Kyle Roffina is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. His prior experience includes roles at Wells Fargo Clearing Services LLC and Janney Montgomery Scott. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering a broad range of investment and financial planning services to individuals, trusts, and institutional clients, with specialized planning options for clients meeting certain net-worth thresholds.

Alec Sachais is a financial advisor with Morgan Stanley in Northfield, NJ. He holds a Series 66 designation and has been with Morgan Stanley since 2024. Prior to joining the firm, his work experience includes roles at Resorts Casino Hotel and positions at Rider University and Villanova University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning solutions. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

John D'Alessandro Jr. is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has worked with Morgan Stanley in various capacities since 2002, including roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. He serves as a non-public arbitrator for FINRA cases in the Philadelphia offices. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and serves approximately $2.74 trillion in client assets.

Edward Janansky is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he owns Wildflower Associates, LLC, which is involved in options trading. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Kurtis Finkel is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of The Finkel Group. He holds the designation of CERTIFIED FINANCIAL PLANNER® professional and Personal Investment Advisor (PIA). Kurt started his tenure with The Finkel Group in 2012, contributing to a legacy dating back to the 1970s when his grandfather began his career with the firm. Kurt holds a bachelor's degree in economics and an MBA in entrepreneurship and marketing, both from Rollins College in Winter Park, Florida. His primary focus is on helping clients understand their financial circumstances and ensuring that investment strategies align with their goals and risk profiles. He and The Finkel Group work with a select number of clients to serve as the key resource for each client's unique financial needs. Kurt is based in Linwood, New Jersey. His client focus areas include college education planning, corporate executive services, divorce transition planning, family wealth management strategies, retirement income, portfolio management, and institutional and corporate benefit services. Outside of his professional work, Kurt enjoys boating, fishing, golfing, scuba diving, soccer, and spending time with his family.

Ronald Rubin is a financial advisor with Mass Mutual Investors Services, holding a Series 63 license and bringing 35 years of industry experience. He has worked with Massachusetts Mutual Life Insurance Company and related firms since 2002. Outside of his advisory role, he operates a non-MassMutual insurance brokerage focused on life, health, and long-term care products. Mass Mutual Investors Services, LLC is a subsidiary of MassMutual that provides financial planning and investment services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers asset management and educational seminars, structuring planning engagements as ongoing, collaborative relationships tailored to client goals.

James Meis is a financial advisor with Ameriprise who holds Series 63 and Series 65 designations and has 44 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2011. Outside of his advisory work, he manages a business entity, James Meis LLC, which handles income and expenses related to his practice. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored planning and ongoing advice focused on income reliability and tax-aware withdrawal strategies for clients nearing or in retirement.

Carol Sumoski is a financial advisor with Cambridge Investment Research Advisors, Inc., holding a Series 66 designation and 12 years of industry experience. Her prior experience includes roles at Edward Jones and Morgan Stanley. She serves as a board member on the Shiloh Zoning Board in New Jersey. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm supports both discretionary and non-discretionary management and provides access to multiple platforms, third-party advisers, and proprietary model strategies.

Daniel Bochicchio is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo in 2024, he worked at Douglas Elliman for five years and Wilhelmina Models NYC for ten years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Vicki Winterbottom is a financial advisor with Wells Fargo Clearing who holds a Series 66 designation and has 17 years of industry experience. Her prior roles include positions at Morgan Stanley, Merrill, and Benjamin F. Edwards & Company. Outside of her advisory work, she serves as a power of attorney for family members in investment-related matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of services such as investment advisory, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party databases to support its investment approach.

