Joseph Cremen is a CFP® professional with 26 years of industry experience, currently serving as an advisor at Truist Advisory Services since 2021. His prior roles include positions at BB&T Securities, LLC and Merrill. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary approaches and employs third-party platforms and AI-enabled research tools in manager selection and ongoing oversight.

Daniel Tomlinson is a CFP® professional affiliated with First Command Advisory Services, where he has worked since 2015. He has 14 years of industry experience and holds Series 63 and Series 65 licenses. Tomlinson is also the owner of Daniel Tomlinson Advisory, LLC, a separate business established to provide limited liability related to his advisory activities. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multi-strategy wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Jeffrey Wadsworth is a CFP® with 34 years of industry experience, currently affiliated with AE Wealth Management, LLC and Madison Avenue Securities, LLC. He serves as CEO and financial advisor at Wadsworth Financial Consulting, LLC, a firm he founded in 2006. Outside of his advisory roles, he is chairman of the board for EPIC International, a Christian charity. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individual households, corporations, trusts, and ERISA plan sponsors. The firm emphasizes discretionary model portfolios and supports third-party RIAs through sub-advisory and model-licensing arrangements.

Jennifer Collin is a financial advisor at First Command Advisory Services with one year of industry experience. Her prior roles include service at the US Naval Academy and various US Navy research and drug screening laboratories. She also acts as a distributor for Hotels Etc memberships. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Colin Murphy is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and 11 years of industry experience. He has worked with Truist Advisory Services and its affiliated entities since 2016, including SunTrust Advisory Services prior to the firm's rebranding. Outside of his advisory role, he has a property rental business. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary strategies and integrates third-party platforms and manager arrangements to support its AMC Advantage program and ongoing due diligence.

Arthur Gibb III is a financial advisor at First Command Advisory Services with six years of industry experience. He holds a Series 66 designation and has worked with First Command in various capacities since 2019. Gibb also serves as an adjunct professor at the U.S. Naval Academy and is a facilitator for Battlefield Leadership, which provides experiential leadership development workshops. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Steven Ringer is a financial advisor with Truist Advisory Services holding a Series 66 designation. He has recent experience across various Truist entities since 2018 and began his advisory role in 2026. Prior to Truist, he worked at Dentz Inc - Dennys from 2015 to 2018. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, participant advice, and a manager-selection program, implementing advice through discretionary and non-discretionary manager relationships supported by advanced research and inter-affiliate integration.

Karen Baer is a financial advisor with Focus Partners Wealth, LLC, holding Series 63 and Series 65 licenses and with 28 years of industry experience. Her prior roles include positions at The Colony Group, LLC, Bridgewater Wealth & Financial Management, LLC, Triton Wealth Management, and LPL Financial. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with services including investment management, financial and tax planning, family office and business management, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies and offers access to private and registered pooled vehicles.

William Lovett II is a financial advisor at Creative Planning with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Lockton Investment Advisors and Diversified Investors Securities Corp. He has been with Creative Planning since 2021. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by various active management techniques.

Matthew Cade is a financial advisor at First Command Advisory Services with Series 63 and Series 65 licenses. He has one year of industry experience and previously served eight years with the Virginia Beach Police Department. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized investment management team to design and monitor model portfolios from a prescreened universe of managers.

Shelby Soule is a financial advisor with Hightower Advisors holding a Series 66 designation and 10 years of industry experience. Before joining Hightower Securities LLC in 2018, Shelby was associated with Salient Private Client, Salient Partners, and Salient Capital entities starting in 2016. Outside of finance, Shelby is a fitness instructor at Pure Barre Houston, a role held since 2013. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm’s approach includes multi-manager solutions and proprietary research, offering portfolio management, financial planning, and access to various investment vehicles.

Mark Donaldson is a financial advisor at AE Wealth Management, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wadsworth Wealth Advisor and Madison Avenue Securities. Donaldson is also involved in insurance sales through Wadsworth Financial Consulting, LLC. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a range of investment strategies, managing approximately $49.8 billion across over 127,000 clients.

