Caitlyn Potter is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has been affiliated with various Fidelity entities since 2017. Strategic Advisers LLC, a Fidelity Investments company where she works, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and oversees its investments through both affiliated and third-party sub-advisers.

Alicia Larson is a financial advisor with Osaic Wealth, Inc., holding Series 63, 65, and 66 licenses and 34 years of industry experience. She previously worked at Fsc Securities Corporation for 14 years before joining Osaic in 2023. Outside of her advisory role, Larson owns a sole proprietorship related to insurance, focusing on life and long-term care products. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing firm-provided tools and third-party solutions to construct diversified portfolios across various asset classes.

Mark Savastano is a financial advisor with Ameriprise, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Outside of his advisory role, he owns Hair Affair, Inc., a retail hair salon, and serves as a mentor to entrepreneurs through the organization E-for-All. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Sheila Matthews is a financial advisor with Primerica Advisors in Westport, MA, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. She has worked with Primerica Advisors since 2014 and has experience at Brennan Financial Group and Lynn Durkin, CPA. Outside of her advisory role, she is involved with Matthews & Matthews, LLC, a non-investment-related business based in Boston. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-driven recommendations and supporting a range of investment strategies managed by unaffiliated asset managers.

Lauren Bernardo is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and three years of industry experience. She has held roles at PFS Investments Inc. and Primerica Financial Services since 2018 and has additional work experience in various industries including seafood and food services. Bernardo is involved with the W.A.&R. Ouellette Post 8502 VFW. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, utilizing model-based investment strategies while outsourcing trade execution and custody.

Stephen Karam is a financial advisor with LPL Financial in Fall River, MA, holding the ChFC® and Series 63 credentials with 34 years of industry experience. He has been with LPL Financial since 2005 and is also affiliated with Global Retirement Partners, LLC since 2019. Outside of his advisory roles, he serves as president of Karam Insurance Agency, a traditional insurance brokerage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement plan consulting services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Falcon is a financial advisor with Cetera who holds a Series 66 designation and has 23 years of industry experience. His prior work includes roles at Avantax Advisory Services, Avantax Investment Services, and 1st Global Advisors, among others. He is also president and 50% owner of Falcons Financial & Tax Services Corp. and serves on the board of directors for St. Michaels Federal Credit Union. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients, utilizing a multi-manager platform with access to affiliated and third-party investment managers.

Christopher Hodgson Jr. is a financial advisor with Mass Mutual Investors Services who holds Series 65 and Series 63 licenses and has 11 years of industry experience. He previously worked at Harwood Advisory Group, UBS Financial Services, and Fidelity Charitable. Outside of his advisory role, he services existing fixed index annuity contracts as part of outside insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships that focus on recommending investment categories and strategies.

Steven Griffith is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Cetera and its affiliated entities since 2014 and has also been involved with Public Employee Educational Retirement Services, Inc. since 2005. In addition to his advisory role, he is engaged in the sale of fixed life, disability, and long-term care insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a range of investment programs, including discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Robert Entwistle Jr. is a financial advisor at LPL Financial with 24 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial and Rockland Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Scotty Pires is a financial advisor at OSAIC with four years of industry experience. He holds a Series 65 credential and has worked previously with Securities America Advisors and his own firm, Pires Financial Group. Pires also serves as a Notary Public in Massachusetts and provides life insurance and fixed annuity products through Echelon Planning Group. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines brokerage and advisory services with a range of investment platforms, utilizing asset allocation tools and third-party managers to construct diversified portfolios.

Richard Bassett is a financial advisor at Cetera with 25 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Cetera Advisors LLC since 2016, with prior experience at Investors Capital Corp and J. Marshall Associates. He is also involved as an agent in fixed insurance products, including life, health, disability, annuities, and long-term care. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporate and charitable accounts, and institutions through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with access to multiple program structures and third-party managers.

Christopher Melendy is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and over 20 years of industry experience. He has worked at PFS Investments Inc. since 2006 and Primerica Financial Services since 2005. Melendy also served with the Cambridge Fire Department from 1997 to 2022. He receives compensation for sales of loan products and home security referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Tracy Baker is a financial advisor with Cetera, holding a Series 66 designation and bringing 26 years of industry experience. Prior to joining Cetera, Tracy worked at Investors Capital and has been involved with J. Marshall & Associates since 1993. Outside of advisory work, Tracy serves as an agent in fixed insurance, including life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform that supports diverse investment strategies and program structures.

Asta Muldoon is a financial advisor with Ameriprise, holding Series 65 and Series 66 licenses and 26 years of industry experience. She has been with Ameriprise since 2005, transitioning to her current role in 2020. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendation reports and annual advice focused on income sources and tax-aware withdrawal strategies.

Andrea Tremblay is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and has been with Edward Jones in various capacities since 2014. Outside of her advisory role, she has assisted with clerical work related to used auto part resale, managing databases and marketing for a small business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Nicole Mc Guire is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. She is the practice manager at Augustine & Johnson Financial Consultants and is a member of the One Southcoast Chamber, a local business networking group. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies, supporting both discretionary and non-discretionary account management.

Neal Borges is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has worked at Ameriprise since 1993 in various capacities. Outside of his advisory role, he is a consultant and member of Vertical Dimension, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies.

James Miles is a financial advisor with Edward Jones in New Bedford, MA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked for nine years at PNC Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm is noted for its extensive retail advisor network and affiliated services, including a trust company and proprietary mutual funds.

Kim Frink is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 33 years of industry experience. Prior to joining LPL in 2020, Frink worked at Securities America Advisors and Securities America, Inc. from 2017 to 2020, and INVEST Financial Corp. from 2004 to 2017. Outside of advisory work, Frink is an independent writer and publisher through the Kim D. Frink Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by LPL Research and other third-party providers.