George Sonntag Jr. is a CFP® professional with 36 years of industry experience, currently serving at LPL Financial since 1995. He also operates Integrated Benefit Corporation, where he is involved in income tax preparation and insurance sales. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third‑party subadvisors, and customized strategies.

Michael Garrison is a CFP® professional with 18 years of experience in financial advisory services. He has been affiliated with Raymond James Financial since 2011 and previously operated Garrison Financial, Inc. for 10 years. Garrison is also the President of Garrison Financial, a support company. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored financial planning and investment consulting using analytical tools and emphasizes non-discretionary advisory programs combined with specialized municipal and public-finance services.

Kelley Mcgoldrick is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 14 years of industry experience. Her prior roles include positions at Commonwealth Financial Network, Morgan Stanley, and OSAIC. She serves as a board member for the Cornell Varsity Athletic Alumni Association and the Cornell Adult University Board of Directors, organizations that promote women's athletics and adult education for Cornell University alumni. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform with extensive options including model portfolios, third-party managers, and bespoke strategies.

Robert Clower is a financial advisor with LPL Financial in Mashpee, MA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Prior to joining LPL Financial in 2018, he worked at ValMark Advisers, Inc. and ValMark Securities, Inc., and operated Clower Insurance & Financial Strategies for 18 years. He serves as trustee of family trusts, including the Elizabeth Dean Clower Inherited Trust and the Courtney G. Clower Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and advisory services, including model portfolios and third-party asset management, supported by technology tools for operational and research purposes.

Andrew Zimmerman is a financial advisor at Merrill with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill and Bank of America since 2016. Outside of his advisory work, he serves on the board of a nonprofit dedicated to preserving Quissett Harbor in Woods Hole, MA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Vantine is a financial advisor at Cetera with 29 years of industry experience and holds the PFS™, Series 63, and Series 65 designations. He has worked at Avantax Advisory Services and Avantax Investment Services, Inc. for nearly three decades and currently operates the Nick Vantine Co. He also serves as president of Boardwalk T & B Inc., a tax preparation and accounting firm. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement services, and access to third-party money managers, managing over $256 billion in assets across multiple program structures.

Caitlyn Potter is a financial advisor at Fidelity with 17 years of industry experience. She holds the Series 63 and Series 65 licenses and has been with various Fidelity entities since 2017. Prior to that, she had a one-year period of unemployment in 2016-2017. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional investors, including fund and portfolio management using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies, employing systematic methodologies and AI-driven research in its investment process.

Olivia Pearsall is a Planning Consultant at Fidelity Investments, a position she has held since 2025. She has been with Fidelity Investments since 2020, progressing through roles including Financial Consultant, Planning Consultant, Relationship Manager, and Intern. In her current role, Olivia collaborates with clients to understand their short-term and long-term financial goals, co-creating personalized financial plans and developing customized investment strategies. Her professional experience encompasses various aspects of financial consulting and client relationship management within Fidelity Investments.

Andrew Lenzi is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, Merrill, UBS, and Fintrx. Outside of financial services, he has worked in the food industry with Joy Food Company. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm's advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jessica Fiedler is a Financial Advisor at Merrill Lynch Wealth Management. She brings over 10 years of experience in the mutual fund and wealth management industries, focusing on helping individuals, families, and business owners make informed financial decisions through personalized guidance and goals-based planning. Jessica earned a Bachelor of Science degree from the University of New Hampshire and holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning, as well as the Personal Investment Advisor (PIA) designation. Her approach centers on understanding each client's unique values, priorities, and aspirations to develop tailored financial strategies. Outside of her professional work, Jessica enjoys skiing, golfing, boating, and spending time with her husband and their three daughters.

Steven Griffith is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has worked at Cetera since 2014 and also provides wealth management services through Public Employee Educational Retirement Services, Inc. In addition to advisory work, he is involved in the sale of fixed life, disability, and long-term care insurance and fixed annuities. Cetera Investment Advisers LLC is a large nationwide network of independent advisors serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, including access to third-party money managers and a variety of program structures, with more than $256 billion in assets under management.

Albert Stanton is a financial advisor with Ameriprise, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Cetera Advisors LLC and Purshe Kaplan Sterling Investments. Stanton is also the owner and operator of AMS CS Financial, Inc., his financial advisory practice. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Henrik Gulmann is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, where he has been employed since 2000. He serves as a qualified Portfolio Manager within the Merrill Investment Advisory Program, managing client accounts across the United States using personalized and defined investment strategies. Henrik's client focus areas include education planning, investment consulting for defined contribution plans, retirement income, and socially responsible investing, among others. Henrik has over 25 years of experience in business management and finance. Before joining Merrill, he worked as a public accountant for PriceWaterhouseCoopers in San Francisco and Boston. He holds bachelor's degrees in Economics and Legal Studies from the University of California Berkeley. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Henrik is involved in his community as a trustee of Falmouth Academy. He lives in Falmouth, Massachusetts with his wife, Lara, and their three children, Ben, Erik, and Anna. He spends personal time hiking, traveling, and pursuing goals such as climbing various peaks in the United States and visiting continents worldwide.

Maria Ferguson is a financial advisor at UBS Financial Services with 15 years of industry experience. She previously worked at Edward Jones for 14 years before joining UBS in 2026. Maria holds Series 63 and Series 66 credentials. Outside of her advisory role, she volunteers with nonprofit organizations focused on financial empowerment and community events. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, discretionary portfolio management, and access to proprietary research to tailor investment strategies to clients' goals and risk tolerances.

Christopher Flanders is a financial advisor with Equitable Advisors, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Equitable Advisors since 2003, including its predecessor, Axa Advisors. Flanders serves as trustee for two family trusts, managing investments through a third-party money manager for which he is the broker of record. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm uses a range of advisory models and third-party managers to tailor investment solutions for its clients.

Asta Muldoon is a financial advisor at Ameriprise with 26 years of industry experience. She holds Series 66 and Series 65 credentials and has been with Ameriprise since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Elizabeth La Croix is a financial advisor with Merrill, holding Series 63 and Series 65 designations and 25 years of industry experience. She has been with Merrill since 2004 and also worked at Bank of America N.A. beginning in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses model-based and discretionary strategies developed by internal and third-party managers and offers strategic asset allocation with options tailored for tax-sensitive investors.

Ekaterina Petrova is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in helping clients navigate their financial goals and develop strategies tailored to their individual circumstances. Ekaterina’s professional background includes expertise in legacy planning, managing new wealth, portfolio management, socially responsible and values-based investing, individual and corporate investment strategy, and retirement income planning. She holds a Bachelor’s degree from the University of San Francisco and carries professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Ekaterina is proficient in English and Russian. Outside of her advisory role, Ekaterina participates in her local Homeowners Association and engages in personal interests such as boxing, camping, cooking, hiking, photography, reading, spending time with family, watching movies, and woodworking.

Scott Holcom is a financial advisor at Fisher Investments with 11 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2015. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm combines quantitative screening, qualitative research, and centralized portfolio management to construct globally diversified portfolios and employs tax-aware strategies and defensive tactics to manage risk and positioning.

Kim Frink is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Prior to joining LPL in 2020, Kim worked at Securities America Advisors and INVEST Financial Corp. Outside of her advisory role, she is involved in book publishing as a writer and independent publisher. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.