Thomas Lindia III is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. He has worked in various roles within Morgan Stanley since 2011, including positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support client financial plans.

Craig Flury is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, alongside his tenure with Morgan Stanley Smith Barney beginning in 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Michael Barnes is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked at MML Investors Services LLC, MassMutual Greater Philadelphia/FFG LLC, and Monastra Financial Group. Outside of his financial career, he serves as a seasonal beach lifeguard for the Town of Bethany Beach. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in recommending strategies.

Curtis Mckay Jr. is a financial advisor with RBC Capital Markets holding Series 63, 65, and 66 credentials and 26 years of industry experience. He has worked at RBC Capital Markets LLC since 2008 and is also affiliated with City National Bank since 2017. Mckay serves on the board of The Lydia & Dexter Manley Foundation, a nonprofit focused on ending illiteracy in Washington, DC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies that incorporate both in-house and third-party managers, along with various portfolio management and financial planning services.

Kevin Thompson is a financial advisor at Edward Jones with the ChFC® designation and Series 66 license. He has five years of industry experience and has worked at Edward Jones since 2020. Prior to joining Edward Jones, Thompson held positions at the Greater Georgetown Chamber of Commerce, Mezcali, Baywood Greens, and Tunnell Companies LP. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary managed solutions, access to separately managed accounts, and affiliated mutual funds, supporting approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors.

David Wisniewski is a financial advisor at Wells Fargo Advisors with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has worked within Wells Fargo-affiliated firms since 2009. Outside of his financial career, Wisniewski serves as a board member for the Professional Ski Instructors of America Eastern Division and is an alpine ski coach. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser providing investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services supported by proprietary research and tools, with clients able to choose if and how to implement recommendations through various brokerage or advisory programs.

Andrew Sammons is a financial advisor with Ameriprise in Milton, DE, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior roles include positions at Commonwealth Financial Network and First Allied Advisory Services. He is also the owner of Select Financial Inc, an insurance agency. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, delivering non-discretionary, research-driven recommendations that integrate tax-smart withdrawal strategies and Social Security options. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Scott Smith is a financial advisor at Edward Jones with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated mutual funds, operating under a fiduciary standard.

James Gamuciello serves as a Senior Resident Director and Wealth Management Advisor at Merrill. In his role, he focuses on wealth planning and management, helping clients pursue personal financial goals including legacy planning, liquidity management, retirement income, and tax minimization. James holds a High School Diploma from Dover High School, a Bachelor's Degree from Hawaii Pacific University, and a Master of Business Administration in Finance from the University of Delaware. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to his professional work, James participates in community activities such as Coastal Clean Up, Teach Kids to Save Day, and serves as a mentor at the University of Delaware. His personal interests include basketball, surfing, and traveling.

Michael Scutari is a financial professional with Cetera who holds Series 63 and Series 65 licenses and has five years of industry experience. He previously worked at Nylife Securities LLC and New York Life Insurance Company. Outside of his advisory role, he serves as a vestry member at St. Mark's Episcopal Church and sits on the board of the Georgetown Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services across multiple program structures and custodial relationships.

Jonathan Murray is a financial advisor with UBS Financial Services and holds Series 63 and Series 65 licenses. He has 36 years of industry experience, including 19 years with UBS. Outside of his advisory role, he is an author and guest speaker through The Murray Twins, serves on the advisory board for the University of Maryland System Foundation, and is a board member at Boys Latin School of Maryland. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management, offering model-based asset allocations and proprietary research to tailor financial plans to clients’ goals and risk tolerances.

Andrew Keck is a financial advisor with Morgan Stanley, holding a Series 66 designation and eight years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018. Prior to joining Morgan Stanley, he held roles at the University of Delaware and MassMutual Greater Philadelphia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm‑approved tools.

Ronald Wetzel Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets starting in 2001. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment programs and planning services.

Loren Evans is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Evans serves as co-trustee of the Robert & Virginia Family Trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Chantal Moyer is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and possessing 15 years of industry experience. She has worked at UBS since 2019, with prior experience at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2011 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers a range of services including fee-based financial planning, portfolio management, and access to proprietary research and capital markets products.

Joshua Coveleski is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2017 and 2018, respectively. Outside of his advisory role, Coveleski serves on the board of Coverdown Network, participates as a lacrosse referee, and is involved with several local professional and recreational organizations in Delaware. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning using firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment programs and planning strategies.

Hunter Harmon is a financial advisor at Morgan Stanley with nine years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliated Private Bank since 2016 and 2017, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Lorraine Harrod is a financial advisor with LPL Financial in Lewes, DE, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. Her prior positions include roles at PNC Investments and PNC Bank spanning from 2012 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-enhanced investment strategies.

Joshua Hubler is a financial advisor at Morgan Stanley with two years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2024. Outside of his advisory role, he is involved in agricultural operations through ownership of Quantico Creek Sod Farm. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm employs structured planning tools and a broad array of investment services while managing approximately $2.74 trillion in client assets.

Franklin Rayne III is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to joining LPL Financial in 2021, he worked at M&T Securities and has been associated with M&T Bank since 2016. In addition to his advisory role, he is a licensed notary in Seaford, Delaware. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research and model portfolios.