Nathaniel Nusz is a financial advisor with Merrill, holding a Series 66 designation and bringing 11 years of industry experience. He has been with Merrill since 2009 and is also associated with Bank of America, N.A. Outside of his advisory role, he owns several rental properties in Florida and Georgia. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jake Burton is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and six years of industry experience. His prior work includes roles at Bank of America, Merrill, and JPMorgan Chase Bank. Outside of finance, he was involved in automotive businesses in St. Augustine, Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm incorporates ESG criteria in its investment recommendations and delivers services through a select group of Wealth Advisors on a non-discretionary basis.

Charles Musil is a financial advisor with LPL Financial in St. Augustine, FL, holding a Series 66 designation and over 25 years of industry experience. His prior roles include positions at ARCH Global Advisors, Cadaret, Grant & Co., Inc., and American Portfolios Financial Services, Inc. Outside of advising, he is also involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers various financial planning and advisory programs, utilizing model portfolios and research from multiple sources, along with discretionary and non-discretionary management options.

Brian Sharkey is a financial advisor at Equitable Advisors with 39 years of industry experience. He has held his current position since 1999 and also served at Axa Advisors, LLC from 1999 to 2020. Additionally, Sharkey is president of Executive Benefits Group, Inc., a third-party administrator specializing in non-qualified benefit plan record keeping and insurance, a role he has held since 1977. He also serves as president and director at EARC, a reinsurance firm. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing both proprietary and third-party strategies with an emphasis on customized advisory models and fiduciary services.

Cory Caplinger is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015. He holds the Series 66 designation and is based in St Augustine Beach, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment solutions, including managed accounts, affiliated mutual funds, and tax-efficient services, operating under a fiduciary standard.

Cindy Valentino is a financial advisor with Merrill in St. Augustine, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Merrill and Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Emily Ogilvie is the Vice President and Executive Services Regional Leader at Fidelity Investments. In this role, she leads a team of financial professionals dedicated to supporting clients through benefits optimization. Emily has extensive experience in the financial services industry, having held several leadership positions at Fidelity Investments since 2013. Her previous roles include Regional Director of Executive Services, Regional Center Support Leader, Team Leader for Workplace Planning and Advice, Help Desk Leader, Team Leader for Investment Solutions, and various roles focused on High Net Worth clients. Prior to joining Fidelity, she worked as a Financial Representative at USAA from 2010 to 2013. Outside of her professional responsibilities, Emily enjoys activities such as family time, fitness, outdoor adventures, running, and traveling.

Robert Kurchena Jr. is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and 24 years of industry experience. He previously worked at Edward Jones for nine years before joining Wells Fargo Advisors and Wells Fargo Clearing, where he has been since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and provides brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Daniel Goland is a financial advisor with LPL Financial in North Hampton, NH, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. Prior to joining LPL Financial in 2018, he worked at The O. N. Equity Sales Company and Ohio National Financial Services. He is also the owner of Seacoast Tax Strategies, LLC, which provides tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management options supported by proprietary and third-party research.

Patrick Didomenico is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James since 2014. Outside of advisory work, he is involved with Century Advisors, LLC, where he handles client communications and trade processing, and he also participates in tax preparation through Century Tax and Financial Services Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and corporate entities. The firm offers non-discretionary planning tailored to client goals using analytical tools and supports institutional consulting, with notable capabilities in municipal and public finance advisory services.

Victoria Tiehen is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and 19 years of industry experience. Her prior roles include positions at BB&T Bank, BB&T Securities, SunTrust Advisory Services, and Suntust Investment Services. She serves as a board member of the Flagler County Education Foundation and is involved with Melaleuca, a wellness company. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing various portfolio management styles supported by in-house research and affiliated sub-advisers.

Renae Aiple is a CFP® with eight years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Edward Jones and Citibank. Outside of her advisory role, she owns a nail and cosmetics business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored non-discretionary planning using advanced analytical tools and supports institutional consulting and portfolio management through a large advisor network.

Charles Gillingham is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 registrations and 31 years of industry experience. His prior roles include positions at BB&T Securities and Wells Fargo Clearing. He is based in St. Augustine, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting through various advisory programs.

Kevin Miller is a CFP® with 28 years of industry experience, currently serving at Morgan Stanley in St. Augustine, FL. He has been with Morgan Stanley and its Private Bank division since 2016. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of financial programs and investment offerings.

Alexander Lovaglio is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation. Prior to his current role, he worked for six years at Kingfish Grill and spent seven years in full-time education. Outside of his advisory work, he has experience in the restaurant industry as a server. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services with an integrated structure that supports a large client base.

Dana Hooten is a financial advisor at Morgan Stanley with 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and provides tailored financial planning supported by firm-approved tools and research.

Andrew Laino is a financial advisor at LPL Enterprise with 26 years of industry experience. He holds the Series 66 designation and has worked with The Prudential Insurance Company of America since 2000. He is also the owner of Laino and Associates Financial Group, Inc., a business based in Sarasota, FL. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products supported by an integrated platform.

Catherine Stone is a CFP® with 29 years of experience in the financial industry. She has been with Ameriprise since 2005, currently serving as an advisor at the firm. Outside of her advisory role, she serves on the Board of Directors for the Saint Augustine Film Society Inc. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team in partnership with clients’ advisors.

Gabriel Niles is a financial advisor with Fisher Investments, holding a Series 66 designation and 15 years of industry experience. He has worked at Fisher Investments since 2014 and previously held positions at Morgan Stanley, Wells Fargo Clearing, and Edward Jones. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm centralizes investment decisions through an Investment Policy Committee that uses both quantitative and qualitative research to construct globally diversified portfolios and employs tax-aware processes and risk management tactics.

Cory Binsfield is a financial advisor at Osaic Wealth, Inc. with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors and Securities America Inc. for 15 years. Outside of advising, he owns Binsfield Capital Management, a holding and marketing company affiliated with his Osaic role, and provides consulting on real estate management and related activities. Osaic Wealth, Inc. serves a diverse range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charities. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.