Christian Poirier is a Series 66-registered financial advisor at VALIC Financial Advisors with 10 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Management from 2014 to 2021. VALIC Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction and management.

Stephen Holloman Jr. is a financial advisor with First Citizens Investor Services, Inc. He holds Series 63 and Series 66 licenses and has three years of industry experience. His prior work includes roles at Fidelity Investments and various positions affiliated with North Carolina State University. First Citizens Investor Services serves individuals, pension and profit-sharing plans, charitable organizations, and corporate/business entities, offering advisory and brokerage services through investment adviser representatives and third-party portfolio managers. The firm employs fundamental, quantitative, and technical analysis to allocate across asset classes and provides a range of portfolio management and financial planning services.

Crystal Fulton is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Money Concepts Capital Corp since 2016. She also holds a role as a paraplanner at NorthPoint Tax, Wealth & Business Advisory, LLP, where she provides administrative support and analysis. Additionally, she serves on the AssetMark Operations Advisory Board in a non-investment capacity. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing around $3.33 billion for about 14,700 clients. The firm offers portfolio management, financial planning, and consulting services to individuals, retirement plans, trusts, charitable organizations, and corporations, utilizing a variety of managed programs and investment strategies.

Jodi Scott is a financial advisor with First Citizens Investor Services, Inc. based in Raleigh, NC. She holds a Series 66 designation and has two years of industry experience. Prior to joining First Citizens, she worked at Edward Jones and several other financial firms. Outside of her advisory role, Jodi is an artist who creates original paintings on canvas. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and business entities. The firm employs a client assessment process focused on financial needs, risk tolerance, and time horizon, utilizing fundamental, quantitative, and technical analysis across various investment products.

Jonathan Larose is a financial advisor at First Citizens Investor Services, Inc. in Raleigh, NC, holding a Series 66 designation with two years of industry experience. His prior work includes roles at NextEra Energy Resources and Fidelity Investments. First Citizens Investor Services, Inc. serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with advisory and brokerage services. The firm employs a client-centered process integrating fundamental, quantitative, and technical analysis to manage portfolios composed of equities, fixed income, mutual funds, and ETFs.

Ronald Edwards is a financial advisor at Empower Advisory Group with four years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and Aaa. Outside of his advisory role, he is involved with Peachtree Learning Collaborative LLC as a human resources specialist. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Premier IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates, delivering both point-in-time financial plans and optional managed account solutions.

Darisa Paezsantana is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC, holding Series 63 and Series 66 credentials and four years of industry experience. Prior to joining First Citizens, she worked at Fidelity Investments for five years and held positions at Bank of America, North State Bank, and BB&T. Outside of her advisory role, she is employed at M.S.G. Heating and Air LLC handling payroll and bookkeeping. First Citizens Investor Services serves individuals, pension plans, charitable organizations, and businesses by providing advisory and brokerage services, including portfolio management, automated investing platforms, and financial planning. The firm’s client process involves thorough assessments led by investment adviser representatives, utilizing various analysis methods to allocate across multiple asset classes.

Liam Powlen is a financial advisor at First Citizens Investor Services, Inc. in Raleigh, NC, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Fidelity Investments and involvement with the WNY Sustainable Business Roundtable. First Citizens Investor Services serves individuals, pension and profit-sharing plans, charitable organizations, and corporate entities by providing advisory and brokerage services through investment advisor representatives and third-party portfolio managers. The firm employs a client process focused on assessing financial needs and risk tolerance, using a range of analytical methods to allocate investments across various asset classes.

William Faircloth is a CFP® with 18 years of experience in the financial services industry. He has worked with Truist Advisory Services, Truist Investment Services, and Truist Bank since 2016, and previously was with BB&T Securities, LLC. from 2019 to 2021. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary and non-discretionary manager relationships and integrates inter-affiliate services, including affiliated broker-dealer and bank partnerships, to deliver its investment solutions.

Paul Dowd is a ChFC® credentialed financial advisor with 24 years of industry experience. He is currently affiliated with Guardian Life and Park Avenue Securities, where he has worked since 2019. His prior experience includes roles at CapWealth Planning, Allstate Insurance Co., Principal Financial Services, GL Investment Services, and Valic Financial Advisors. He is also involved as an insurance broker outside of Guardian. Park Avenue® Wealth Management, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party investment solutions.

