Karen Tejkl is a financial advisor at Girard Advisory Services, LLC with 25 years of industry experience. She holds the Series 66 designation and has worked with Girard Advisory Services since 2019, Girard Investment Services since 2000, and Univest Financial Corporation since 1992. Girard Advisory Services, LLC is a fee-only registered investment adviser offering wealth management, financial planning, retirement plan consulting, and related services to individuals, trusts, charitable organizations, and business entities. The firm serves both individual clients, including high-net-worth households, and plan sponsors with a focus on asset allocation, diversification, and tailored portfolios, supported by a proprietary research process and an Investment Committee. Girard is a wholly owned subsidiary of Univest Bank and Trust Co., which allows it to provide integrated banking, trust, brokerage, and insurance services alongside its advisory capabilities.

Karen Latourette is a financial advisor at Girard Advisory Services, LLC with 41 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Girard Advisory Services since 2020, following nearly two decades at SEI Investments Distribution Co. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm emphasizes asset allocation and diversification, using a proprietary research process and offering a range of investment strategies including tax-managed direct indexing and options overlays, supported by its status as a wholly owned subsidiary of Univest Bank and Trust Co.

Timothy Williams is a financial advisor at Merit Financial Advisors with 22 years of industry experience. He holds a Series 66 designation and has worked previously at firms including Wealth Enhancement Advisory Services, Jackson National Life Distributors, and Ameriprise. Merit Financial Advisors is a multi-team registered investment adviser with over 260 advisors serving more than 20,000 clients across 66 offices. The firm offers coordinated wealth-management services and employs a long-term, diversified investment approach centered on centrally managed portfolios overseen by an internal Investment Committee, allowing for advisor customization and multiple account management options.

Joseph Smith is a financial advisor at Girard Advisory Services, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Girard Advisory Services since 2016, following two years at Univest Bank & Trust Co. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and business entities. The firm employs a proprietary research process and an Investment Committee to tailor diversified portfolios, using a range of investment vehicles and specialized strategies, and benefits from its corporate affiliation with Univest Bank and Trust Co., which supports a broad range of financial services.

Andrew Quintois is a financial advisor with Summit Wealth Group, holding Series 63 and Series 65 licenses and nine years of industry experience. Prior to joining Summit in 2026, he worked at SEI Investments Management Corp. and SEI Investments Distribution Co. for seven years, among other roles. Outside of his advisory work, Quintois coaches and referees for USA Hockey. Summit Wealth Group provides wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm customizes portfolio allocations based on clients’ financial profiles and employs a range of analytical strategies, often utilizing third-party money managers and ongoing account monitoring.

Craig Wisner is a financial advisor at Exodus Wealth, LLC with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Prosperity Wealth Management, Inc., Fortune Financial Services, Inc., and The Paragon Alliance Group. He is also employed full-time as a Business Development Coordinator at The Paragon Alliance Group, a third-party administrator focused on retirement plans in a non-investment capacity. Exodus Wealth serves individuals, trusts, estates, charitable organizations, and pension/profit-sharing plans by providing asset management, financial planning, consulting, and referrals to third-party money managers. The firm manages discretionary portfolios using a range of investment strategies and emphasizes tailored account supervision and ongoing due diligence.

Roberta Kessler is a financial advisor with Girard Advisory Services, LLC, holding Series 63 and Series 65 credentials and 22 years of industry experience. She has worked at Girard Advisory Services since 2015 and at Girard Investment Services, formerly Univest Investments, since 2012. Girard Advisory Services, LLC is a fee-only registered investment adviser providing wealth management, portfolio management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm employs a proprietary research process and an Investment Committee to tailor diversified portfolios, using a variety of investment vehicles and strategy-specific approaches, and benefits from its affiliation with Univest Bank and Trust Co., allowing it to offer a broad range of financial services.

Stephen Rohrer is a financial advisor at Geneos Wealth Management, Inc. with two years of industry experience. He holds a Series 66 credential and has prior experience at The Life Financial Group and Huawei International High School. Outside of advising, Rohrer is involved in teaching and counseling at Life Institute and writes a personal growth blog. Geneos Wealth Management is an SEC-registered investment adviser serving individuals, trusts, estates, corporations, and institutional clients with over $5.5 billion in assets under management. The firm offers financial planning, portfolio management, and third-party money manager referrals using a variety of strategies including discretionary and non-discretionary account supervision.

Thomas Rutter Jr. is a financial advisor at Exodus Wealth, LLC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prosperity Wealth Management, Inc. and Fortune Financial Services Inc. since 2007, as well as operating Rutter Insurance since 1995. Outside of his advisory work, he teaches Taekwondo in Boyertown, PA. Exodus Wealth serves individuals, trusts, estates, charitable organizations, and pension/profit-sharing plans, providing asset management, financial planning, consulting, and referrals to third-party money managers. The firm emphasizes tailored account supervision, diversified portfolios, and ongoing due diligence, managing several hundred million dollars in discretionary assets.

Thomas Foglia III is a financial advisor at JFS Wealth Advisors, LLC with 26 years of industry experience. He holds the PFS™ designation as well as Series 63 and Series 65 licenses. Prior to joining JFS Wealth Advisors in 2021, he spent 14 years at Integer Wealth Advisors Group, LLC, and 15 years with TAF Associates, LLC/IWA Group, LLC. JFS Wealth Advisors is a multi-team registered investment adviser that provides wealth management, investment advisory, and financial planning services to individuals, high-net-worth clients, trusts and estates, businesses, retirement plans, and municipal governments. The firm uses a client-specific Financial Goal Plan supported by an internal Investment Committee and employs Modern Portfolio Theory to guide portfolio allocations.

