifying complex processes, and educating clients on available resources to meet their needs. As a fourth generation Cape Cod cranberry grower, he appreciates the role of family in decision making and in designing personalized financial strategies. Outside of his professional work, Brett enjoys activities such as beach outings, boating, football, lake visits, music, and outdoor adventures.

Lisa Vaillancourt is a financial advisor with LPL Financial in Newton, MA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She previously worked at Armstrong Advisory Group Inc. and Securities America Advisors, Inc. Her other activities include involvement with Kaplan Financial Services related to her LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, retirement consulting, and brokerage services.

Brent Williams is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Cetera and its affiliates since 2016 and previously worked at Investors Capital Corp. Outside of his advisory work, he is the founder and CEO of NextGen Camps LLC, which manages youth football camps nationwide, and serves as a board advisor for Catholic Memorial High School. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporations, and institutions. The firm offers a multi-manager platform with various portfolio management options and ongoing client supervision, supporting over 10,000 advisors with more than $256 billion in assets under management.

Hali Morrison is a financial advisor at Charles Schwab with four years of industry experience. She holds Series 63 and Series 66 credentials. Her prior experience includes roles at The Vanguard Group and Charles Schwab Bank. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advice and access to discretionary separately managed accounts.

Mark Rosenthal is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides services that encompass broad retail and institutional offerings.

John Kopka is a financial advisor with Thrivent Investment Management in Dedham, MA, holding a Series 66 designation and 15 years of industry experience. He previously worked at Fidelity Investments from 1997 to 2024 before joining Thrivent in 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial analyses and written recommendations across a range of planning topics. The firm offers these services through a large network of advisors, allowing clients to combine planning with managed accounts under a consolidated billing option while keeping the services separate.

Fearghal O'riain is a CFP® professional with 27 years of industry experience, currently serving at Edelman Financial Engines. He has worked with affiliated firms since 2014, including Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Outside of advising, he is a co-owner of rental properties. Edelman Financial Engines provides technology-driven investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, focusing on diversified portfolios, periodic rebalancing, and long-term investment strategies.

Edward Turnbull is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since 1996, he has been dedicated to serving the wealth management needs of families, professionals, business owners, and executives in the greater New England area. He leads The TDM Group, a team of financial professionals based in Providence, RI, focused on providing comprehensive financial planning and investment services to corporate employees, executives, business owners, and affluent families. Edward's expertise encompasses executive compensation, corporate benefits, stock and option planning, cash flow management, retirement planning, portfolio management, estate planning, insurance planning, and debt structuring. His approach prioritizes client goals categorized into essential, important, and aspirational, aligning asset mixes accordingly while considering risk appetite and liquidity needs. This methodology supports clients in making informed financial decisions throughout their financial life cycles. He holds a bachelor's degree from Syracuse University and achieved his CERTIFIED FINANCIAL PLANNER4 certification in 2011. Edward also holds the designations of Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Beyond his professional role, he serves on the Board of Directors of Big Brothers Big Sisters of Rhode Island and participates in community initiatives including Big Brothers Big Sisters of RI and the RI Community Food Bank.

Frank O'Brien III is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management, where he is a partner of the Fahey/O'Brien Group. With twenty-six years at Merrill Lynch, Frank focuses on delivering financial confidence to clients by developing personalized investment and planning strategies. He emphasizes understanding clients' values and life goals to provide tailored advice in areas such as legacy planning, retirement income, portfolio management, and socially responsible investing. Frank holds a Bachelor's Degree in Economics from Lake Forest College and has earned professional designations including Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His expertise includes individual and corporate investment strategies, tax minimization, and serving clients in the sports and entertainment sectors. Outside of his professional work, Frank is involved in community activities such as coaching hockey and soccer. He lives in Hingham, MA with his wife Amy and their three children.

Patrick Goodine is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior work history includes roles at Bank of America, N.A. and Glaukos Corporation. He has also spent time working at educational institutions such as the University of Maine and Weymouth High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Kerr is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 52 years of industry experience. He has worked at LPL Financial since 2004 and previously spent 36 years at Bay Financial Advisors, Inc. Kerr provides case development support for advisors affiliated with Peachtree Wealth Strategies LLC, a non-OSJ branch associated with his LPL branch. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.