David Seibel is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior work includes roles at Securities America, Inc. and Next Financial Group, Inc. He is involved in advisory services as well as insurance sales and estate planning consultancy. OSAIC serves a broad range of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm utilizes asset-allocation tools and diversified investment options to manage portfolios on discretionary and non-discretionary bases.

William Morse III is a financial advisor at OSAIC in State College, PA, holding Series 65 and Series 63 licenses. He has been with OSAIC since 2025 and has prior experience at Nittany Brokerage, Citizens Bank, and Bankers Life. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing various asset-allocation tools and third-party solutions to construct portfolios across multiple asset classes.

Kelly Wian is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with Cetera and its affiliated entities since 2014. Outside of his advisory role, he serves as an occasional lay speaker leading worship and preaching at the United Methodist Church. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that provides access to both affiliated and third-party managers across various program structures.

W Waldeisen III is a financial advisor with Morgan Stanley in State College, PA, holding a Series 63 designation and bringing 45 years of industry experience. He has been with Morgan Stanley since 2009, working both with Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models to support its advisory services.

Matthew Gaul is a financial advisor with Edward Jones in State College, PA, holding CFP® and ChFC® designations. He has 21 years of industry experience, including prior roles at MML Investors Services Inc and Mass Mutual. Outside of his advisory career, he co-owns and operates two gyms, CrossFit Lionheart and Blue/White Strength, in State College. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.

Mark Wasikonis is a financial advisor with Mass Mutual Investors Services in State College, PA, holding a Series 63 designation and 41 years of industry experience. He has worked at MML Investors Services, Inc. since 1991 and MassMutual Life Insurance Co. since 1983. Outside of his advisory role, he is involved in fixed annuity sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using technology-driven analysis to provide collaborative, annual planning relationships.

Jamie Tabaka is a Senior Financial Advisor with Merrill Lynch Wealth Management in the State College office. She joined Merrill Lynch in 2018 following a career in the automotive industry. In her role as a financial advisor, Jamie prioritizes ensuring her clients feel secure, comfortable, and confident by creating personalized life planning guides that focus on their essential priorities and goals. She assists clients through all stages of life, utilizing these guides to help them achieve what matters most. Jamie's client focus areas include college education planning, family wealth management strategies, employee financial health, legacy planning, personal retirement planning, portfolio management services, and women and wealth. She holds the Certified Plan Fiduciary Advisor® (CPFA) and Certified Divorce Financial Analyst® designations. Jamie earned a bachelor's degree in Media Studies with a focus on Criminal Law and a minor in Business from Pennsylvania State University. She is a lifetime member of the Penn State Alumni Association. Jamie is active in the community, serving the Bob Perks Cancer Assistance Fund. She resides in the State College area with her husband and two daughters.

Clay Mactarnaghan is a financial advisor with Primerica Advisors in State College, PA, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has worked at Primerica Advisors since 2019 and previously served in roles including substitute teaching and church work. Outside of advising, he owns two retail and publishing businesses, CoolChristianAccessories.com, LLC, and Bold Proclamations. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients, using third-party asset managers and a tiered wrap-fee structure.

James Falls is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc. and Next Financial Group Inc. Falls serves as Board President of the Penns Valley Youth Center, providing governance and volunteer support for an after-school program for middle and high school students. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party investment platforms. The firm employs asset-allocation tools and multiple advisory platforms to manage diversified portfolios on both discretionary and non-discretionary bases.

Noah Hillegass is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of industry experience, beginning his finance career with MassMutual Life Insurance Co. Prior to entering the financial sector, he worked at Penn State University and the Chestnut Ridge School District. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software to support annual, collaborative planning relationships.

William Liberman is a financial advisor with Mass Mutual Investors Services in State College, PA, holding a Series 63 designation and 38 years of industry experience. He has been with MassMutual Life Insurance Company and Mass Mutual Investors Services since 1991. Outside of his financial services career, he is the owner of O, Inc., a graphic design and illustration business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, annual financial planning engagements supported by firm-approved analytical tools.

Dominic Aiello is a financial advisor with LPL Financial based in Boalsburg, PA, holding a Series 66 designation and four years of industry experience. He has worked at LPL Financial and Culbertson Financial Services LLC since 2016. Outside of his advisory role, he has been involved with Saint Joseph Catholic Academy since 2017 and previously worked for Uber. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, through a national network of representatives. The firm offers various advisory programs along with retirement plan consulting, 529 account management, and brokerage services.

Barry Fenchak is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with LPL Financial since 2001. Outside of advisory work, he spends a portion of his time on personal income tax preparation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL Research and third-party subadvisors.

Andrew Riley is a financial advisor with MassMutual Investors Services in State College, PA, holding a Series 66 designation and eight years of industry experience. He has been with MassMutual and its affiliated entities since 2018. Prior to his advisory role, he spent seven years with Victory Sports & Fitness. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using firm-approved analytical tools and offers event-driven planning services such as divorce and estate-settlement planning.

Charles Peiffer is a financial advisor at LPL Financial with 30 years of industry experience. He previously worked at Grove Point Investments, Grove Point Advisors, and H.Beck, Inc. Peiffer also operates Peiffer Financial Services, providing non-variable insurance services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management.

Tom Thomas is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fair Winds Wealth Strategies, Wells Fargo Advisors, Edward Jones, and Wells Fargo NA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Marva King is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 27 years of industry experience. Her prior work includes positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of her advisory role, she serves as Chief Operating Officer at VK Wealth Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers a range of financial planning and investment management services delivered through independent Financial Professionals utilizing various portfolio management strategies and custody platforms.

Olivia Reid is a Senior Financial Advisor at Merrill Lynch Wealth Management. She joined Merrill in 2019 after earning her bachelor's degree in Finance from the Smeal College of Business at The Pennsylvania State University, where her studies included security analysis, portfolio management, economics, and accounting. Olivia specializes in family wealth management strategies, managing new wealth, personal retirement planning, women and wealth, and retirement income. Her approach centers on understanding her clients, their families, and financial situations to develop customized and flexible wealth management plans aligned with their goals and changing market conditions. She holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Outside of her professional role, Olivia enjoys cooking, reading, and spending time with her family.

Robert Lieb is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Pruco Securities, LLC since 1996 and joined LPL Enterprise in 2024. Lieb also operates as a sole proprietor financial planner in Port Matilda, PA. LPL Enterprise serves a diverse client base including individuals, high-net-worth clients, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, access to model wealth portfolio programs, third-party asset management, and a range of brokerage and insurance products through its integrated advisory and brokerage platform.

Amy Dalton is a financial advisor with Morgan Stanley in State College, PA, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2009. Dalton also serves as a trustee or co-trustee for a trust in Reedsville, Pennsylvania. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, supporting clients through advisory services without offering individual security recommendations as part of standalone plans.