Heather Cardwell is a financial advisor at Credit Union Investment Services with 11 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Members Trust Company, Secu Life Insurance Company, Secu Brokerage Services, and State Employees' Credit Union. At State Employees' Credit Union, she serves as a Financial Advisory Services Specialist, providing financial services to eligible members. Credit Union Investment Services serves primarily individual investors in North Carolina, offering non-discretionary portfolio management and financial planning focused on low-cost, index-based mutual funds and ETFs. The firm’s advisers are salaried employees of the parent credit union, and clients retain decision-making authority over their accounts.

Jonathan Stout is a financial advisor with Credit Union Investment Services in Bermuda Run, NC, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has held roles at State Employees' Credit Union since 2009 and at Members Trust Company and Secu Life Insurance Company since 2014. Outside his advisory duties, he serves as a Financial Advisory Services District Manager for State Employees' Credit Union. Credit Union Investment Services primarily serves North Carolina residents, offering non-discretionary portfolio management, asset allocation advice, and financial planning. The firm emphasizes long-term, goals-based advice using low-cost index mutual funds and ETFs and operates within a credit union ecosystem connected to various affiliated financial service entities.

Anne Thornton is a financial advisor at Stephens in Winston-Salem, NC, with 25 years of industry experience. She previously worked at Morgan Stanley Smith Barney and Citigroup Global Markets. She is a co-executor and beneficiary of a family estate. Stephens provides investment advisory and wealth management services to individuals, pension plans, foundations, corporations, and other institutional clients, emphasizing tailored portfolio programs and committee-based oversight combined with a blend of broker-dealer and investment banking activities.

Alexander Cartrette is a Series 66-licensed financial advisor with Credit Union Investment Services, based in King, North Carolina. He has one year of industry experience and has held roles at Credit Union Investment Services, SeCU Brokerage Services, SeCU Life Insurance Company, and State Employees' Credit Union. Prior to his financial services career, he worked at Sams Club and Loomis. Credit Union Investment Services serves primarily individual investors in North Carolina, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach, with advisors who are salaried employees of the parent credit union.

Joshua Swaim is a financial advisor at Credit Union Investment Services with Series 66 registration and one year of industry experience. He has held positions at SECU Brokerage Services, SECU Life Insurance Company, State Employees' Credit Union, and Amerilife. Outside of finance, he worked with Yadkin County Emergency Services for eight years. Credit Union Investment Services serves individual investors who reside in North Carolina, providing non-discretionary portfolio management, asset allocation advice, and financial planning. The firm emphasizes a long-term, goals-based approach using low-cost index mutual funds and ETFs, and operates within a credit-union ecosystem as a subsidiary of State Employees’ Credit Union.

William Thornton is a financial advisor with Wealthcare Advisory Partners LLC in Winston-Salem, NC, holding Series 63 and Series 65 licenses and 15 years of industry experience. His career includes roles at M. S. Howells & Co., Efficient Advisors, and Carolina Financial Professionals. He serves as treasurer for the Bethel Methodist Men, overseeing fundraising and charitable activities. Wealthcare Advisory Partners LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses. The firm uses a goals-based financial advising approach supported by proprietary software and a behavioral economics framework, employing both passive and active investment strategies along with dynamic rebalancing.

Matthew Trenchard is a CFP® professional with 17 years of industry experience, currently serving at Lifemark Securities Corp. since 2018. Prior to that, he worked at Foresters Equity Services, Inc. for seven years. Outside of his advisory role, he is president and general contractor of Trenchard Ventures LLC, a business focused on landscaping and remodeling. Lifemark Securities Corp. provides fee-based investment advisory and financial planning services primarily to individual investors and sponsors of participant-directed retirement plans. The firm offers a range of managed account programs and tailors advice through suitability assessments, with accounts managed on both discretionary and non-discretionary bases.

Richard Rogers IV is a financial advisor at Stephens in Winston-Salem, NC, with three years of industry experience. He holds a Series 66 designation and has previously worked at Bain and Company and Pamlico Capital. Stephens provides investment advisory and wealth management services to individuals, pension plans, foundations, corporations, and other institutional clients. The firm offers tailored portfolio programs with committee-based oversight and integrates broker-dealer and investment banking activities alongside advisory services.

Stephan Day is a financial advisor at Fortis Capital Advisors, LLC with 21 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Fortis in 2023, he worked for Horizon Financial Services, LLC for 10 years and had a two-year break from the industry. He is also the owner of Pivot Wealth Management, LLC, an entity established for tax purposes and future branding. Fortis Capital Advisors serves individuals, families, businesses, retirement plans, institutional clients, and other advisers with portfolio management, financial planning, retirement-plan consulting, and educational workshops. The firm offers customized advice through discretionary management, various investment styles, and model portfolios, including ESG-oriented options, managing $1.615 billion in discretionary assets as of December 31, 2025.

Lisa Moore is a financial advisor at Credit Union Investment Services with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including First Citizens Bank, Transamerica, and Members Trust Company. Moore also serves as an agent for SECU Life Insurance Company and provides financial advisory services through State Employees' Credit Union. Credit Union Investment Services serves primarily individual investors in North Carolina with non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach.

