W Waldeisen III is a financial advisor with Morgan Stanley in State College, PA, holding a Series 63 designation and bringing 45 years of industry experience. He has been with Morgan Stanley since 2009, working both with Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models to support its advisory services.

Matthew Gaul is a financial advisor with Edward Jones in State College, PA, holding CFP® and ChFC® designations. He has 21 years of industry experience, including prior roles at MML Investors Services Inc and Mass Mutual. Outside of his advisory career, he co-owns and operates two gyms, CrossFit Lionheart and Blue/White Strength, in State College. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.

Mark Wasikonis is a financial advisor at Mass Mutual Investors Services with 42 years of industry experience. He has been associated with MML Investors Services, Inc. since 1991 and MassMutual Life Insurance Co. since 1983. His credentials include the Series 63 designation. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved software tools to analyze client goals and provide written recommendations.

Jamie Tabaka is a Senior Financial Advisor with Merrill Lynch Wealth Management in the State College office. She joined Merrill Lynch in 2018 following a career in the automotive industry. In her role as a financial advisor, Jamie prioritizes ensuring her clients feel secure, comfortable, and confident by creating personalized life planning guides that focus on their essential priorities and goals. She assists clients through all stages of life, utilizing these guides to help them achieve what matters most. Jamie's client focus areas include college education planning, family wealth management strategies, employee financial health, legacy planning, personal retirement planning, portfolio management services, and women and wealth. She holds the Certified Plan Fiduciary Advisor® (CPFA) and Certified Divorce Financial Analyst® designations. Jamie earned a bachelor's degree in Media Studies with a focus on Criminal Law and a minor in Business from Pennsylvania State University. She is a lifetime member of the Penn State Alumni Association. Jamie is active in the community, serving the Bob Perks Cancer Assistance Fund. She resides in the State College area with her husband and two daughters.

Clay Mactarnaghan is a financial advisor with Primerica Advisors in State College, PA, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has worked at Primerica Advisors since 2019 and previously served in roles including substitute teaching and church work. Outside of advising, he owns two retail and publishing businesses, CoolChristianAccessories.com, LLC, and Bold Proclamations. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients, using third-party asset managers and a tiered wrap-fee structure.

James Falls is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc. and Next Financial Group Inc. Falls serves as Board President of the Penns Valley Youth Center, providing governance and volunteer support for an after-school program for middle and high school students. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party investment platforms. The firm employs asset-allocation tools and multiple advisory platforms to manage diversified portfolios on both discretionary and non-discretionary bases.

Noah Hillegass is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of industry experience, beginning his finance career with MassMutual Life Insurance Co. Prior to entering the financial sector, he worked at Penn State University and the Chestnut Ridge School District. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software to support annual, collaborative planning relationships.

William Liberman is a financial advisor with Mass Mutual Investors Services in State College, PA, holding a Series 63 designation and 38 years of industry experience. He has been with MassMutual Life Insurance Company and Mass Mutual Investors Services since 1991. Outside of his financial services career, he is the owner of O, Inc., a graphic design and illustration business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, annual financial planning engagements supported by firm-approved analytical tools.

Dominic Aiello is a financial advisor with LPL Financial and holds a Series 66 designation. He has four years of industry experience and has been associated with LPL Financial since 2016. Outside of his advisory work, he is employed at Saint Joseph Catholic Academy and has experience working with Uber. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers diverse investment solutions including model portfolios, third-party asset management, and institutional platforms, supported by advanced advisor tools and oversight of substantial discretionary assets.

Barry Fenchak is a financial advisor with LPL Financial in State College, PA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with LPL Financial since 2001. In addition to his advisory work, he spends a portion of his time on personal income tax preparation and bookkeeping. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Andrew Riley is a financial advisor with MassMutual Investors Services in State College, PA, holding a Series 66 designation and eight years of industry experience. He has been with MassMutual and its affiliated entities since 2018. Prior to his advisory role, he spent seven years with Victory Sports & Fitness. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using firm-approved analytical tools and offers event-driven planning services such as divorce and estate-settlement planning.

Charles Peiffer is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Grove Point Investments, Grove Point Advisors, H.Beck, Inc., and Woodbury Financial Services. He also manages Peiffer Financial Services, a business focused on non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, asset management, and retirement advice services through a large network of advisors utilizing diverse investment strategies and operational tools.

Tom Thomas is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fair Winds Wealth Strategies, Wells Fargo Advisors, Edward Jones, and Wells Fargo NA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Marva King is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 27 years of industry experience. Her prior work includes positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of her advisory role, she serves as Chief Operating Officer at VK Wealth Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers a range of financial planning and investment management services delivered through independent Financial Professionals utilizing various portfolio management strategies and custody platforms.

Olivia Reid is a Senior Financial Advisor at Merrill Lynch Wealth Management. She joined Merrill in 2019 after earning her bachelor's degree in Finance from the Smeal College of Business at The Pennsylvania State University, where her studies included security analysis, portfolio management, economics, and accounting. Olivia specializes in family wealth management strategies, managing new wealth, personal retirement planning, women and wealth, and retirement income. Her approach centers on understanding her clients, their families, and financial situations to develop customized and flexible wealth management plans aligned with their goals and changing market conditions. She holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Outside of her professional role, Olivia enjoys cooking, reading, and spending time with her family.

Amy Dalton is a financial advisor with Morgan Stanley in State College, PA, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2009. Dalton also serves as a trustee or co-trustee for a trust in Reedsville, Pennsylvania. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, supporting clients through advisory services without offering individual security recommendations as part of standalone plans.

Luke Lorenz is a financial advisor with Primerica Advisors based in State College, PA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 1999 and also has a role with the State College Area School District. Outside of advising, he is a singer in a band named Rama Lama and is the owner of Ashland Knox LLC. Primerica Advisors is a large-scale advisory firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program featuring model-driven strategies managed by third-party asset managers and supported by custodial and trade execution services from BNY Mellon Advisors and Pershing.

Patricia Aguer is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney since 2020, and previously spent ten years at Wells Fargo Advisors and Wells Fargo Clearing. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets through structured planning processes and diverse investment offerings.

Jamie Horner is a financial advisor at Osaic with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Securities America Advisors, Inc. and Next Financial. Outside of his advisory role, Horner is involved in preconstruction management for warehouse construction through Hillwood Construction Services, Inc. Osaic Wealth, Inc. serves a diverse group of clients including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers. The firm offers integrated brokerage and investment advisory services with access to multiple platforms and third-party money managers, employing tools such as asset-allocation modeling and automated portfolio rebalancing.

Daniel Aiello is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at LPL Financial since 2009 and previously held positions at Mutual Service Corporation, First Allied Advisory Services, Inc., and FFP Advisory Services Inc. Outside of his advisory role, he is involved with Culbertson Financial Services, focusing on the business development of individual and group health, life, and disability insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides advisory and brokerage services through a large network of investment adviser representatives, offering a range of financial planning, asset management, and institutional platforms with a variety of investment strategies and operational tools.