Justin Horner is a financial advisor with Widmann Financial Services in Bowie, MD, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at Morgan Stanley and JP Morgan Chase Bank, as well as ownership of Volley Monster LLC, an adult volleyball tournament business. Widmann Financial Services provides discretionary asset management, financial planning, and education seminars to individuals, families, businesses, and nonprofit entities. The firm employs a hybrid, research-driven investment approach combining quantitative and qualitative analysis, utilizing third-party research from providers such as Morningstar and Standard & Poor’s.

Carlos Sera is a financial advisor at Sera Capital Management, LLC with 22 years of industry experience. He has been with Sera Capital Management since 1990, totaling 36 years at the firm. He holds Series 63 and Series 65 designations. Sera Capital Management is a five-advisor firm serving individuals and families, including high-net-worth clients, through discretionary and non-discretionary portfolio management and targeted investment consulting. The firm combines fundamental and technical analysis with a buy-and-hold approach, offering a narrower focus on investment management and specialized consulting, including active use of illiquid investment strategies.

Jonathan Levin is a financial advisor at Westbourne Investment Advisors Inc. with 28 years of industry experience. He previously operated Levin Investment Advisors LLC for 24 years and has over three decades of experience at Levin & Co., CPA's. Westbourne Investment Advisors provides discretionary portfolio management and financial advisory services to individual and high-net-worth clients, as well as IRAs, trusts, corporate accounts, pension plans, and nonprofit organizations. The firm manages approximately $449 million, focusing on preserving and enhancing purchasing power through fundamental analysis and a long-term investment approach.

Ryan Mc Coy is a financial advisor at SFG Wealth Management with a Series 66 designation and three years of industry experience. He previously worked at LPL Financial and has held roles outside of finance including positions at Mount Vernon Nazarene University and Chick-fil-A. SFG Wealth Management serves individual, high-net-worth, and institutional clients by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary, client-focused approach with diversified investment strategies and offers specialized planning services such as corporate structure and tax planning.

John Kinzer is a CFP® with 38 years of industry experience, currently serving as an advisor at Apollon Financial, LLC. He previously worked at LPL Financial for six years and Wells Fargo Advisors Financial Network for ten years. Apollon Financial is an SEC-registered advisory firm managing approximately $1.45 billion and serving individuals, high-net-worth clients, families, trusts, businesses, and retirement plans. The firm utilizes a combination of centrally managed model strategies and advisor-led portfolios, with investment options including ESG risk-based models, Direct Indexing, and tax-aware techniques.

Gregory Ostrowski is a CFP® professional with 23 years of industry experience. He is currently with Scarborough Capital Management and has previously worked at Independent Financial Group, LLC and SII Investments Inc. Ostrowski serves as a board member for the Anne Arundel Medical Center Foundation and volunteers on the St. Mary’s Parish Finance Council. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm primarily employs an asset-allocation approach using model portfolios, including third-party models from BlackRock and Invesco, and offers portfolio management, financial planning, educational seminars, and sub-advisory services for retirement plans.

Evan Davies is a CFP® professional with one year of experience in financial advising. He is currently affiliated with Praetorian Guard, a division of Praetorian Wealth Management, Inc. In addition to his advisory role, Davies has served in the U.S. Army at the Department of Defense since 2014. Praetorian Guard provides discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million across a diverse client base and utilizes fundamental and cyclical analysis to guide investment decisions tailored to each client's objectives.

David Wolf is a financial advisor at Widmann Financial Services with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Commonwealth Financial Network and Widmann Financial Services since 2007. Outside of finance, he has worked part-time as a talent agent and actor for television, movies, and commercials. Widmann Financial Services provides discretionary asset management, financial planning, and consulting to individuals, families, businesses, and charitable organizations. The firm employs a research-driven investment approach combining quantitative and qualitative analysis, using third-party research from providers such as Morningstar and Standard & Poor’s.

Joshua Goldsmith is a CFP® professional with over 21 years of experience in the financial services industry. He is currently with Scarborough Capital Management and has held prior roles at Independence Financial Group, LLC and SII Investments, Inc. Outside of advisory work, he is the owner of a real estate sales and property management business. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm employs an asset-allocation framework and model portfolios, serving a diverse client base that includes institutional entities and individual investors.

Vanessa Pruett Urie is a financial advisor at Prostatis Financial Advisors Group with 20 years of industry experience. She holds the Series 63, Series 65, and Series 66 licenses and has previously worked at CETERA Advisors LLC and currently owns Gladway Homes, a real estate sales business unrelated to investment activities. Prostatis Financial Advisors Group provides investment management and financial planning services to individuals, high-net-worth clients, and various institutions, employing a top-down, tactical asset-allocation approach that includes the use of third-party managers and machine-learning models.

