Elisabeth Hickox is a financial advisor with OSAIC in Newport, RI, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. Her prior work includes roles at Royal Alliance Associates, Jhfn Sii, and Wells Fargo Clearing. Outside of her financial advisory work, she provides endurance sports coaching to amateur athletes through a sole proprietorship. OSAIC Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm uses model-based asset allocation and portfolio optimization, supporting discretionary and non-discretionary strategies across multiple custodial and program arrangements.

Scott Blair is a financial advisor with Morgan Stanley in Narragansett, Rhode Island, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. His career includes positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning services, leveraging firm-approved tools and investment insights to support client goals.

Steven Frazier is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 66 designation and previously worked at Stifel for six years before joining LPL Financial in 2018. Outside of his advisory role, he is involved in modeling on a part-time basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered through a large network of investment adviser representatives.

William McConnell is a financial advisor with Merrill who holds Series 63 and Series 66 licenses and has 23 years of industry experience. He has worked at Merrill since 2010 and Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Gamm is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Ameriprise since 2005, currently based in Newport, RI. Gamm serves on the boards of the Boys and Girls Club of Pawtucket and the JCDS Foundation. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach, delivering recommendations through a centralized consulting team in partnership with advisors.

Frederick Bellows is a financial advisor with J.P. Morgan Securities in Newport, RI, holding Series 63 and Series 66 licenses and over 20 years of industry experience. His prior roles include positions at Citizens Securities, Mass Mutual Life Insurance Company, Merrill, Morgan Stanley, Cuna Brokerage Services, and Fidelity. Outside of his advisory work, he is involved as an owner and partner in private business ventures. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations, incorporating an ESG eligibility framework and leveraging wider capabilities in derivatives and commodities.

Gerald Nissly is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 56 years of industry experience. He previously worked at A. G. Edwards & Sons, Inc. for 12 years and Wells Fargo Clearing for one year before joining LPL Financial in 2008. In addition to his advisory role, he is a notary public based in Danbury, Connecticut. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by advanced research tools and a large network of investment adviser representatives.

Christopher Barclay is a financial advisor with Morgan Stanley in Newport, RI, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley since 2013 and also works with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory process.

Brian Blackerby is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he worked at HSBC Private Bank and HSBC SECURITIES (USA) Inc. from 2013 to 2020. Ameriprise Financial Services is a large institution serving both individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm utilizes an internal committee and algorithmic tools to provide tailored recommendations within a defined investment framework.

Spencer Seitz is a financial advisor with Ameriprise in Uncasville, CT, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Outside of his advisory role, Seitz serves on the Board of Directors for the Fishermans Viability Trust, a nonprofit focused on mitigating damage to the local fishing community attributed to windmill developments. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research-driven, tax-efficient strategies and algorithmic automation in its recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Matthew Ricci is a financial advisor with Ameriprise, holding Series 66 and Series 63 licenses and possessing nine years of industry experience. Prior to joining Ameriprise, he worked for the Cranston Police Department for nine years. He is also the owner of 41SeventyOne, LLC, an entity that supports the operations of his Ameriprise Financial practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning, utilizing a combination of internal research, third-party data, and algorithmic tools.

Taylor Fiore Chettiar is a financial advisor with Edward Jones, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Edward Jones, she worked at Taxpros & Realty Group and Tricia Fiore CPA LLC, among other roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory solutions including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Donald Masseur is a financial advisor with Ameriprise in Kingston, RI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in business operations as COO and CFO of SNE Operations, LLC, which provides financial planning and managed account support services. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals approaching or in retirement, typically with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Thomas De Nicola Jr. is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on income sources and tax-aware withdrawal strategies.

Anthony Kutsaftis is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and nine years of industry experience. He has worked at Prudential Insurance Company of America since 2017 and was previously with Pruco Securities, LLC. Outside of his advisory role, he serves as an agent for Aquidneck Island Insurance, a property and casualty business founded by his father. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm employs a model-driven investment approach and offers financial planning, third-party asset manager access, and insurance product sales through affiliated entities.

Tyler Stone is a Financial Advisor at Merrill Lynch Wealth Management, where he has been developing investment strategies and providing tailored financial advice since 2015. He works with individuals, their families, and businesses to understand their short- and long-term financial objectives, focusing on areas such as college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and small business strategies. Tyler primarily serves private equity and financial services partners, corporate executives, and medical professionals. Tyler holds a Bachelor's degree in Finance from the University of Rhode Island and the Chartered Financial Analyst® designation. He is also a Chartered Retirement Planning Counselor and a Personal Investment Advisor. He is a member of the CFA® Society of Stamford and the Association for Financial Professionals. Tyler splits his time between New York City and Narragansett, Rhode Island, with his wife, Raquel. He participates in community service through volunteering with organizations including Habitat for Humanity, the Rhode Island State Police, and the South Kingstown Partnership for Prevention.

Steven Packard is a Series 66 licensed financial advisor with eight years of industry experience. He has worked at Fisher Investments since 2019 and previously held roles at Baseballism, Edward Jones, and World Financial Group. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm combines quantitative screening and qualitative research through a centralized investment committee to construct diversified portfolios, with tax-aware and risk management strategies integrated into its approach.

Kimberly Holmes is a Series 66 licensed financial advisor at Edward Jones with three years of industry experience. She has held positions at Edward Jones since 2018 and previously worked at MML Investors Services and The Harvest Group LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Giancarlo Pannone is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Morgan Stanley in Newport, RI, having previously worked at New England Professional Planning Group, Raymond James Financial Services, Bank of America, and Merrill. His background includes roles in both advisory and private banking services. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-sponsored financial planning solutions.

Terence Glackin is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Signator Investors Inc and John Hancock/Beaulieu Financial Group. Outside of his advisory role, he serves as a sailing coach and boat manager in Newport, Rhode Island. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, providing various managed account strategies and retirement plan consulting.