Brett Sause is a financial advisor with Eagle Strategies (New York Life) based in Easton, MD, holding a Series 63 designation and over 20 years of industry experience. He has worked with Atlantic Financial Group, NYLIFE Securities, and New York Life Insurance Company. Outside of financial advising, he operates maritime-related businesses including professional captain services, charter cruises, and produces "Marine Minute," a video and podcast series for the maritime community. Eagle Strategies serves a broad client base of individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored solutions across multiple program types and maintains a predominately non-discretionary asset management approach.

Bridget Shanley is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and beginning her career in 2025. Her prior experience includes roles at LPL Financial and FinanceForward, LLC, along with non-financial work at Loyola University Maryland and Ace Aquatics. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans through discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model, utilizing proprietary and third-party investment platforms and strategies to meet client goals.

Kyle German is a financial advisor with Eagle Strategies (New York Life) in Annapolis, MD, holding a Series 66 designation and 26 years of industry experience. He has been associated with New York Life Insurance Company since 2002 and has operated Neely German Financial Services, LLC since 2016. Outside of his advisory work, he serves as an officer and treasurer on the Board of Trustees for the Hammond-Harwood House and is an officer and treasurer for the Coastal Conservation Association Maryland. Eagle Strategies serves a diverse client base, including individual investors, defined contribution and benefit plans, and charitable and corporate clients. The firm provides a range of advisory services such as financial planning, retirement plan consulting, and investment management, primarily on a non-discretionary basis, with a focus on tailored recommendations aligned with client and plan sponsor objectives.

Charles Derrick is a financial advisor with Primerica Advisors in Annapolis, MD, holding the ChFC® designation and Series 66 license. He has 22 years of industry experience, including long-term roles at Primerica Advisors, Guardian Life Insurance Co of America, and First Financial Group. Outside of his advisory work, Derrick serves as Treasurer of the BCAB Southern High School and chairs the South AA County Rotary Grants Committee. Primerica Advisors is an enterprise-level firm serving a broad retail client base with both brokerage and advisory services. The firm offers various proprietary and third-party investment programs, supporting a range of account types and strategies, including discretionary and non-discretionary management.

Michael Becker is a financial advisor with First Command Advisory Services in Annapolis, MD, holding Series 63 and Series 65 credentials and over 12 years of industry experience. He has been with First Command Advisory Services since 2015 and also has roles at affiliated First Command entities dating back to 2014. Outside of finance, Becker is involved in aviation education as an owner and flight instructor with 4D Aerosports Inc. and also owns the 4D Aero Foundation, a nonprofit focused on education and fundraising. First Command Advisory Services is an SEC-registered firm serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects and monitors model portfolios and third-party managers.

John Cvach is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. He has worked at firms including Arbor Point Advisors and Securities America, Inc. In addition to his advisory role, he serves as president of Cvach Financial Services, a tax preparation and bookkeeping business, and treasurer of the nonprofit Goodwill Fire Company Inc. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension plans, corporations, and nonprofits. The firm provides investment management, financial planning, retirement consulting, and third-party manager services delivered through multiple program models, with custodial relationships primarily through Schwab and Fidelity.

Michael Mc Guire is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Securities America, Inc., PJ Robb Variable Corp, Crump Life Insurance Services, and Bankers Life. Outside of his advisory work, he is involved in selling sports cards on eBay and operates as a member of McGuire Enterprises LLC, a partnership with his wife. Osaic Advisory Services, LLC is a registered investment adviser serving a diverse clientele, including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of services such as investment management, financial planning, and retirement plan consulting, utilizing multiple program models and a variety of proprietary and third‑party platforms.

Walter Worley IV is a CFP® professional with 11 years of experience in the financial services industry. He is currently affiliated with United Planners' Financial Services of America as a limited partner and also serves as president of W1 Wealth LLC. His prior work includes positions at Chesapeake Capital Associates, LLC and Fi360. United Planners Financial Services is a national wealth-management enterprise serving a wide range of clients, including individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm offers advisory and brokerage services through independent representatives and employs a variety of custodians and third-party managers, with a significant portion of assets managed on a non-discretionary basis.