Robert Hartigan is a financial advisor at John Hancock Personal Financial Services, LLC with 28 years of industry experience. He holds the Series 63 and Series 66 designations and has held various roles within John Hancock and its affiliated entities since 2007. Prior to his current position, he worked with Mfc Global Investment Management (U.S.), LLC for ten years. John Hancock Personal Financial Services provides financial planning and consultative services to individual clients, trusts, estates, non-profits, and business entities, including both high-net-worth and non-high-net-worth individuals. The firm employs a technology-assisted service model and relies on third-party financial planning software to deliver written, generally framed recommendations.

John Ohl is a financial advisor with Bay Colony Advisors, holding Series 63 and Series 65 designations and 18 years of industry experience. He has been with Bay Colony since 2009 and also serves as a managing member of Equine Legends LLC, overseeing thoroughbred breeding operations in Lexington, Kentucky. In addition, he co-founded True Origin LLC, a company focused on search engine optimization. Bay Colony Advisors serves individual investors, high-net-worth families, trusts, retirement plans, and institutional clients, offering comprehensive financial planning, portfolio management, retirement plan consulting, and related advisory services. The firm combines fundamental analysis and a long-term investment approach with family-office and concierge services, alongside institutional retirement fiduciary offerings.

Todd Soloman is a CFA® charterholder affiliated with Congress Asset Management Company, LLP in Boston, MA. He has 15 years of industry experience and has been with Congress Asset Management since 2001. Congress Asset Management provides discretionary portfolio management, model portfolio, and sub-advisory services to a diverse client base, including institutional and individual investors. The firm employs a research-driven, primarily bottom-up investment approach and oversees strategies through investment policy committees, managing approximately $14.2 billion in regulatory assets.

Gregg Okeefe is a CFA® charterholder and Series 65 licensed financial advisor with 15 years of industry experience. He works at Congress Asset Management Company, Llp, where he has been employed since 1986. Congress Asset Management provides discretionary portfolio management, model portfolio, and sub-advisory services to a diverse range of institutional and individual clients. The firm employs a research-driven, primarily bottom-up investment approach focused on growth equity and diversified fixed income strategies, serving over 8,000 client relationships with approximately $14.2 billion in regulatory assets under management.

Steven Ponte is a financial advisor at Santander Securities LLC with 12 years of industry experience. He holds the Series 66 designation and has been with Santander Securities since 2015, concurrently working at Santander Bank, NA since 2018. Santander Securities LLC provides investment advisory and related services to a diverse client base including individual investors, corporations, charitable organizations, retirement plans, and other institutional clients. The firm offers wrap-fee advisory programs and financial planning services, utilizing a managed-account platform with third-party investment managers and a centralized customer-service team.

Erik Berge is a financial advisor with Citizens Private Wealth in Boston, MA, holding Series 66, Series 65, and Series 63 licenses and bringing 12 years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC, First Republic Investment Management, Battery Global Advisors, and Gw & Wade Asset Management. Citizens Private Wealth, LLC is a multi-team registered investment adviser serving high-net-worth individuals, families, and institutional clients such as pension plans and charitable organizations. The firm emphasizes long-term, tailored asset allocation within an open-architecture framework and offers a range of investment management and advisory services, supported by its affiliation with Citizens Bank, N.A.

Abdelmagid Alawad is a financial advisor at Santander Securities LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at OneAmerica Securities and American United Life. Outside of his advisory role, he also works as an Uber driver in a non-investment capacity. Santander Securities LLC provides investment advisory and related services to a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers wrap-fee advisory programs and managed-account services through a platform with third-party investment managers and emphasizes centralized client service and access to securities-based lending.

Dennis Palmerini is a CFP® certified financial advisor with 18 years of industry experience, currently with Blackridge Asset Management, LLC. He has previously worked at firms including Fidelity and Mass Mutual Life Insurance Company. Outside of advisory, he is also involved in property and casualty insurance sales and services. Blackridge Asset Management provides financial planning and investment management services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm utilizes a network of investment adviser representatives and offers access to model portfolios, third-party managers, and various wrap programs with a focus on discretionary portfolio management.

Nicole Rukstalis is a financial advisor with Integrated Advisors Network LLC, holding a Series 65 license and three years of industry experience. She also serves as Department Chair and Professor of Finance at Northeastern University's D'Amore-McKim School of Business, a position she has held since 2004. Integrated Advisors Network is an SEC-registered multi-team investment adviser that provides portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, retirement and employee benefit plans, and corporate entities. The firm employs a range of investment approaches and routinely utilizes third-party sub-adviser platforms while maintaining ongoing portfolio oversight.

Michael Galvin is a CFP® professional with 11 years of industry experience. He has worked at Congress Wealth Management, LLC for nine years before joining CW Advisors, LLC. He is based in Boston, MA. CW Advisors, LLC is a multi-team registered investment adviser managing approximately $15 billion in assets. The firm serves a diverse client base including individuals, families, trusts, charitable organizations, and pension plans, employing a Core-and-Satellite investment approach that incorporates active, passive, strategic, quantitative, and ESG strategies across various asset classes.

