Torrence Harder is the principal of Harder Management Company, Inc. in Lexington, MA, holding a Series 65 designation with 13 years of industry experience. He has been president and sole director of Entrepreneurial Ventures, Inc. since 1986 and serves on the boards of several operating companies across various industries. Harder Management Company provides discretionary investment management to high net worth individuals, pension plans, and IRAs, focusing on fixed-income securities, public equities, and private company investments. The firm emphasizes quality entrepreneurial management and employs a research-driven approach to identify opportunities in senior fixed-income securities, growing public companies, and selective private equity ventures.

Kenneth Nagy is a financial advisor at Northeast Equity Research Inc. with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has led his independent firm since 2010. Outside of advising, Mr. Nagy consults for Zacks Investment Research on a crowdfunding research platform and teaches college courses at Salem State University and Endicott College. Northeast Equity Research provides fee-based, non-discretionary asset management to individuals, small-business owners, charities, and high-net-worth clients. The firm combines fundamental, technical, and cyclical analysis with Modern Portfolio Theory principles, emphasizing tailored Investment Policy Statements and coordinated management of held-away 401(k) assets.

Michael Caputo is a financial advisor at Vitale & Caputo Wealth Management LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Massachusetts Mutual Life Insurance Company, Metlife Securities, and Baystate Wealth Management. Outside of financial advising, he is the owner of the CPA firm Caputo & Company, PC. Vitale & Caputo Wealth Management LLC provides financial planning and refers individual and high-net-worth clients to third-party investment advisers for portfolio management. The firm does not manage client assets directly but offers one-time financial plans and conducts annual reviews of client-advisor relationships.

Brian Bond is a CFP® with seven years of industry experience, currently serving as the sole advisor at Leverage Financial Advisory in Wilmington, Massachusetts. Prior to founding his firm in 2018, he worked at Boston University and Sage Hospitality. He serves on the Board of Trustees for the Lowell House Condominium Trust in Somerville, Massachusetts, a non-compensated volunteer role. Leverage Financial Advisory provides investment supervisory and financial planning services to individuals, couples, business entities, and employer-sponsored retirement plans, with a focus on hospitality professionals and small business owners. The firm employs a structured client process and a mix of strategic and tactical asset-allocation strategies, including active elements such as momentum investing and options, and is notable for its ERISA-aware retirement plan consulting and participant education services.

Nathanael Brayton is the sole advisor at Nathanael R. Brayton, CFA, an independent firm based in Boston, MA. He holds the CFA designation and has 30 years of industry experience, having operated his own practice since 1991. Outside of financial advising, he serves as a non-management director for a specialty chemicals company. The firm provides discretionary portfolio management and non-discretionary investment advice to individuals, high-net-worth clients, families, IRAs, and personal or family trusts. Its investment approach is bottom-up and valuation-focused, primarily utilizing individual publicly traded securities with occasional use of mutual funds, ETFs, and derivatives for hedging.

Ray Prasad is a CFA® charterholder and financial advisor with five years of industry experience. He is the sole advisor at P2, LLC and has previously worked at TCW, Inc. Outside of his advisory role, Prasad serves as a director on the board of Bliss Health Inc., a private health software company, receiving annual option grants in connection with his position. He is also the Chief Investment Officer of ParadigmARQ Advisors Private Limited, an India-based SEBI-regulated investment advisory firm. P2, LLC provides discretionary portfolio management primarily to individual and high-net-worth clients, focusing on equity investments but incorporating mutual funds, ETFs, commodities, and international securities. The firm employs a mix of fundamental, quantitative, technical, and cyclical analysis and uses various trading techniques, including options and short sales, while managing a small number of accounts with approximately $2.2 million in assets.

Brent Garcia is a CFA® charterholder with 22 years of industry experience. He has been the sole advisor at Broadwater Capital Management LLC since 2002. Broadwater Capital Management provides discretionary investment advisory services to individuals, trusts, charitable entities, small institutions, and personal corporations. The firm creates customized portfolios using both fundamental and technical analysis, managing investments with a long-term orientation while retaining flexibility for shorter-term trades based on client needs and market conditions.

Robert Hurley is the sole advisor at Investor Resources Inc in Boston, MA, where he has provided financial advisory services since 1996. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. Investor Resources Inc offers financial planning, investment consultations, and portfolio management primarily through selecting and monitoring third-party managers and model portfolios. The firm serves individuals, families, and small businesses, operating on a fee-only basis with a manager-of-managers approach and limited discretionary authority focused on account rebalancing.

Like so many of the great XYPN financial advisors you’ll find on this platform, I founded Andante Financial to provide best-in-class, independent financial planning and investment management services. But what makes my firm unique? Here’s three things to start: -After-tax performance is never an afterthought We use robust tax-loss harvesting tools and processes to enhance your after-tax returns. -Investment management: we take it personally We construct personalized investment portfolios for each client; none of our investment management is outsourced or “copy and paste”. -Our values go beyond an account statement 10% of Andante Financial fees are donated to charity and we donate to charities that clients care about so we can redefine "shared values" When I work with a client, I take the responsibility of helping them protect and grow the fruits of their labor seriously; I earned my CFP®, CFA, and CPA marks to expand my knowledge and make the most of any opportunity I get to help a client succeed. But my favorite part of this work is curating a network of clients that I truly enjoy working with and rooting for. Please reach out for an intro call – I’ll enjoy the opportunity to chat and help you get the right person in your corner, whether its me or not.

