Mary Long is a financial advisor at Edward Jones with 10 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Bernard Mahon Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and over 40 years of industry experience. His career includes roles at Atlantic Union Financial Consultants, Atlantic Union Bank, and Union Investment Services. Outside of his advisory work, he is a partner in a family real estate brokerage and manages rental investment properties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Ralph Mason is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and seven years of industry experience. His career includes roles at Truist Advisory Services and BB&T, spanning from 2015 to the present. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and probability modeling to support client goals.

Denise Frazer is a CFP®-certified financial advisor with 17 years of industry experience. She has worked at Edward Jones since 2024 and previously spent nine years with First Command Advisory Services. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Thomas Sullivan III is a Series 66 licensed financial advisor with Merrill, based in Fredericksburg, VA, and has three years of industry experience. He has worked at notable firms including Bank of America and Edward D. Jones. Outside of his advisory role, he serves as the Armed Forces & Government Services Chair for the Georgetown Alumni Club of Metropolitan Washington, D.C., where he helps coordinate alumni engagement and events, and he acts as a consultant for Junk Knight LLC, a family-run junk removal business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Paul Lee III is a financial advisor at Edward Jones with the designations ChFC® and Series 66, bringing six years of industry experience. He has served with Edward Jones since 2019 and concurrently holds the rank of Colonel in the United States Marine Corps Reserve, where he acts as a career counselor for senior aviators. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Melanie Ochs is a Series 66 licensed financial advisor at Edward Jones with eight years of industry experience. She has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Benjamin Maxwell is a financial advisor with Edward Jones in Fredericksburg, VA, holding the ChFC® designation along with Series 63 and 66 licenses. He has 20 years of industry experience, including over two decades with Edward Jones since 2005. Outside of his advisory role, he is a passive owner of a cheer gym in Richmond, VA. Edward Jones is a full-service wealth management firm serving a broad client base that includes individuals, institutions, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment services supported by a nationwide network of financial advisors and branch offices.

Sabrina Southworth is a financial advisor at OSAIC with 10 years of industry experience. She holds Series 65 and Series 66 credentials and has worked at several firms, including Truist Investment Services, Bank of America, Merrill, Fidelity Investments, and Wells Fargo. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, utilizing a range of managed account programs and third-party solutions.

Jerry Hulick is a financial advisor with Mass Mutual Investors Services, holding the Series 63 and Series 65 designations and bringing 50 years of industry experience. He has been with MassMutual Life Insurance Co and Mass Mutual Investors Services for 30 years. Hulick serves on the national board of trustees for United Cerebral Palsy and consults with nonprofits, development offices, and charities focused on disabilities and special needs. MassMutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, offering various programs and educational seminars.

Kevin Ealey Jr. is a financial advisor at Fidelity with seven years of industry experience. He has held roles at Fidelity Investments since 2022 and previously worked at Wells Fargo Clearing and Wells Fargo Bank. Outside of his advisory work, he also works as an independent contractor providing grocery delivery services and as a delivery driver for Uber Eats. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios made up of mutual funds, ETFs, and ETPs.

Joshua Alloway is a financial advisor with Equitable Advisors in Fredericksburg, VA, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with Equitable Advisors since 2011 and previously worked at AXA Advisors. Additionally, he serves on the board of Canterbury Nursery School, contributing to planning and creative processes. Equitable Advisors serves individual and institutional clients, including pension plans and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm employs various advisory models implemented by third-party asset managers and offers ERISA fiduciary services to qualified plans.

Darryl Barnes is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He previously worked at LPL Financial for 16 years before joining Raymond James in 2026. Barnes is also president of ToDoCenter, LLC, an internet company providing scheduling and personal connection resources for the elderly. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting using risk profiling and analytical modeling, and it maintains a notable affiliation with a municipal advisor to support its public-finance work.

Jennifer Butturini is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. Prior to her advisory role, she has worked at Luxottica Retail (Target Optical) since 1997 as a licensed optician, assisting clients with eyewear and contact lens selection. She also manages her advisory business through ONIPA'A Enterprise, LLC. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. As a large institutional firm, Ameriprise delivers a wide range of advisory, brokerage, and insurance solutions through affiliated companies.

Michael O'Malley is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His previous roles include positions at Securities America Advisors, Securities Service Network, and Investment Advisory Group. Outside of his advisory work, he serves on the board of Washington Heritage Museums, overseeing several historical properties in Fredericksburg, VA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, and institutions. The firm supports its network of advisors with various investment strategies, including model portfolios and third-party management, while offering additional financial services such as insurance and banking partnerships.

Sutton Mahon is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at Atlantic Union Bank and The Retirement Smith, LLC. Mahon is also involved as a partner in a family real estate partnership. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting, utilizing various analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Nicole Hawkins Normand is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 24 years of experience in the financial services industry. Based in Fredericksburg, northern Virginia, she leads a team focused on providing affluent individuals and businesses with comprehensive personal wealth analyses, thoughtful tax-sensitive planning, investment guidance, retirement planning, and wealth management to help clients achieve their financial goals. Nicole holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She graduated from the University of Mary Washington in 1992 with a Bachelor of Arts degree in Geography and a minor in Economics. She is a member of the University of Mary Washington Alumni Association. She actively participates in the community through involvement with organizations such as the Fredericksburg Department of Social Services, the Gerry Bertier #42 Foundation, Habitat for Humanity, Spotsylvania County Little League, and Thrive, the healing center, where she has served as past president of the board. Outside of work, Nicole enjoys baseball, softball, traveling, and supporting local sports teams like the Fredericksburg Nationals.

Nathaniel Ewoldt is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been advising clients since 2006, with experience spanning from retail stock brokerage to comprehensive wealth management. Nathaniel focuses on personalized financial strategies tailored to individual goals, drawing upon Merrill's investment insights and Bank of America's banking and lending solutions. Nathaniel's expertise includes family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, and tax minimization. Beginning his career in New York, he developed a value investing approach influenced by concepts such as margin of safety and shareholder return. After relocating to Virginia, he worked with Northwestern Mutual where he managed wealth through long-term, collaborative financial plans and gained experience in diversification and risk-adjusted portfolio management. He joined Merrill in 2021 to leverage its broad alternative investment platform and diversify wealth under his management. He holds a bachelor's degree from Virginia Military Institute and professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Nathaniel is bilingual in English and Spanish. Outside of work, he spends time with his family and enjoys baseball, cooking, football, ice hockey, reading, and traveling. He also participates in community volunteer activities aligned with Merrill's tradition of service.

Samuel Jerome is a financial advisor with Equitable Advisors, holding a Series 66 designation and nine years of industry experience. He previously worked at Axa Advisors, LLC, and has experience outside finance managing a liquor outlet. Since 2021, he has operated a separate business entity, Community Financial Group. Equitable Advisors serves a range of clients including individuals across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs primarily through a network of Investment Adviser Representatives and third-party asset managers.

Michael Gaumond is a financial advisor with Edward Jones in Fredericksburg, VA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, he worked at Wegmans Food Markets for 13 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.