John Cisick is a financial advisor at ON Investment Management Company with four years of industry experience. He holds Series 63 and Series 65 registrations and previously worked at Burton. Outside of advisory work, he is involved in individual life insurance and group benefits sales through various companies. ON Investment Management Company is a SEC-registered adviser serving individuals, families, trusts, estates, charitable organizations, businesses, and ERISA plan sponsors with financial planning, portfolio management, and retirement-plan advisory services. The firm offers both discretionary and non-discretionary investment programs, often through a dual-registration model involving broker-dealer activities.

Matthew Creciun is a CFP® with two years of experience at Bison Wealth, LLC. He previously worked at Key Bank for eight years. Outside of advising, he is an independent licensed insurance agent specializing in life and health insurance. Bison Wealth serves a diverse client base including individuals, high net worth clients, family offices, retirement plans, corporations, trusts, estates, and charitable organizations. The firm employs an outcome-focused investment approach using multi-manager model portfolios and offers specialized services such as a Turnkey Asset Management Platform for other advisers.

Clarence Krepps Jr. is a ChFC® designated advisor with 44 years of industry experience, currently serving at Geneos Wealth Management, Inc. in Lansdale, PA. He has worked at Geneos since 2004 and previously spent six years with Cetera Advisors LLC. Outside of his advisory role, he serves on the boards of Gemma Services and the Gemma Foundation and is involved in tax preparation and other entrepreneurial activities. Geneos Wealth Management is an SEC-registered investment adviser managing over $5.5 billion in client assets as of December 2024. The firm provides financial planning, portfolio management, and referrals to third-party money managers, serving individuals, trusts, estates, corporations, and various institutional clients through a range of discretionary and non-discretionary strategies.

Stephen Peters is a financial advisor with IPI Wealth Management, Inc. in Pottstown, PA, holding a Series 66 designation and two years of industry experience. He has operated Advantage Tax Prep & Services as a partner and tax accountant since 2014 and serves as an insurance agent and controller at Advantage Insurance Group since 2013. IPI Wealth Management provides investment management, financial planning, and access to third-party asset managers and TAMP programs for individuals, businesses, and retirement plans. The firm manages approximately $2.65 billion in client assets through a team of 66 advisors and offers a range of proprietary, risk-based model portfolios managed on a discretionary basis with quarterly Investment Committee reviews.

Thomas Flynn is a CFP®-certified financial advisor with eight years of industry experience. He currently works at Girard Advisory Services, LLC and has been with affiliated firms since 2017. His background includes roles at Univest Bank and Trust Co. and the Manoa Tavern. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm provides wealth management, retirement plan consulting, and related services using a proprietary research process and a wide range of investment strategies, supported by its affiliation with Univest Bank and Trust Co. and related entities.

Michael Neill is a financial advisor at Gladstone Wealth Partners with 22 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Gladstone Wealth Partners in 2021, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Gladstone Wealth Partners serves individuals, corporations, pension and profit-sharing plans, and charitable organizations through a network of nearly 100 investment adviser representatives. The firm offers discretionary portfolio management, financial planning, retirement plan consulting, and access to various investment programs, with an investment approach that includes individual equities and bonds, mutual funds and ETFs, alternative investments, and tax-managed strategies.

Charlou Peterson is a financial advisor at 49 Financial holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining 49 Financial, Peterson worked at TIFF Investment Management, Ascensus, and The Vanguard Group, among other roles. 49 Financial serves a diverse client base including retail and high-net-worth individuals, trusts, estates, corporations, and retirement plans. The firm provides comprehensive financial planning, retirement-plan consulting, and both discretionary and non-discretionary investment management, utilizing a disciplined, long-term investment approach based on diversified asset allocation and fundamental, cyclical, technical, and behavioral analysis.

Kenneth Mcandress is a financial advisor with B. Riley Wealth Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Prior to joining B. Riley in 2022, he worked for Stifel Nicolaus & Co Inc from 2010 to 2022. He is also a licensed insurance agent involved with B. Riley Wealth Insurance. B. Riley Wealth Advisors, Inc. manages approximately $7.03 billion in client assets through 274 advisors, providing a wide range of services including advisory programs, financial planning, and retirement solutions. The firm serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans using multiple program structures and both proprietary and third-party asset allocation models.

Stephen Virkler is a financial advisor with Geneos Wealth Management, Inc., holding a Series 66 designation and 10 years of industry experience. He has worked concurrently with Geneos Wealth Management and The Life Financial Group Inc since 2016. Outside of his advisory role, Virkler serves as a ministry coordinator for Life Institute Seminars. Geneos Wealth Management is an SEC-registered investment adviser managing over $5.5 billion in client assets. The firm serves individuals, trusts, estates, corporations, and institutional clients, offering financial planning and portfolio management through a variety of traditional and wrap-fee programs.

Peter Conte is a financial advisor with Girard Advisory Services, LLC, holding a Series 65 designation and seven years of industry experience. He has worked at Univest Bank and Trust Co. since 1989, serving as a Trust Investment Officer. Girard Advisory Services, LLC is a fee-only registered investment adviser that provides wealth management, financial planning, and retirement plan consulting to individuals, trusts, charitable organizations, and business entities. The firm emphasizes asset allocation, diversification, and tailored portfolios through a proprietary research process, and is a wholly owned subsidiary of Univest Bank and Trust Co., offering integrated banking, trust, brokerage, and insurance services.