Eric Martin is a financial advisor at Oxford Martin, LLC with five years of industry experience. He previously worked at Fidelity Investments and held roles in accounting, tax services, and higher education. Oxford Martin serves individual and high-net-worth clients with discretionary investment management and standalone financial planning. The firm employs a customized investment approach focused on individual stocks, mutual funds, ETFs, and bonds, using fundamental, technical, and cyclical analysis with a long-term orientation.

Richard Wojcik is a financial advisor with NEFPG who holds a Series 63 designation and has 57 years of industry experience. His career includes long tenures at Raymond James Financial Services and New England Financial Planning Group. He also serves as a co-personal representative for a probate estate, handling fiduciary responsibilities outside of his advisory work. NEFPG serves individual and institutional clients, offering asset management, advisory consulting, and financial planning. The firm employs a variety of investment strategies and participates in Raymond James wrap-fee programs, including management of the Ambassador wrap program.

Stephen Carluccio is a financial advisor at Mad River Investors in Boston, MA, holding a Series 65 designation with 19 years of industry experience. He has been with Mad River Investors since 2012 and concurrently operates SCC Legal and Business Services, where he provides a small amount of outside legal work for former clients with employer approval. Mad River Investors offers discretionary investment management to individuals, high-net-worth clients, companies, trusts, and institutional clients. The firm uses an opportunistic, concentrated equity-oriented approach with a long-term, contrarian focus, managing portfolios typically consisting of 20–25 positions and including diverse asset types such as options and digital assets.

Anthony Gates is a CFP® and PFS™ with 20 years of industry experience. He has been with FG&G Financial Services, LLC and its predecessor, Farrar Gates & Green LLC, since 2008. FG&G Financial Services, LLC provides investment advisory and financial planning services to individuals, qualified retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm follows a passive, asset-class investment approach grounded in Modern Portfolio Theory and primarily uses Dimensional Fund Advisors funds, with ongoing monitoring and periodic reviews.

Michael Gallugi is the principal of Gallugi Wealth Management, LLC and holds Series 63 and Series 65 licenses. He has 30 years of industry experience and has operated his own CPA practice offering tax and accounting services since 1989. He has also worked with Purshe Kaplan Sterling Investment since 2014. Gallugi Wealth Management provides discretionary investment management to individuals, including high-net-worth clients, and charitable organizations. The firm combines investment advice with in-house accounting and tax services, emphasizing fundamental analysis and a primarily long-term investment strategy using diversified mutual funds and ETFs.

Stephen Taylor is a financial advisor at New England Schooner, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with New England Schooner since 1998. Outside of his advisory role, he is a licensed agent selling fixed and long-term care insurance. New England Schooner, Inc. provides portfolio management, financial planning, and pension consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm emphasizes fundamental analysis tailored to clients' goals and risk tolerance, managing portfolios that include mutual funds, ETFs, equities, options, and debt securities.

Christopher Demeo is a CFA® charterholder and holds a Series 66 license with 13 years of industry experience. He is a co-founder of Nu Paradigm Investment Partners L.L.C. and has previously worked at Fulcrum Asset Management, Aberdeen Standard Investments, and Wall Street Access Asset Management. Nu Paradigm Investment Partners L.L.C. provides discretionary investment management and retirement-plan advisory services to institutional and individual clients. The firm focuses on customized, long-term portfolios using fundamental analysis and internal due diligence, offering services including fiduciary 3(38) roles, ongoing account monitoring, and plan-sponsor support.

George Newfield is a CFP® and CFA® with five years of industry experience. He has worked at Cornerstone Financial Management LLC since 2021 and previously spent seven years at Bank of America. Cornerstone Financial Management LLC is a fee-only, SEC-registered advisory firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm employs a combination of passive and active investment strategies based on Modern Portfolio Theory, offers values-based portfolio options, and integrates comprehensive financial planning into its services.

Dennis O'Leary is a CFP® with 20 years of industry experience and has been with Greenway Financial Advisors LLC since 2013. He is based in Boston, MA. Greenway Financial Advisors serves individual and high-net-worth clients as well as employer-sponsored retirement plans, offering discretionary portfolio management and both comprehensive ongoing and limited-scope financial planning. The firm’s investment approach is asset-allocation driven, focusing on diversification, cost and tax efficiency, and tailored allocations, with an in-house tax preparation service conducted by supervised personnel.

Brian Foley is a financial advisor at Lighthouse Capital, LLC in Boston, MA, with 15 years of industry experience. He holds Series 63 and Series 65 licenses and serves as of-counsel attorney at O'Connor & O'Connor, PC, a law firm focused on real estate closings and estate planning. Lighthouse Capital, LLC is an independent registered investment adviser serving individuals, families, and corporate clients. The firm offers discretionary and non-discretionary investment management, financial planning, and qualified retirement plan fiduciary consulting, managing approximately $32 million in client assets with a research-driven, long-only investment approach.

Peter Ferriero is the founder and president of Rocky Hill Advisors Inc., where he has worked since 2002. He holds Series 63 and Series 66 designations and has 23 years of industry experience. Outside of his advisory role, Ferriero is involved in youth hockey through founding and leading Top Gun Youth Hockey, Top Gun Arena Management, and the New England Fall Prep Hockey League. Rocky Hill Advisors provides investment management and expert witness consulting to individuals, pension and profit-sharing plans, corporations, trusts, estates, charitable organizations, and Native American tribes. The firm employs a customized tactical allocation strategy with a focus on rebalancing and downside risk management, operating primarily on a non-discretionary basis.