Daniel Southworth is a financial advisor with Arete Wealth Advisors, LLC and holds the Series 66 designation. He has 14 years of industry experience and has worked with firms including Summit Financial Group and CETERA Advisor Networks LLC. Outside of his advisory role, he serves as a youth pastor at Atlantic Beach Assembly of God. Arete Wealth Advisors provides investment advisory and financial planning services to individuals, pension plans, trusts, charitable organizations, and business entities. The firm primarily manages assets on a discretionary basis using a combination of advisor-driven and proprietary model allocations, along with third-party sub-advisers, and acts as an ERISA fiduciary when applicable.

Ira Baron is a financial advisor at Cumberland Advisors with 30 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Eaton Vance Distributors, Inc., Canon Financial, and IGB Consulting. He is based in St. Augustine, Florida. Cumberland Advisors serves individual investors, high-net-worth households, and a range of institutional clients by providing portfolio management, financial planning, and investment consulting. The firm employs a team approach to managing separately managed accounts with an emphasis on active fixed-income strategies, ETF-based equity exposures, and a tactical trend strategy that incorporates market-timing techniques.

Jeffrey Helms is a CFA® charterholder with 38 years of industry experience. He is currently with Geneos Wealth Management, Inc. and has previously worked at First Coast Wealth Advisors and Heffernan Financial. Helms serves as an arbitration panelist for FINRA and NYSE and is a board member of the St. Augustine General Employees Pension Fund. Geneos Wealth Management is an SEC-registered investment adviser serving individuals, trusts, estates, corporations, pension plans, and other institutions. The firm offers financial planning, portfolio management, and access to third-party money managers through various programs, employing a range of investment strategies including fundamental and technical analysis.

Tiffany Carrion is an investment advisor representative at Consolidated Portfolio Review Corp with one year of industry experience. She holds Series 65 and Series 63 licenses and has a background working at Ameri-Force and in residential real estate as a broker-associate with Great Expectations Realty. Outside of her advisory role, she is co-owner of an Airbnb rental property. Consolidated Portfolio Review Corp is an SEC-registered enterprise advisor serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm offers managed accounts, tactical ETF model portfolios, financial planning, and access to third-party sub-advisors, employing strategic asset allocation combined with fundamental and technical analysis tailored to client objectives.

Yaniv Rubina is a financial advisor at OpenArc Corporate Advisory, LLC with 20 years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill prior to joining OpenArc. OpenArc Corporate Advisory serves a diverse client base, including individuals, trusts, nonprofit endowments, and retirement plans. The firm offers tailored wealth management and retirement services, utilizing a broad range of investment options and emphasizing institutional research and fiduciary governance for its retirement plan sponsors.

Ronald Ware is a CFP® with 28 years of experience in the financial industry, currently serving at ValMark Advisers, Inc. since 2007. He is also an of counsel attorney specializing in estate, asset protection, and elder law at Borchers Trust Law Group and is an author of books unrelated to investing. Ware serves as a board member for Give Send Go Charities, a nonprofit organization focused on sharing the gospel through generosity. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm utilizes diversified, goal-based model portfolios and asset allocation strategies, integrating proprietary and third-party platforms to deliver customized solutions.

Julian Lefiles Jr. is a ChFC® credentialed financial advisor with 16 years of experience at Interactive Financial Advisors in St. Augustine, FL. He has been with the firm since 2010. Interactive Financial Advisors serves individuals, including high-net-worth and non-HNW clients, as well as pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers portfolio management, financial planning, and advisory consulting, utilizing asset-allocation models with ETFs and mutual funds, and employs tools such as Modern Portfolio Theory and the TIFIN Wealth Risk tool to manage client portfolios on a discretionary basis.

Matthew Holibaugh is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Vanderbilt Advisory Services. His prior experience includes roles at Cetera, Capital Financial Strategies, Securian Financial Services, and Fidelity. Holibaugh is also the owner of Infinite Investment Strategies, an investment management and financial planning business based in St. Augustine, FL. Vanderbilt Advisory Services serves a diverse client base including individuals, high-net-worth clients, charitable organizations, trusts, estates, businesses, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, proprietary model portfolios, and integrates retirement plan consulting with advisory services through a formal partnership with benefits firms.

Donald Wilson is a financial advisor with Calton & Associates, Inc. in Orange Park, FL, holding Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at MML Investors Services LLC, Mass Mutual Life Insurance Company, and Ameritas entities. Wilson is also an author with over a decade of writing experience and occasionally speaks publicly; he teaches night classes at a local community college. Calton & Associates serves individual investors, retirement plans, trusts, and estates, offering portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm provides tailored investment recommendations through multiple program structures and operates as both a registered investment adviser and broker-dealer.