James Waggett is a CFP® and CFA® with 13 years of industry experience. He is currently with F.L. Putnam Investment Management Co., where he has worked since 2022. His prior experience includes roles at Equitable Advisors, Thrivent Financial, TD Private Client Wealth, and Banc of America Investment Advisors. F.L. Putnam serves individual and institutional clients, providing customized, team-based investment management and consulting services across a range of asset classes. The firm utilizes both internally managed and third-party strategies with options for sustainable investing and tax-aware rebalancing.

Aaron Swenson is a Series 65-licensed financial advisor at McAdam LLC in Boston, MA, with eight years of industry experience. He has been with McAdam since 2018 and previously held roles at Middlesex School and Connecticut College. McAdam LLC serves individuals, trusts, estates, charitable organizations, corporations, and government entities, including high-net-worth households. The firm provides financial planning, investment management, and retirement plan consulting, employing a discretionary investment approach that includes mutual funds, ETFs, individual securities, independent managers, and specialized exposures such as direct indexing and private investment funds.

Franz Loeber is a financial advisor with Vanderbilt Advisory Services, holding Series 63 and Series 65 credentials and 32 years of industry experience. He previously worked at TCW Investment Management Company LLC for six years and has been with Ark Global, LLC since 2015. He is also involved with True Gritt LTD, operating under Vanderbilt Financial Group in a marketing and compensation capacity. Vanderbilt Advisory Services serves a diverse range of clients, including individuals, charitable organizations, trusts, estates, businesses, and retirement plans. The firm combines strategic asset allocation with fundamental, technical, and charting analysis, offering both discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Mark Celi is a financial advisor at St. Bernard Financial Services, Inc. in Concord, MA, with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at First Asset Financial Inc and was self-employed before joining St. Bernard in 2020. St. Bernard Financial Services serves individuals, families, small businesses, trusts, and estates, providing investment advisory and brokerage services including portfolio management and financial planning. The firm follows a long-term, conservative growth approach with tactical asset allocation based on Modern Portfolio Theory, emphasizing low-cost, no-load funds while considering tax and risk factors.

Adam Bateman is a financial advisor at Flagship Harbor Advisors, LLC in Boston, MA, holding a Series 66 designation with 19 years of industry experience. He has worked at LPL Financial since 2013 and previously held roles at MSI Financial Services, Inc. and UBS Financial Services. Flagship Harbor Advisors is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets through a team of about 60 advisors, utilizing a range of investment strategies including mutual funds, ETFs, individual securities, and managed accounts.

Jennifer Adams is a CFP® with 28 years of experience in financial advising. She currently works at CW Advisors, LLC and has previously held positions at Purshe Kaplan Sterling Investments, Aspire Wealth Management Corporation, and Ameriprise. In addition to her advisory role, she is a licensed insurance agent involved in the implementation of insurance recommendations. CW Advisors, LLC is a multi-team registered investment adviser managing approximately $15 billion in assets. The firm serves a diverse client base including individuals, families, trusts, estates, charitable organizations, pension and profit-sharing plans, corporations, and other registered investment advisers, employing a Core-and-Satellite investment framework that combines various active, passive, strategic, quantitative, and ESG strategies.

Kimberly Harding is a CFP® with 23 years of industry experience, currently serving at Diversify Advisory Services, LLC and DFPG Investments, LLC since 2025. She has held positions at Harding Financial & Insurance since 2009 and worked with Eagle Strategies, Nylife Securities LLC, and New York Life Insurance Company from 2003 to 2025. Harding also provides fixed insurance brokerage services as an outside business activity. Diversify Advisory Services is an SEC-registered firm serving individuals, corporations, retirement plans, trusts, foundations, and small business owners. The firm employs a tactical diversification and individualized asset allocation approach, offering a range of portfolio management options and financial planning services tailored to client needs.

Caitlin Polson is a CFP® professional with 14 years of industry experience, currently serving as an advisor at New England Private Wealth Advisors, LLC since 2008. She holds a Series 65 license and is based in Wellesley, MA. New England Private Wealth Advisors provides fee-based investment advisory and wealth management services to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers continuous portfolio management, financial planning, and retirement-plan advisory services, with an investment approach that includes broadly diversified portfolios using low-cost mutual funds and ETFs, alternative investments, and options-based income models.

Deepak Lachman Punjwani is a financial advisor with A.G.P. / Alliance Global Partners in Boston, MA. He holds a Series 66 designation and has one year of industry experience. Prior to joining the firm, he held roles at Madhula Comércio de Artigos Eletroeletrônicos Ltd, Adeption Ltd., Babson College, and DLP Imports Pvt. Ltd. He is also the director and owner of a retail store dealing in luggage and consumer electronics in Brazil. A.G.P. / Alliance Global Partners is a dually registered SEC investment adviser and FINRA-member broker-dealer serving individual clients, retirement plans, and institutional vehicles. The firm employs a multi-team platform with an investment approach that includes discretionary and non-discretionary portfolio management, financial and estate planning, and a focus on international investing through the EPC Advisors Group division.

Rachel Edward is a financial advisor with Santander Securities LLC in Boston, MA, holding Series 66 and Series 63 licenses and two years of industry experience. Her prior roles include positions at Citizens Bank and TD Bank. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in regulatory assets under management across 10,800 client relationships, providing investment advisory services, portfolio management through wrap-fee programs, goal-based financial planning, and access to securities-based lending and insurance products. The firm offers investment management primarily through the FMAX wrap-fee platform with strategies implemented by third-party discretionary managers and provides ongoing suitability and compliance oversight.