Anthony Bates is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 23 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2025 and previously spent 17 years at IBN Financial Services, Inc. In addition to his advisory role, he is employed by the Village of Endicott in a government position. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a nationwide network of independent financial professionals, utilizing a variety of portfolio management and platform options tailored to client objectives.

Joseph Brady is a financial advisor at Stifel with 33 years of industry experience. He holds a Series 63 designation and has worked at Stifel since 2018. His prior experience includes roles at Bank of America and Merrill, where he worked for seven and twenty years respectively. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, incorporating forward-looking capital market assumptions and probabilistic modeling.

Kathleen Neil is a financial advisor at Morgan Stanley with 45 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2021, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Joseph Zuber Jr. is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2007 and at Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of clients including individuals, high-net-worth investors, and institutional entities.

Ryan Breck is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and nine years of industry experience. His career includes roles at The Prudential Insurance Company of America, Pruco Securities, LLC, Lesko Securities Inc., and M&T Bank. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm primarily uses model-driven investment implementation and offers services including financial planning, access to third-party asset managers, and participation in a wrap program.

Lisa Anderson is a financial advisor at Stifel with 18 years of industry experience. She holds a Series 66 designation and has been with Stifel Nicolaus & Co, Inc. since 2006. Outside of her advisory role, she is a notary public authorized to operate during security trading hours. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and planning methodologies developed by its Investment Strategy Group.

Matthew Feldman is a financial advisor with Edward Jones, holding a Series 66 designation and 14 years of industry experience. He has worked at Edward Jones since 2019 and previously spent seven years at Lesko Securities Inc. Outside of advising, he owns a seasonal condo in Ocean City, MD, which he rents through a professional management company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors, offering a range of advisory programs and affiliated investment products under a fiduciary standard.

Mitchell Vestel is a financial advisor with Edward Jones, holding a Series 66 designation and bringing eight years of industry experience. Prior to joining Edward Jones in 2018, he worked for Norwich Pharmaceuticals from 2016 to 2018. Outside of his advisory role, he is involved in music, playing in a band based in Apalachin, NY. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jeffrey Thatcher is a CFP® professional with 37 years of experience, currently associated with LPL Financial. He has worked at LPL Financial since 2005 and has operated Visions Analysis LLC since 2017. He serves as a board member for ProCu, a credit union educational nonprofit. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports a range of account management options, including model portfolios, third-party subadvisors, and customized strategies.

Frederick Russell is a financial advisor with OSAIC, holding a Series 63 designation and over 31 years of industry experience. He has a long tenure in the financial services sector, including roles at Hornor, Townsend & Kent, Inc., Fred Russell & Co., and Couper-Ackerman-Sampson, Inc. In addition to his advisory work, he organizes and chairs activities for Penn Mutual's Advisor Council and is involved in various insurance brokerage businesses related to life and disability insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing a range of tools and third-party platforms to construct portfolios across multiple asset classes for discretionary and non-discretionary management.

Eric Creveling is a financial advisor at Morgan Stanley in Binghamton, NY, holding a Series 66 designation with one year of industry experience. His prior work history includes roles at Morgan Stanley Private Bank, N.A., and sfcu. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Christopher Curry is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 11 years before joining Wells Fargo Clearing in 2023. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Norman Button is a CFP® professional with 25 years of experience in the financial industry. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he is a partner in a family limited partnership and co-owns a commercial building through a separate LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with an emphasis on plan-specific objectives and risk tolerances.

Matthew Meagher is a financial advisor at LPL Financial with 26 years of industry experience. He holds a Series 66 designation and has worked at several firms including Cadaret, Grant & Co., Inc., Cambridge Investment Research Advisors, and Wells Fargo Advisors. Meagher is also involved with F.E. Kramer & Associates Inc., a business related to his investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by various advisor-facing tools and extensive non-advisory financial activities.

Kurt Golden is a financial advisor at LPL Enterprise with one year of industry experience. He holds a Series 66 credential and has worked in various roles including outside employment with FWF Wellness and founding Golden Analytics. Prior to his advisory role, he held positions in the hospitality and retail sectors and has been involved in several business activities beyond financial advising. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors as well as institutional clients. The firm’s approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers services such as financial planning, asset manager access, and insurance product facilitation.

Troy Sebeck is a financial advisor at Morgan Stanley with 28 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. He holds Series 63 and Series 65 designations and is based in Binghamton, NY. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes using firm-approved tools and modeling techniques.

Candace Chapman is a Series 66-licensed financial advisor with LPL Financial, based in Binghamton, NY, and has four years of industry experience. She has worked at LPL Financial since 2022 and is also involved with Visions Analysis LLC and Visions Federal Credit Union. Prior to her financial services career, she spent 23 years at WBNG-TV and five years at Rosanne Sall Advertising. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment management services, utilizing a range of strategies and technology to support its broad network of over 22,800 advisors.

Christa Perry is a financial advisor with LPL Financial in Endicott, NY, holding Series 63 and Series 65 licenses and 16 years of industry experience. She has been with LPL Financial since 2008 and also has a long tenure at Visions Federal Credit Union beginning in 2004. Perry is involved with Visions Analysis LLC, an investment-related business connected to her advisory activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, with investment strategies implemented by its network of advisers.

Russell Dizer is a financial advisor with Cetera who holds the Series 63 and Series 65 designations and has 24 years of industry experience. He has worked at Cetera since 2019 and previously held roles at Foresters Financial Services and Foresters Advisory Services. He also had a position at Tioga Country Club from 2014 to 2017. Cetera Investment Advisers LLC operates as a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management, financial planning, and retirement services through multiple program platforms and third-party money managers.

Daniel Harter is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has worked at Edward Jones and Time Warner Cable/Spectrum prior to joining J.P. Morgan in 2021. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.