Santiago Vazquez is a financial advisor at First Citizens Investor Services, Inc. based in Raleigh, NC. He holds a Series 66 designation and has one year of industry experience, having joined First Citizens Investor Services in 2025. His prior work experience includes roles at Harris Teeter, the University of North Carolina Wilmington, BMW of Wilmington, Southern Cross Farms, and Subway. First Citizens Investor Services serves a diverse client base including individuals, pension plans, charitable organizations, and corporate entities. The firm offers a range of advisory and brokerage services, utilizing fundamental, quantitative, and technical analysis to manage portfolios that include equities, fixed income, mutual funds, and ETFs.

Gabriel King is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC. He holds a Series 66 designation and has three years of industry experience. Prior to joining First Citizens Investor Services, he worked at Coastal Federal Credit Union and CUSO Financial Services, LP, and spent six years at the University of Wisconsin-Milwaukee. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs a client-focused process that incorporates fundamental, quantitative, and technical analysis to allocate assets across equities, fixed income, mutual funds, and ETFs.

Michael Palczuk is a Series 66-licensed financial advisor with Principal Financial Services in Raleigh, NC, having 24 years of industry experience. He has worked at Principal Securities Inc. since 2016 and at Principal Life Insurance Company since 2014. Outside of his advisory role, Palczuk serves on the finance and fundraising committees at St. Catherine of Siena Church and provides firearms training through the MakeReady Firearms Training Academy. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel abroad. The firm provides financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Joanna Ransom is a financial advisor with Truist Advisory Services, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. Her career includes roles at Truist Investment Services, BB&T Securities, and Wells Fargo, where she worked from 2013 to 2021. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a mix of discretionary and non-discretionary strategies and integrates inter-affiliate platforms and resources to support client investment needs.

Walter Jethro is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC, holding Series 65 and Series 63 credentials and five years of industry experience. His prior work includes roles at First Citizens Bank and Bb&T. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a client process focused on financial needs assessment and uses fundamental, quantitative, and technical analysis across various asset classes.

Christian Dilorenzo is a financial professional at First Citizens Investor Services, Inc. in Raleigh, NC, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Cetera Investment Advisor and Cetera Wealth Services, LLC. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and businesses, utilizing portfolio management, wrap programs, model portfolios, and automated platforms. The firm emphasizes client assessments led by investment adviser representatives to determine financial needs and risk tolerance, employing a range of analytical methods to guide allocations across various asset classes.

John Thomas III is a financial advisor at Truist Advisory Services with six years of industry experience. He holds Series 66 and Series 63 credentials and has worked at Truist-affiliated firms since 2011. Outside of his advisory role, he serves as treasurer for a local business networking group focused on sharing leads and supporting business growth. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and uses third-party platforms and research tools to support its investment approach.

Noah Gear is a CFP® professional with five years of industry experience, currently serving as an advisor at Kestra Advisory. His prior roles include positions at Bank of America and Merrill. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering fiduciary consulting, plan design, compliance testing, and advisor-managed accounts. The firm serves large institutional investors, including sovereign wealth funds, and utilizes multiple management platforms and third-party solutions within its supervisory framework.

Michelle Mcnamara is a Certified Financial Planner (CFP®) with five years of industry experience. She is currently an advisor at Truist Advisory Services, where she has worked since 2025. Her prior experience includes roles at BB&T-Truist, Lincoln Investments, and Fidelity Capital Management. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and employs AI-enabled tools alongside traditional research to support its investment decisions.

Frances Cronlund is a CFP® professional with 21 years of experience in financial advising, currently with Mariner. Her prior roles include positions at Integrity Alliance, Curi RMB Capital, Lion Street Financial, and First Citizens Bank. Mariner serves a diverse client base, including individuals, pension plans, trusts, and corporations, offering customized investment management, financial planning, and retirement plan consulting. The firm combines in-house research with third-party managers and provides integrated tax and accounting services alongside traditional portfolio management.