Michael Roeder is a CFP® professional with five years of industry experience, currently serving as an advisor at Curio Wealth, LLC. Prior to joining Curio Wealth in 2025, he spent 14 years at Northrop Grumman. Curio Wealth provides personalized financial planning and discretionary investment management to individuals, trusts, estates, small businesses, and retirement plans. The firm uses a variety of investment vehicles including no-load mutual funds, ETFs, and individual securities, and offers additional services such as tax preparation and trustee bill-paying.

Matthew Zimmerman is a CFP® with four years of industry experience currently serving as an advisor at Scarborough Capital Management in Annapolis, MD. He has worked at Scarborough Capital Management and Independent Financial Group since 2021, and has prior experience at Raymond James and Tj Maxx. Outside of his advisory role, he works as a paraplanner for an outside registered investment advisor. Scarborough Capital Management is a multi-advisor SEC-registered firm managing approximately $1.64 billion across 15 advisors and serving over 2,600 clients. The firm offers discretionary portfolio management, financial planning, and retirement-focused programs, utilizing both in-house guidelines and third-party model portfolios from providers such as BlackRock and Invesco.

Dylan Sylvester is a financial advisor at Scarborough Capital Management with one year of industry experience. He holds a Series 66 designation and has worked previously at W&S Brokerage Services, Western Southern Life, and other firms. Outside of his advisory role, Dylan is employed at Southern Provisions, a business he assists with operations. Scarborough Capital Management is an SEC-registered multi-advisor firm managing approximately $1.64 billion across 15 advisors. The firm offers discretionary portfolio management, financial planning, and retirement-focused programs, serving individual, high-net-worth, and institutional clients through a model-based investment approach and sub-advisory relationships.

David Herman is a financial advisor at Scarborough Capital Management with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Independent Financial Group, LLC since 2018, Scarborough Advisors, LLC since 2013, and previously at SII Investments Inc from 2008 to 2017. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm uses an asset-allocation framework and model portfolios to construct discretionary accounts, serving a diverse client base including institutional clients and individuals.

Lyn Dippel is a CFP® professional with 24 years of industry experience. She is currently with Curio Wealth, LLC, joining the firm in 2024 after prior roles at Annapolis Financial Services, LLC and Financial Advantage, Inc. Curio Wealth provides personalized financial planning and discretionary investment management to individuals, trusts, estates, small businesses, and retirement plans. The firm emphasizes diverse portfolio allocations and offers additional services such as tax preparation and standalone financial plans.

George Buchheister is a financial advisor at ValueWealth Services, LLC in Annapolis, MD, holding Series 65 and Series 66 credentials with four years of industry experience. Prior to joining ValueWealth Services in 2023, he worked at Welocalize Inc for 12 years. Outside of his advisory role, Mr. Buchheister is an independent insurance agent transacting in insurance products including annuities. ValueWealth Services, LLC manages approximately $319 million for around 420 clients, offering investment supervisory and portfolio management services, financial planning, and sub-advisory services. The firm employs a multi-factor investment approach combining fundamental, technical, and cyclical analysis, and utilizes strategies such as short-term trading, margin, short sales, and options when appropriate.

James Kantowski is a CFP® professional with 24 years of industry experience. He is currently with Curio Wealth, LLC and previously worked at Annapolis Financial Services, LLC and JSK Financial Services, LLC. Curio Wealth provides personalized financial planning and discretionary investment management to individuals, trusts, estates, small businesses, and retirement plans. The firm’s portfolios typically include no-load mutual funds, ETFs, individual equities, and fixed income, with services tailored to client preferences such as ESG screening and consolidated reporting.

David Greenleaf is a financial advisor at Commonwealth Financial Network with 32 years of industry experience. He holds the ChFC® and Series 63 designations and has worked at Commonwealth since 2002, as well as Widmann Financial Services since 2018. Outside of his advisory role, he serves as a swim coach for the Montgomery Swim Club in Silver Spring, MD. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors through a range of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, enabling advisors to offer personalized portfolio construction and discretionary model portfolios.

John Milchling is a financial advisor at 1 North Wealth Services, LLC in Annapolis, MD, holding a Series 65 credential with six years of industry experience. His work history includes roles at 1 North Wealth Services, Towson University, and Sandbek Outdoors. 1 North Wealth Services provides discretionary investment management and financial planning to individuals, businesses, retirement plans, estates, trusts, and charitable foundations. The firm uses an active, discretionary approach with multiple strategies, including a Sustainable Investing (ESG) option, and manages over $320 million in discretionary assets.

Andrew Ashton is a financial advisor with Prostatis Financial Advisors Group in Hanover, MD, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior roles include positions at Clifton Larson Allen LLP and independent advisory work before joining Prostatis Group LLC in 2018. Prostatis Financial Advisors Group serves individuals—including high-net-worth clients—as well as foundations, trusts, estates, corporations, and charitable organizations. The firm uses a top-down, tactical asset-allocation approach with sector rotation and incorporates independent third-party managers, including those using AI and machine-learning models, as part of its investment strategy.