Michael Chabalik is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He previously worked at UBS Financial Services, Bank of America, and Merrill Lynch. He also serves on the Finance Committee of the Irondequoit Country Club, providing guidance on capital projects and financial matters. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Melisa Beauchesne-Ellis is a Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2026. She has progressed through various roles within Fidelity Investments since 2019, including Vice President, Financial Consultant, Financial Consultant, and Investment Consultant. Prior to joining Fidelity, she held positions at Paychex, Mutual of America, and Bank of America Private Bank. In her role, Melisa focuses on delivering a client-centered experience by analyzing clients' financial situations and collaborating on strategies aligned with their goals. Her approach emphasizes creating a safe space for discussion, guided by her core values of kindness, curiosity, and reliability. Outside of her professional work, Melisa enjoys biking, board games, skiing, exploring food, parenthood, and volunteering.

Barbara Benedict is a Series 66 licensed financial advisor at Merrill with nine years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Matthew Case is a financial advisor at Stifel with 15 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at TIAA-CREF and Par 4 Advertising. Outside of his advisory role, he serves as a board alternate on the Honeoye Falls Conservation Board, providing environmental guidance for the village. Stifel serves a wide range of clients, including individuals, institutions, charitable organizations, and municipal entities, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

William Morris is a Financial Consultant at Fidelity Investments, where he has worked since 2011 in various roles. His current position involves collaborating with clients to understand their financial goals and assessing their progress towards these goals. He utilizes Fidelity's resources and his experience to develop financial plans aimed at maximizing clients' fulfillment throughout their lives. Prior to his current role, William has held positions including Retirement Solutions Representative, Central Relationship Manager, Investment Solutions Representative, Premium Relationship Associate, College Planning Specialist, and Securities Trader, all within Fidelity Investments. This progression reflects over a decade of experience in financial services, with a focus on investment and retirement planning. No specific information about William's educational background or personal interests has been provided.

Joanne Alaimo is a financial advisor with Merrill based in Pittsford, NY, holding Series 63 and Series 65 designations and with 39 years of industry experience. She has worked at Merrill and Merrill Lynch PFS Inc since 1986 and has also been with Bank of America, NA since 2009. Outside of her advisory role, she is the owner of Tacoma Properties LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Tobin is a CFP®-designated financial advisor with 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent two years at A. G. Edwards & Sons, Inc. Tobin serves on the investment committees for the Rochester Rotary and the Mary Cariola Children’s Center. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Matthew Piaseczny is a financial advisor at OSAIC with 15 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining OSAIC in 2024, he worked at Securities America Advisors and Northwestern Mutual. He is a managing member of Dash Tax, LLC, a firm providing tax preparation and related services. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and portfolio management supported by model-based asset allocation and risk analysis.

Karen Verrone is a Wealth Management Advisor at Merrill Lynch Wealth Management, coordinating the financial affairs for a select group of families and businesses in the Rochester, NY area. She employs a goals-based wealth management process to address the financial priorities and concerns relevant to her clients, their families, or their businesses. Karen leverages Merrill’s extensive network of wealth management planning and investment resources, working alongside a team of specialists to provide personalized advice and guidance to help clients pursue their financial goals. Karen began her career in the financial industry in 1977 at Merrill. She holds the CERTIFIED FINANCIAL PLANNER (CFP) certification, the Chartered Retirement Planning Counselor (CRPC) designation, as well as the Personal Investment Advisor (PIA) credential. She earned a bachelor's degree from SUNY Brockport, where she also coached track and speedskating. Karen lives in Webster, NY with her husband, Robert, and they have three children. She serves as president of the Rochester Speed Skating Club and organizes and volunteers in teaching speed skating to kids in her community.

Jeffrey Bradke is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan Securities, he worked at JPMorgan Chase Bank and Chobani LLC. He is also a part-owner of Drescher Brothers Development LLC, a real estate venture. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting.

