Dennis Cavender is a financial advisor with Morgan Stanley in Columbus, GA, holding a Series 63 designation and with 46 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and also works with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-driven planning process that includes scenario modeling to support client decision-making.

Lindsay Mc Laurin is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, Lindsay held positions at LPL Enterprise and worked in various roles including at St. Francis Hospital and Columbus State University. Outside of her financial advising career, she is involved with R & K Development. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Gregory Kolb is a financial advisor at Raymond James & Associates with three years of industry experience. Prior to joining Raymond James in 2024, he served seven years in the 75th Ranger Regiment, USASOC, United States Army. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and consulting with a range of portfolio management styles and affiliated research.

Lori Greeff is a financial advisor with Wells Fargo Clearing in Columbus, GA, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Clearing in 2023, she was a homemaker from 2012 to 2023. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs, serving plan objectives and risk tolerances with ERISA fiduciary oversight.

Robert Doerr is a Series 66-credentialed financial advisor with 28 years of industry experience, currently practicing at Stifel Nicolaus & Co., Inc. in Columbus, GA, where he has worked for 20 years. Outside of his advisory role, he serves on the Trust Management Committee of the First Presbyterian Church of LaGrange, overseeing church funds. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

John Flory is a Senior Financial Advisor at Merrill Lynch Wealth Management and the founder and leader of the Flory Group, a wealth management team based in Columbus. He provides personalized service, disciplined investment management, and objective advice to affluent individuals and privately held businesses throughout the southeast. John focuses on building and enhancing meaningful relationships with clients and their families. John began his wealth management career in 1996 at Merrill Lynch Wealth Management. His expertise covers a broad range of areas including college education planning, employee benefits planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, and retirement income. His approach addresses the entirety of clients' financial lives, including retirement and estate planning services, tax minimization strategies, legacy planning services, and risk management strategies. He holds a Bachelor's Degree in Economics from Hampden-Sydney College and holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). John and his wife Katharine live in Columbus with their four children. Outside of work, he enjoys boating, fishing, football, hunting, and traveling.

Christian Fontanez Virella is a financial advisor at Ameriprise with two years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors LLC. Outside of his advisory career, he serves as a raft guide for Whitewater Express, where he prepares rafts and customers for trips, trains new guides, and maintains safety on the river. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Lori Land is a financial advisor with LPL Financial in Columbus, GA, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. She previously worked at Synovus Bank and Synovus Securities, Inc. for a combined 20 years before joining LPL Financial in 2025. Outside of her advisory work, she is involved with business entities related to tax and investment purposes and manages a real estate rental property in Panama City Beach, FL. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

S Jay Parker serves as the Senior Resident Director for Merrill Lynch Wealth Management in Columbus, Georgia. He began his career in the financial services industry in 1998 and has been with Merrill Lynch Wealth Management since 2006. In his role, Jay provides guidance to clients on wealth accumulation, preservation, income planning, and wealth transfer by developing individually customized wealth management strategies. Jay holds several professional designations, including the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Retirement Planning Counselor™ designation. He earned a Bachelor of Science degree in Business Administration with a concentration in Finance from Auburn University. Residing in Columbus with his wife and two daughters, Jay is involved in his community as an active board member of the Boys and Girls Clubs of the Chattahoochee Valley and serves on the board for Pedaling for Kids. He and his family are members of St. Paul United Methodist Church.

Dan Anderson is a financial advisor with Stifel in Columbus, GA, holding the PFS™ designation along with Series 63 and Series 65 licenses. He has 31 years of industry experience, including 20 years at Stifel Nicolaus & Co., Inc. since 2006. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, employing forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Shonalee Gamble is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior roles include positions at Allstate Insurance Company and Aflac, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party teams.

Robert Piper is a Financial Advisor at Merrill Lynch Wealth Management in Columbus, GA. He focuses on retirement planning and wealth management, assisting clients in developing strategies to pursue their short-, mid-, and long-term financial goals. His client focus areas include liquidity management, personal retirement planning, portfolio management services, and retirement income. Robert provides ongoing advice and guidance, adapting to his clients' evolving needs, and can connect them to additional resources such as banking, credit, lending, and small business solutions through Bank of America specialists. Robert holds a Bachelor's Degree from Auburn University and has earned the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) professional designations. He emphasizes understanding what is important to his clients and their families to help create personalized financial strategies. Outside of his professional work, Robert has interests in basketball, cooking, and woodworking.

William Middleton is a financial advisor with Raymond James & Associates in Columbus, GA, holding Series 65 and Series 66 licenses and bringing 28 years of industry experience. He has worked with Raymond James & Associates since 2013. Outside of his advisory role, he serves as an operating manager and board member of Broken Arrow Land Company, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, pension plans, and municipal entities, offering financial planning, investment consulting, and municipal advisory services through various portfolio management styles and affiliated research.

Lisa Steppe is a financial advisor at Merrill with 32 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999. Steppe holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dennis Thompson III is a financial advisor with LPL Financial in Columbus, GA, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at CUNA Brokerage Services, Inc. and Cuna Mutual Insurance Society, where he has worked since 2006, as well as experience with Jones, Byrd & Attkisson, Wells Fargo Clearing, and Prudential Equity Group. Outside of his advisory work, he owns a business entity, Dennis C Thompson Elan Corp. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management access, and institutional platforms, supported by a broad network of investment adviser representatives.

Michael Goldman is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, he is involved with Celebrity’s Casseroles, a food service business, and serves as immediate past president in a consulting honorary position at the Shearith Israel Synagogue. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting through various programs, combining multiple portfolio management styles with research and model manager options.

Andrew Sullivan is a financial advisor at Raymond James & Associates with 22 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley Smith Barney LLC and Wells Fargo. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Benjamin Kennon is a financial advisor with Wells Fargo Clearing in Salem, AL, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Archie Morris IV is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A., and Merrill since 2021. Prior to his career in financial services, he was employed at Surgical Care Affiliates. Morris also serves as an executor and successor trustee in a fiduciary capacity. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm utilizes multiple program strategies and emphasizes manager selection and tax-efficient implementation, supported by its integration with Bank of America’s broader financial platform.

Melissa Hamilton is a financial advisor with Raymond James & Associates in Columbus, GA, holding Series 63 and Series 66 licenses and 17 years of industry experience. Her prior roles include positions at Merrill, Janney Montgomery Scott, and Morgan Stanley Smith Barney. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and municipal advisory services.