Charles Bull is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He previously worked at Bank of America, NA for 11 years before joining Wells Fargo in 2020. Bull serves as an exam reviewer for the CFP Board of Standards, writing and reviewing questions for the CFP exam. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broader set of financial product offerings than typical large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Mauricio Rodriguez Gebran is a financial advisor with Fidelity in Charlottesville, VA, holding Series 63 and Series 66 credentials and five years of industry experience. His background includes roles at Uber, Lyft, and Whole Foods Market prior to joining Fidelity. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Daisy Rojas is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and Series 65 credentials and three years of industry experience. Her prior work includes roles at Platt Financial, Rojas Stevens Company, United Way, and The Covenant School of Charlottesville. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on combining advisory services and various non-advisory financial products.

Miriam Powers is a financial advisor at Mass Mutual Investors Services with five years of industry experience. She holds Series 63 and Series 65 licenses and has worked at MassMutual Commonwealth since 2017. Outside of finance, Powers has experience working with Union Mission Ministries and in retail and food service. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annually structured financial planning engagements supported by firm-approved analytical tools.

Jeffrey Mcgough is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He previously worked at VOYA Financial Advisors and Raymond James Financial Services. Outside of his advisory role, he is involved in non-variable insurance trails and operates an Airbnb rental in Charlottesville. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and custom strategies, supported by advanced operational and research tools.

John Higgins II is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His career includes prior roles at Morgan Stanley and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm with over 14,000 financial advisors and approximately $671 billion in assets under management, offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources, providing brokerage and advisory solutions across diverse client needs.

James Masloff is a CFP®-certified financial advisor with 38 years of industry experience, currently practicing at Raymond James Financial in Charlottesville, VA. He has been with Raymond James Financial Advisors since 2008 and its affiliated firm since 2009. Masloff is a managing member and partner in a family-owned LLC that holds a vacation home and co-owns a support company for his financial practice. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm utilizes analytical tools and tailored, non-discretionary planning to support client goals and maintains distinctive municipal advisory capabilities alongside a broad advisor network.

Grace Barrett Johnson is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and has prior experience managing an advisory business under Clarinity Inc. Johnson’s background includes service in the United States Marine Corps and community involvement through Christ the King Church. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm utilizes proprietary research and third-party data to provide non-discretionary recommendations within a defined investment universe.

Beth Goodell is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Merrill and Bank of America. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary advisory options grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm’s offerings include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products among its investment options.

Michael Drew is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Citizens Bank and Wells Fargo Clearing Services LLC. Outside of his advisory role, he serves on the finance committee of the Knights of Columbus Fr. Adrian Harmening Council, participating in charitable activities and financial oversight. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

David Lemon is a CFP® professional with 21 years of experience in the financial services industry. He has worked with Wells Fargo Clearing since 2016 and previously with A.G. Edwards & Sons, Inc. from 2005 to 2008. Outside of his advisory role, he serves as co-treasurer for Scout Troop 114 in Irving, TX, assisting with financial management and administrative tasks. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines in-house research with third-party analytics to assess investment options based on diversification principles and modern portfolio theory.

Ronald Senegal is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management and the founder of the Senegal Group. With over 30 years of experience in the financial industry, he works closely with successful individuals and their families to develop customized strategies aligned with their goals. Ronald manages portfolios on a discretionary basis, utilizing personalized strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party options. He focuses on areas such as college education planning, family wealth management, legacy planning, liquidity management, retirement planning, philanthropic planning, tax minimization, and portfolio management services. Ronald holds a Bachelor’s Degree from the University of Virginia and the Personal Investment Advisor (PIA) designation. He resides in Washington, DC with his wife, Carissa, and their sons, Hudson and Ryder. Outside of work, Ronald enjoys traveling, playing golf, and exploring new experiences.

Ray Kauffman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Wells Fargo since 2017 and previously held roles at Morgan Stanley Private Bank and Morgan Stanley from 2009 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support diversified investment approaches.

Maryanna Gilmer is a financial advisor at Ameriprise with 12 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2008. In addition to her role at Ameriprise, she is co-owner of Origin Wealth LLC, an advisory business based in Charlottesville, VA. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Shawn Pendleton is a ChFC®-designated financial advisor with Stifel, where he has worked for 13 years. He is based in Charlottesville, VA. Pendleton serves on the Board of Directors and is Chairman of the Board for City of Promise, a nonprofit focused on education, development, and mentoring for children in underserved neighborhoods. Stifel serves a wide range of clients, including individuals, institutions, and nonprofit organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Megan Shifflett is a financial advisor at Raymond James Financial with 17 years of industry experience. She holds Series 66 and Series 63 licenses and has held roles at Raymond James Financial Services, Atlantic Union Bank, and Union Bank and Trust. In addition to her advisory work, she serves as a client assistant at Atlantic Union Financial Consultants, LLC/AUB Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Robert David is a financial advisor with Edward Jones in Earlysville, VA, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with Edward Jones since 1994. Outside of his advisory role, he serves as president of The Johnsie Fiock Fildes Foundation Ltd, where he participates in board meetings and helps distribute proceeds to charitable organizations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

John Sload is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 designations and 28 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley DW Inc. from 1999 to 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jennifer Patterson is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in the financial services industry. She has worked extensively with institutional investors on Defined Benefit and Defined Contribution plans, qualified and non-qualified plans, securities lending, performance and risk analytics, plan design, customized communication, and employee education. Jennifer assists clients in navigating complex financial dynamics including wealth accumulation, generational wealth building, retirement planning, income distribution, and related strategies. Her approach utilizes a goals-based wealth management process where she assesses individual situations to identify and prioritize financial goals. Jennifer develops tailored wealth management strategies considering clients' risk tolerance, liquidity needs, and time horizons, tracking progress and adjusting plans as needed due to life changes or market events. Through Merrill's broad suite of products and services, she offers access to banking, lending through Bank of America, investments, estate planning, trusts, and retirement planning to provide comprehensive financial solutions. Jennifer holds a Bachelor of Science in Business Administration with a concentration in Finance from Old Dominion University and is a Personal Investment Advisor (PIA). She is a military spouse who enjoys spending time with her family, crafting, reading, and hiking.

Brock Petrie is a Wealth Management Advisor with Merrill Lynch Wealth Management who began his financial services career in 2011. Prior to joining Merrill Lynch, he spent 15 years in college athletics, focusing on fiscal management and revenue generation. Brock holds several professional designations, including the CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree in Economics and Business from the University of Illinois and a Master's degree in Sports Management from The Ohio State University. Brock works closely with individuals, families, and business owners to develop personalized wealth management strategies that align with their specific goals and financial needs. His areas of focus include college education planning, legacy planning, managing new wealth, personal retirement planning, small business strategies, and retirement income. Brock and his wife, Cindy, live in Charlottesville with their family. He is actively involved in his community and attends City Church in Charlottesville. In his personal time, he enjoys basketball, cooking, football, golfing, pickleball, reading, softball, spending time with family, traveling, and volleyball.