Angelo Ponticello is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2000. He leads Ponticello & Associates, a Goals-Based Wealth Management team focused on providing personalized investment structures and customized wealth planning for business owners, professionals, families, and institutional clients. Their services are designed to accommodate complex and evolving lifetime financial goals across generations. Angelo has been in the financial services industry since 1993 and specializes in areas such as divorce transition planning, family wealth management strategies, retirement income, legacy planning, tax minimization, and special needs planning strategies, among others. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned both a bachelor's degree in History and an MBA from the University of Rochester's Simon Business School. Angelo lives in Rochester, New York with his wife Lisa and their two children, Isabella and Alexander. He is actively involved in his community, serving on the Board of Directors at AutismUp, a charity focused on supporting children and families affected by autism.

Michael Johnson is a ChFC® credentialed financial advisor with 39 years of industry experience. He is currently with LPL Financial and previously spent 27 years at Lincoln Financial Advisors Corporation. Johnson is based in Rochester, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational tools and a wide network of over 22,800 advisors.

Matthew Schlicht is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63 and Series 65 licenses with 16 years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Merrill for ten years. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning that incorporates firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment and planning programs.

Edward Laders is a financial advisor at Cetera with 44 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Cetera in 2025, he worked at Concourse Financial Group Securities Inc for 15 years and has been involved with The Independent Advisor Network LLC since 2010, where he serves as President and Owner. He also acts as Executive Director of Association Benefit Services, providing support and services related to fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of over 10,000 independent advisors. The firm offers a multi-manager platform with a range of portfolio management options, including discretionary and non-discretionary services, leveraging affiliated and third-party managers.

Kathryn Castro is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Ameriprise in Fairport, NY. She has been with Ameriprise and its affiliates since 2008. Castro serves on the Board of Directors for the Collaborative Law Association of the Rochester Area. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Premier Retirement Income service which provides tailored retirement plans focused on dependable income and tax-aware withdrawal strategies.

Jeffrey Garcia is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in executive compensation, managing new wealth, personal retirement planning, and retirement income. Jeffrey focuses on creating personalized wealth management strategies tailored to clients' individual financial goals. With a lifelong commitment to the financial services industry, Jeffrey holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He completed his high school education at Fairport High School and attended Tulane University, though no degree was conferred. Jeffrey also participates in community volunteer work aligned with Merrill’s tradition of service. Outside of his professional role, Jeffrey enjoys spending time with his family, reading, watching movies, and pursuing interests such as baseball, basketball, football, ice hockey, chess, music, and travel. He lives in the home where he was raised in Fairport, NY, and is a longtime Buffalo Bills fan. Jeffrey is also an animal lover and cares for two Dalmatians.

Jennifer Runfola is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with the firm since 1994 and leads a team of nine professionals serving clients in Buffalo, New York, and across the nation. Her practice focuses on individual wealth management, retirement and goal-based planning, portfolio construction, and managing both individual and corporate assets. Jennifer holds the Chartered Retirement Planning Counselor (CRPC), Accredited Domestic Partnership Advisor (ADPA), and Personal Investment Advisor (PIA) designations. She graduated cum laude from Canisius College. Her client focus areas include legacy planning, managing new wealth, and women and wealth. Jennifer resides in Amherst, New York.

Jennifer Balazs is a financial advisor with Wells Fargo Advisors in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Wells Fargo Clearing since 2016 and joined Wells Fargo Advisors Financial Network in 2026. Outside of her advisory work, she serves as an independent consultant for Norwex, selling their products. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services, including niche areas like business-owner transition and special-needs analysis, using Wells Fargo research and tools to develop client-specific recommendations.

Anthony Nelson is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and four years of industry experience. His career includes previous roles at CUNA Brokerage Services, CUNA Mutual Group, Five Star Bank, and Foreperformance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Rita Labeta is a financial advisor with Ameriprise in Rochester, NY, holding a Series 66 designation and 11 years of industry experience. Her prior roles include positions at LPL Financial, Kinecta Federal Credit Union, Citizens Securities, Citizens Bank, and Bank of America. Outside of finance, she operated a photography business for ten years. Ameriprise offers retirement-income planning services tailored to individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to create personalized Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.