Benjamin Weber is an advisor with Arete Wealth Advisors, LLC holding a Series 66 designation. He has prior experience at Anchored Wealth Advisors, Anduril Industries, and served in the US Navy for 14 years. He is based in Ponte Vedra Beach, FL. Arete Wealth Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs discretionary portfolio management and proprietary model allocations, and integrates affiliated financial businesses and product channels in its service offerings.

Gregory Timofeyev is a financial advisor at CreativeOne Wealth, LLC with three years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and VyStar Credit Union. In addition to his advisory role, he assists agents with retirement planning and insurance sales at Stratton and Company. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, and other RIAs. The firm manages primarily discretionary accounts using a combination of proprietary model portfolios and third-party managers, employing various investment strategies including ETFs, mutual funds, options, and select private investments.

David Coughlin is a CFP® professional with over 34 years of experience in financial advising. He is currently with Secure Asset Management, L.L.C. and has held positions at Aurora Securities Inc., SCF Investment Advisors, Inc., and Securities America Advisors, Inc. He also serves as a designated FINRA arbitrator and is involved in insurance sales through several related entities. Secure Asset Management, L.L.C. provides personalized financial planning and discretionary investment management for individual clients, including both non-high-net-worth and high-net-worth households. The firm offers services such as investment policy development, tax and estate planning support, and 401(k) consulting, utilizing a mix of fundamental, technical, and cyclical analysis alongside third-party money managers and held-away account management.

Martin Parlato is a financial advisor at SAX Wealth Advisors, LLC with 23 years of industry experience. He holds the Series 65 designation and has operated MDP, Inc. of Jacksonville, a wholesale distributor of computer supplies, since 1981. Parlato also leads Martin D. Parlato & Associates, LLC, established in 2012. SAX Wealth Advisors delivers investment management, comprehensive financial planning, and wealth-management services to individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm employs long-term, evidence-based asset-allocation strategies primarily using low-cost, passively managed funds, and offers specialized advisory services including employee benefit consulting and alternative investment advisory.

Jacques Cureton is a financial advisor with Interactive Financial Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Fortune Financial Services, North FLA Insurance Agency, and Brooklight Place Securities, Inc., in addition to his long tenure at Interactive Financial Advisors since 2005. Outside of his advisory role, Cureton is president of an all-lines insurance agency and provides seasonal income tax preparation services. Interactive Financial Advisors serves individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and advisory consulting. The firm employs asset-allocation models across risk profiles and primarily uses ETFs and mutual funds, integrating tools such as Modern Portfolio Theory and the TIFIN Wealth Risk tool.

Christopher Lein is a financial advisor with The Partners Wealth Management in Ponte Vedra Beach, FL, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has previously worked with Wells Fargo Advisors and Purshe Kaplan Sterling Investments. Outside of advisory work, he operates the Coastal Collegiate Baseball League, a summer college baseball league based in Jacksonville, FL. The Partners Wealth Management serves individuals, families, trusts, estates, businesses, and retirement plans by providing investment management, financial planning, and retirement-plan advisory services. The firm employs both customized portfolios and model-based management using internally developed and third-party models, supported by the Amplify Platform for trading and portfolio oversight.

Nathanael Mueller is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 licenses and two years of industry experience. He previously worked at Fidelity Investments and has a diverse background including roles outside finance. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset investment programs and execution services. The firm employs internal standards and oversight committees to manage a range of investment products and maintains unique market roles, including operating as a swap dealer and futures commission merchant.

Thomas Johnson is a financial advisor at D.A. Davidson & Co. with 34 years of industry experience, including 21 years at his current firm. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved as a partner and co-owner in a rental property partnership. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of services such as retirement plan advisory, financial planning, equity research, and a Private Wealth program for clients with over $20 million in net worth, operating under fiduciary standards and utilizing qualitative and quantitative methods.

Ryan Santiago is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Citigroup in 2024, he worked at Fidelity Investments for one year. His background includes diverse roles outside finance, such as positions at Books-A-Million and Valkyrie Designs. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale with in-house research and unique market roles.

Mainul Hassan is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC prior to joining Citigroup in 2022. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, as well as broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and functioning as a swap dealer and futures commission merchant.

Wesley Skarpness is a financial advisor at Citigroup Global Markets with three years of industry experience. He has been with Citigroup since 2005. He holds the Series 66 designation and is based in Jacksonville, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and manages complex arrangements including derivatives and futures services.