Joseph Somers is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 1997, he has focused on evolving client interactions from transactional to designing financial approaches tailored to clients' goals. His expertise includes family wealth management strategies, legacy planning, and personal retirement planning. Joseph holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and the Certified Investment Management Analyst (CIMA) designation. He also holds additional credentials including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree from the University of Delaware with a focus on finance and a minor in economics. Joseph leads the Somers Gibson Group, which integrates investment insights from Merrill and banking services from Bank of America to address a wide range of client financial needs. He emphasizes using Merrill's latest technologies to assist clients and simplify their financial lives. Active in his community, Joseph is a member of the Rotary Club of Somers Point and volunteers on his church's finance committee. He resides in Egg Harbor Township, New Jersey with his wife and two children and enjoys hiking, skiing, and spending time with his family.

Jordan Weiner is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he works with individuals, families, and professionals to develop personalized financial strategies. He focuses on integrating investments, retirement planning, and clients' broader financial situations into coordinated plans that support their long-term goals. Utilizing Merrill's investment capabilities alongside the resources of Bank of America, Jordan assists clients in navigating important life decisions and managing financial risks. Jordan's areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He holds the Professional Investment Advisor (PIA) designation and earned a bachelor's degree from the Pennsylvania State University System. Jordan is fluent in English and Spanish. Outside of his professional work, Jordan enjoys biking, boating, cooking, fishing, gardening, golfing, music, reading, surfing, and spending time with his family.

Michael Weeks is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2024. His prior roles include eight years at Wells Fargo Clearing and a year at Prudential Equity Group, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients who meet specific net-worth criteria, utilizing proprietary research and planning tools to develop personalized recommendations.

Billie Jo Davey Salter is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. With over 27 years of combined experience in the investment industry, she specializes in various financial areas including Investments, Managed Portfolios, Annuities, Estate and Trust Planning services, and Retirement Planning. She also holds roles as a Portfolio Advisor and Vice President, leveraging her background to offer personalized wealth management strategies tailored to clients' individual goals and priorities. Her professional journey includes extensive work in High Net worth Trust Departments, Estate and Trust Administration, Estate Administration Law, and Brokerage Wirehouse Sales. Billie Jo is committed to understanding her clients comprehensively, encompassing both their financial and personal lives, to better anticipate their needs and serve as a trusted resource for various financial matters. Billie Jo holds a Bachelor's Degree from Rowan University and a Paralegal Degree. She has completed the Florida Bankers Association Trust School and has served as the Treasurer of the Clayton Educational Foundation. She maintains memberships with community organizations such as the North Italy Club of Vineland, Cumberland County Women's Republican Organization, and the Pittsgrove Township Republican Organization. Her professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA).

Leanne Gray is a CFP® professional with 18 years of industry experience, currently serving at Raymond James Financial since 2022. She previously worked for UBS Financial Services Inc. for a decade. In addition to her advisory role, she is the owner and managing director of Anchor Financial in Linwood, NJ. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charities, and institutions. The firm provides tailored, non-discretionary planning and uses analytical tools to help clients evaluate potential outcomes.

Stephen Grimmie is a financial advisor at Ameriprise with 29 years of industry experience. He holds a Series 63 designation and has been with Ameriprise since 2005. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement, focusing on tax-smart withdrawal strategies and Social Security claiming options. The firm provides a wide range of advisory, brokerage, and insurance solutions through affiliated companies.

Ariel Pienkos is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing for eight years before joining his current firm. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients with a broad range of investment and financial planning services tailored to clients who meet specific net-worth criteria.

Cory Herring is a financial advisor with Wells Fargo Clearing in Linwood, NJ, holding Series 63 and Series 65 licenses and with 18 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Stephen Len is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds the ChFC® designation and a Series 66 license. His prior roles include positions at Merrill, Morgan Stanley, Banc of America Investment Services, and PNC Wealth Management. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources with diversification principles and modern portfolio theory to evaluate investment options.

Julie Lippman is a financial advisor with Wells Fargo Clearing in Linwood, NJ, holding a Series 66 designation and 12 years of industry experience. She previously worked at UBS Financial Services for one year before joining Wells Fargo Clearing in 2017. Outside of her advisory role, she is a managing member of ANDJUL, LLC, a business in Linwood, NJ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.