William Eastman is a CFP® with 33 years of industry experience and has been with Stifel Nicolaus & Co Inc since 2009. He holds Series 63 and Series 65 licenses and is based in Pinehurst, NC. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, which uses forward‑looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.

James Toye is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 23 years of industry experience. His prior roles include positions at TD Ameritrade and Scottrade. Outside of his advisory work, he owns the domain yourpityparty.com. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, employing multi-asset model portfolios and due diligence on alternative investments.