William Watson is a financial advisor with Salem Investment Counselors Inc in Winston-Salem, NC, holding a Series 63 designation and over 34 years of industry experience. He has been with Salem Investment Counselors since 1982. Salem Investment Counselors offers investment management, financial planning, and asset-management services to a diverse client base including individuals, high-net-worth clients, foundations, corporations, and retirement plans. The firm emphasizes equities as the foundation of its portfolios, focusing on long-term growth opportunities and maintaining a multi-advisor team with expertise in institutional investing, trust services, and endowment management.

Michael Ferrin is a financial advisor with Compass Financial Management LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining Compass in 2023, he worked at Kovack Advisors, Inc. and Kovack Securities, Inc. from 2001 to 2023. He is also president of Pinnacle Insurance and Investments, Inc., where he is involved in sales and service related to securities and fixed insurance products. Compass Financial Management serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, and estates, offering discretionary portfolio management and retirement plan consulting. The firm employs a multi-strategy investment process across various asset classes and supports approximately 1,310 client relationships through a team of 27 advisors.

Kristen Stonehouse is a CFP® with one year of industry experience, currently serving as a financial advisor at Modera Wealth Management, LLC in Winston-Salem, NC. Her prior experience includes roles at First Carolina Bank and Wells Fargo Bank, NA. She also worked briefly at Sunrise Yoga Studio in 2023. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm integrates traditional investment management with in-house accounting, tax services, and business coaching, managing approximately $17.7 billion in assets.

John Davis IV is a Series 66-licensed financial advisor with Apollon Wealth Management, LLC, bringing 21 years of industry experience. His prior roles include positions at Raymond James & Associates, J. Alden Associates, and Cabot Lodge Securities. Outside of his advisory work, he serves on the boards of the Summit School, the YMCA of Northwest North Carolina, and the Winston-Salem Symphony, and is a member of the NCWorks Commission. Apollon Wealth Management, LLC is an SEC-registered multi-team adviser serving individuals, high-net-worth clients, families and family offices, trusts, estates, businesses, charitable organizations, and retirement plans. The firm combines centrally managed model strategies with locally managed portfolios and employs a diversified investment approach across mutual funds, ETFs, equities, fixed income, and alternative vehicles, including ESG models and Direct Indexing with tax overlays.

Melissa Day is a financial advisor with Fortis Capital Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. She has worked in various roles at Horizon Financial Services and New Horizon Financial Services prior to joining Fortis Capital Advisors in 2023. In addition to her advisory work, she is involved in the sale of fixed insurance products. Fortis Capital Advisors provides portfolio management, financial planning, and retirement-plan consulting to individuals, families, businesses, and institutional clients. The firm utilizes a combination of discretionary management, advisor-specific investment styles, and model portfolios incorporating passive, active, tactical, and ESG-oriented strategies.

Mary Grigg is a financial advisor at Stephens in Winston-Salem, NC, holding Series 63 and Series 65 credentials with 26 years of industry experience. She has been with Stephens since 2011, working in various capacities within the firm. Stephens provides investment advisory and wealth management services to individuals, pension plans, foundations, corporations, and other institutional clients. The firm emphasizes tailored portfolio programs with committee-based oversight and combines broker-dealer and investment banking activities alongside its advisory services.

Mary Waterer is a financial advisor with Stephens in Winston-Salem, NC. She holds a Series 66 designation and has worked in the financial industry since 2018, including positions at Morgan Stanley and Paul, Cox & Todd PLLC. Stephens provides investment advisory and wealth-management services to individuals, pension plans, foundations, corporations, and other institutional clients, with a focus on tailored portfolio programs and committee-based oversight. The firm combines brokerage, investment banking, and advisory services while offering a range of portfolio management and financial planning solutions.

Matthew Simmons is a CFA® charterholder with Series 65 and Series 66 licenses and has eight years of industry experience. He is currently with Salem Investment Counselors Inc, where he has worked since 2022. Prior to that, he was with Truist Advisory Services and BB&T Asset Management. Salem Investment Counselors serves individuals, corporations, retirement and profit-sharing plans, charitable institutions, foundations, and trusts, offering portfolio management and financial planning services. The firm manages public market securities on a discretionary basis and provides advisory support for private investments on a non-discretionary basis, with an investment approach focused on equities and risk-managed fixed income.

Marion Marre is a financial advisor at Modera Wealth Management, LLC with two years of industry experience. Marion holds a Series 65 designation and has previously worked at Parsec Financial Management and Hege Financial Group. Prior to her advisory career, Marion also worked at Etsy. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm combines diversified asset allocation based on Modern Portfolio Theory with in-house accounting and tax capabilities, serving high-net-worth clients and offering business coaching and other ancillary services.

Steven Golden is a CFP® with 33 years of experience in the financial services industry. He is affiliated with ON Investment Management Company and has held roles at The O.N. Equity Sales Company since 2004, as well as operating Golden Mack & Associates since 1991. Outside of his advisory work, he owns and operates a third-party administration business for retirement plans and is involved in selling life and disability insurance. ON Investment Management Company is a SEC-registered adviser that serves individuals, families, trusts, charitable organizations, businesses, and ERISA plan sponsors. The firm provides financial planning, portfolio management, and retirement-plan advisory services, utilizing a combination of discretionary and non-discretionary strategies and access to multiple third-party investment programs.