Christian Pesante is a financial advisor with LPL Financial in Saint John's, FL. He holds Series 65 and Series 63 licenses and has prior experience working with Integrity Financial Group LLC and Pesante Close LLC. Outside of financial services, he was involved with Weatherly Farm Weddings & Events for two years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and various management strategies.

Marcus C. Rowe currently serves as a Senior Resident Director at Merrill, where he focuses on providing personalized wealth management strategies that align with clients' life priorities and financial goals. He collaborates with clients to develop flexible financial plans responsive to changing market conditions, leveraging insights from Merrill and the banking solutions of Bank of America. His areas of expertise include education planning, executive compensation, family wealth management strategies, institutional investment consulting, legacy planning, liquidity management, managing new wealth, personal retirement planning, women and wealth, and sports and entertainment. Mr. Rowe holds a Bachelor of Arts degree in Economics with a concentration in Finance from Dartmouth College. He began his career in consumer banking in 2002, transitioned to asset management in 2004, and joined Merrill Lynch's Wealth Management Group in 2007. He holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). In addition to his professional career, Marcus is actively involved in community organizations and non-profit work, particularly in the field of K-12 education. He serves or has served in various board and leadership roles with organizations such as City Year, Community First Igloo, Early Learning Coalition of Duval, Episcopal School of Jacksonville Endowment Board, Jacksonville Public Education Fund, United Way of Northeast Florida, and others. He supports initiatives with Celebration Church and the Malivai Washington Youth Foundation, reflecting his commitment to mentoring and inspiring young people.

William Hohmann is a CFP® professional with 26 years of industry experience. He is currently with Cetera and previously worked at Concourse Financial Group Securities Inc and operated advisory firms including Centerpoint Advisory Services Inc. Hohmann also owns Florida Shield Insurance & Advisory, focusing on property, casualty, life, and health insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporations, charities, and institutions, offering portfolio management, financial planning, and retirement services through a multi-manager platform that supports a range of investment strategies and program structures.

Jason Smith is a Series 66 licensed financial advisor with 21 years of industry experience. He has worked at Merrill from 2002 to 2023, followed by a position at Citigroup until 2026, and currently serves at Ameriprise Financial Services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, which includes written recommendation reports and ongoing advice based on a combination of internal research, third-party data, and algorithmic tools.

Frank Speace Jr. is a CFP® professional affiliated with Raymond James Financial Services Advisors, Inc., with 25 years of industry experience. He has been with Raymond James since 2014 and has held roles at Century Tax & Financial Services, Inc. since 2014. Outside of his advisory work, he serves as CEO of Century Tax & Financial Services, managing staff and reviewing tax returns. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad advisor network with unique municipal and retirement plan consulting services.

Matthew Jackson is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at SunTrust Advisory Services and Suntrust Investment Services, Inc. Outside of his advisory role, he is involved with AllenJackson LLC, a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various third-party subadvisors.

Alexander Gaus is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds the Series 66 designation and previously worked at Merrill for 12 years before joining UBS in 2022. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions, model-based asset allocations, and global research to tailor plans to clients’ goals and risk tolerances.

Francis Sanchez Jr. is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Edward Jones since 2024. His prior experience includes roles at The Vanguard Group, TIAA, and Fidelity. He is also Market President of C-Suite for Christ, a Christian networking group in St. Augustine, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Larry Kirk Jr. is a financial advisor at Merrill with 18 years of industry experience. He holds the Series 66 designation and has worked at Bank of America since 2011 and Merrill Lynch, Pierce, Fenner & Smith since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Kershner is a financial advisor at Mass Mutual Investors Services with 43 years of industry experience. He holds the Series 63 designation and has been with Mass Mutual Investors Services since 2017, following prior roles within the MassMutual organization dating back to 2002. Outside of his advisory work, he serves as an area chaplain and director for the Third Order Society of St. Francis, a nonprofit organization. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved software tools, and provides specialized planning programs including estate settlement and employer-sponsored planning.

Edward James is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 27 years of industry experience. He previously worked at Merrill for 24 years before joining Raymond James in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research resources.

Jeran Ferguson is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and beginning his advisory career in 2026. His background includes five years of service in the United States Army and ownership of JMF Enterprises LLC. Cambridge Investment Research Advisors serves a diverse client base ranging from individual investors to institutional retirement-plan sponsors, offering financial planning, investment management, and retirement advisory services through a nationwide network of independent Financial Professionals.

Jessica Hill is a financial advisor at Fidelity with 11 years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, Merrill, and Burlington Stores. Hill is currently based in Ponte Vedra Beach, FL. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, multi-manager fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to serve a diverse client base.

Taisha Roche is a financial advisor at Equitable Advisors with five years of industry experience. She holds the Series 66 designation and has worked in various roles including self-employment and positions at the University of North Florida prior to joining Equitable Advisors. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm’s approach involves assessing client information and risk tolerance to match them with appropriate investment models or discretionary managers, utilizing both proprietary and third-party solutions.

Lance Beck is a financial advisor with Merrill in Saint Augustine, FL, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with Merrill and Bank of America since 2011. Outside of his advisory role, he is a one-third owner of a family business involved in mineral rights for natural gas wells. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

August Wossner is a financial advisor with Mass Mutual Investors Services in Saint Johns, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked with Msi Financial Services, Inc, MML Investors Services LLC, and MassMutual Life Insurance Company since 2013. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved software tools and collaborative annual planning engagements.

Tara Manson is a financial advisor at Thrivent Investment Management with seven years of industry experience. She holds a Series 66 designation and previously worked at First Citizens Bank for nine years. Manson has been with Thrivent Financial and its related entities since 2019. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based planning across multiple financial topics. The firm combines planning and managed-account services under a consolidated billing option while maintaining separate delivery and does not offer institutional portfolio management.

James Schless is a CFP® professional affiliated with Cambridge Investment Research Advisors, bringing 33 years of industry experience. He has held positions at Cambridge Investment Research Advisors since 2021 and has prior experience at First Command Financial Planning spanning from 1993 to 2021. Outside of advisory services, he is involved in business coaching and serves as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and estates. The firm offers a range of financial planning and investment management services through a network of independent professionals, utilizing various custodial platforms and proprietary and third-party model strategies tailored to client objectives.

Jeremy Hall is a financial advisor with Merrill in Saint Augustine, FL, holding a Series 66 credential and having 12 years of industry experience. He has worked with Merrill since 2014 and with Bank of America since 2015. Outside of advising, he is involved in managing a vending machine business and owns a company related to property management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jon Shields is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and oversees multiple affiliated and unaffiliated sub-advisers.