Kurtis Finkel is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of The Finkel Group. He holds the designation of CERTIFIED FINANCIAL PLANNER® professional and Personal Investment Advisor (PIA). Kurt started his tenure with The Finkel Group in 2012, contributing to a legacy dating back to the 1970s when his grandfather began his career with the firm. Kurt holds a bachelor's degree in economics and an MBA in entrepreneurship and marketing, both from Rollins College in Winter Park, Florida. His primary focus is on helping clients understand their financial circumstances and ensuring that investment strategies align with their goals and risk profiles. He and The Finkel Group work with a select number of clients to serve as the key resource for each client's unique financial needs. Kurt is based in Linwood, New Jersey. His client focus areas include college education planning, corporate executive services, divorce transition planning, family wealth management strategies, retirement income, portfolio management, and institutional and corporate benefit services. Outside of his professional work, Kurt enjoys boating, fishing, golfing, scuba diving, soccer, and spending time with his family.

Ronald Rubin is a Series 63-registered financial advisor with Mass Mutual Investors Services who has 34 years of industry experience. He has worked at Massachusetts Mutual Life Insurance Company and Mass Mutual Investors Services since 2016. Outside of his advisory role, he operates an independent insurance brokerage specializing in individual life, health, and long-term care products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved tools and collaborative annual planning processes.

James Meis is a financial advisor with Ameriprise who holds Series 63 and Series 65 designations and has 44 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2011. Outside of his advisory work, he manages a business entity, James Meis LLC, which handles income and expenses related to his practice. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored planning and ongoing advice focused on income reliability and tax-aware withdrawal strategies for clients nearing or in retirement.

Carol Sumoski is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has 12 years of industry experience and previously worked at Edward Jones and Cantella & Co., Inc. Sumoski serves as a board member of the Shiloh Zoning Board in New Jersey. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through financial planning, investment management, and retirement advisory services. The firm offers a range of portfolio management strategies via multiple custody platforms and supports both discretionary and non-discretionary approaches tailored to client objectives.

Daniel Bochicchio is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo in 2024, he worked at Douglas Elliman for five years and Wilhelmina Models NYC for ten years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Vicki Winterbottom is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. She has 16 years of industry experience, including prior roles at Morgan Stanley and Merrill. Outside of her advisory work, she serves as a power of attorney for family members, managing investment-related matters. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Joseph Somers is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 1997, he has focused on evolving client interactions from transactional to designing financial approaches tailored to clients' goals. His expertise includes family wealth management strategies, legacy planning, and personal retirement planning. Joseph holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and the Certified Investment Management Analyst (CIMA) designation. He also holds additional credentials including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree from the University of Delaware with a focus on finance and a minor in economics. Joseph leads the Somers Gibson Group, which integrates investment insights from Merrill and banking services from Bank of America to address a wide range of client financial needs. He emphasizes using Merrill's latest technologies to assist clients and simplify their financial lives. Active in his community, Joseph is a member of the Rotary Club of Somers Point and volunteers on his church's finance committee. He resides in Egg Harbor Township, New Jersey with his wife and two children and enjoys hiking, skiing, and spending time with his family.

Jordan Weiner is a Financial Advisor at Merrill Lynch Wealth Management. He provides financial planning and wealth management services to clients, leveraging his knowledge and skills developed through his academic background. Jordan earned a Bachelor's Degree from the Pennsylvania State University System. Further details about his experience, expertise, or personal interests have not been provided.

Michael Weeks is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2024. He previously worked with Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2024. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients through a broad menu of solutions, including cash-flow, retirement, and specialized planning services. Advisors use firm research and planning tools to develop tailored client recommendations, with implementation options offered through various brokerage and advisory programs.

Billie Jo Davey Salter is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. With over 27 years of combined experience in the investment industry, she specializes in various financial areas including Investments, Managed Portfolios, Annuities, Estate and Trust Planning services, and Retirement Planning. She also holds roles as a Portfolio Advisor and Vice President, leveraging her background to offer personalized wealth management strategies tailored to clients' individual goals and priorities. Her professional journey includes extensive work in High Net worth Trust Departments, Estate and Trust Administration, Estate Administration Law, and Brokerage Wirehouse Sales. Billie Jo is committed to understanding her clients comprehensively, encompassing both their financial and personal lives, to better anticipate their needs and serve as a trusted resource for various financial matters. Billie Jo holds a Bachelor's Degree from Rowan University and a Paralegal Degree. She has completed the Florida Bankers Association Trust School and has served as the Treasurer of the Clayton Educational Foundation. She maintains memberships with community organizations such as the North Italy Club of Vineland, Cumberland County Women's Republican Organization, and the Pittsgrove Township Republican Organization. Her professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA).

Leanne Gray is a CFP® professional with 18 years of industry experience, currently serving at Raymond James Financial since 2022. She previously worked for UBS Financial Services Inc. for a decade. In addition to her advisory role, she is the owner and managing director of Anchor Financial in Linwood, NJ. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charities, and institutions. The firm provides tailored, non-discretionary planning and uses analytical tools to help clients evaluate potential outcomes.

William Baxter is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, previously working at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Stephen Grimmie is a financial advisor at Ameriprise with 29 years of industry experience. He holds a Series 63 designation and has been with Ameriprise since 2005. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement, focusing on tax-smart withdrawal strategies and Social Security claiming options. The firm provides a wide range of advisory, brokerage, and insurance solutions through affiliated companies.

Ariel Pienkos is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. He holds the Series 66 designation and has worked within various Wells Fargo entities since 2015. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu with specialized services and delivers tailored recommendations using proprietary research and planning tools.

Cory Herring is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo in various capacities since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Stephen Len is a financial advisor with Wells Fargo Clearing, holding the ChFC® designation and a Series 66 license, and has 19 years of industry experience. He has been with Wells Fargo since 2016, including a prior role at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, retirement plan consulting, and brokerage solutions, managing approximately $671 billion in assets with more than 14,000 financial advisors.

Julie Lippman is a financial advisor with Wells Fargo Clearing in Linwood, NJ, holding a Series 66 designation and 12 years of industry experience. She previously worked at UBS Financial Services for one year before joining Wells Fargo Clearing in 2017. Outside of her advisory role, she is a managing member of ANDJUL, LLC, a business in Linwood, NJ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Emily Zipf is a financial advisor at Raymond James Financial Services Advisors, Inc. with one year of industry experience. She holds a Series 66 designation and has worked previously at Acreage Holdings and Stir It Up Catering. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, and institutional clients. The firm provides tailored, non-discretionary planning using advanced risk profiling and modeling tools, and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Owen Haugan is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Reich Asset Management, Renault Winery, and various educational institutions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ryan Leek is a financial advisor with Morgan Stanley in Northfield, NJ, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at J.P. Morgan Securities before joining Morgan Stanley Private Bank and Morgan Stanley in 2017. Outside of his advisory role, Leek serves as an officer of the John E. Leek and Pamela J. Leek Charitable Foundation and coaches U12 athletes for the Pocono Alpine Ski Educational Foundation. Morgan Stanley Wealth Management is a large SEC-registered adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured tools and modeling techniques but does not provide individual security recommendations within its standalone planning program.