Kevin Haynes is a financial advisor with UBS Financial Services in Santa Rosa Beach, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, Haynes serves on the board of the Stegall Seminary Scholarship Foundation, which provides scholarships for seminary students. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client strategies.

Brian La Monica is a financial advisor with Edward Jones in Miramar Beach, FL. He holds the Series 66 designation and has three years of industry experience, including 13 years at Sandestin Investments LLC prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Colton Kline is a financial advisor with Wells Fargo Advisors in Fort Walton Beach, FL. He holds a Series 66 designation and has one year of industry experience. Prior to joining Wells Fargo Advisors, he worked at Clemson University for three years and at Choctawhatchee High School for seven years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using proprietary research and tools.

Jessica Atkinson is a financial advisor at Raymond James Financial with 24 years of industry experience and holds a Series 66 designation. She has been associated with Raymond James Financial Services Advisors, Inc. since 2013 and is also involved as a vocalist with The Rowdies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored non-discretionary planning and uses analytical tools to support client goals, and it maintains unique affiliations and specialized advisory programs within the institutional advisory space.

Eric Carlson is a financial advisor at Ameriprise with 34 years of industry experience. He has been with Ameriprise since 2018 and previously worked at Investment Professionals, Inc. for nine years. Carlson operates a consulting business, EC Consulting LLC, which serves as a payroll entity related to his contractor status with Ameriprise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored written recommendations and ongoing retirement-income planning focused on income reliability and tax-aware withdrawal strategies.

Kathy Cunningham is a financial advisor at Raymond James & Associates with 28 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Raymond James since 2013. Outside of her advisory role, she is a partner in Cunningham Cabins, a family business involved in property management. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and nonprofit organizations. The firm offers financial planning, advisory programs, and institutional consulting, utilizing a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Bradley Coonfield is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and six years of industry experience. His prior work includes roles at PFS Investments Inc. and Primerica Financial Services since 2019, as well as earlier employment at Home Depot and Walmart. Outside of his advisory duties, he works as an independent contractor for Kynect Energy, a non-investment-related business. Primerica Advisors is a large institutional firm that offers a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm provides advisory services through financial advisors using model-delivery strategies from unaffiliated asset managers and supports trade execution and custody with established providers.

Emily McGovern is a Financial Advisor with the McGovern, O'Dell & Associates team at Merrill Lynch Wealth Management. She provides personalized financial strategies and long-term planning to individuals, families, and business owners, focusing on areas such as executive compensation, equity compensation services, family wealth management, legacy planning, retirement planning, and portfolio management services. Emily graduated Magna Cum Laude from Auburn University with a Bachelor's Degree in Finance. She began her career in Dallas, Texas, gaining industry experience with Goldman Sachs and Alliance Bernstein before joining Merrill Lynch. She holds various FINRA registrations, including Series 7, Series 63, Series 66, and SIE, and is designated as a Personal Investment Advisor (PIA). Emily is a member of the Auburn University Alumni Association and Phi Mu Sorority, and participates in the community through Impact100 of Northwest Florida. Outside of her professional duties, Emily enjoys boating, fishing, gardening, pickleball, reading, scuba diving, traveling, and spending time with family and friends.

Jonathan Woodham is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has prior experience at Regions Bank, Wells Fargo Advisors, and Stifel, Nicolaus & Company. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party investment options.

Samantha Hoffstatter is a financial advisor at Edward Jones with five years of experience at the firm and holds a Series 66 designation. Prior to joining Edward Jones, she worked at Hendrick House Calls for seven years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

Martin Robbins is a financial advisor with Ameriprise in Destin, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior work includes roles at Wells Fargo Advisors and First Command Advisory Services. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and employs algorithmic automation overseen by a dedicated committee to generate tailored recommendations.

Christopher Sutherland is a CFP® with 21 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. His prior roles include positions at Bank of America and Merrill from 2013 to 2021. He also provided investment advisory services through TSFG, LLC, an independent registered investment advisor firm, from 2021 to 2023. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Draylen Mc Grew is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to Merrill, he held positions at Bank of America and Regions Bank. Outside of his advisory role, he streams video games on Twitch as a hobby that generates additional income. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutional investors.

Claiborne Morton III is a financial advisor with Raymond James Financial Services Advisors, Inc. in Miramar Beach, FL, holding Series 63 and Series 65 licenses and with 33 years of industry experience. He has been with Raymond James since 2009. Morton is the managing partner of Direct 401k, LLC, a fintech firm providing technology solutions for the qualified plan marketplace, and also leads Team SCM Advisors, Inc., a consulting and fintech support entity. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and provides access to institutional consulting, portfolio management, and specialized municipal and public-finance advisory services.

Evelyn Kearney is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in delivering comprehensive wealth management strategies that are tailored to the individual goals and needs of her clients. Evelyn's approach begins with understanding each client's full financial picture and creating flexible strategies that adapt to changing market conditions. She offers access to the investment insights of Merrill as well as the banking services of Bank of America to support various financial aspects of her clients' lives. Evelyn's expertise includes college education planning, employee benefits planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. She holds a Bachelor's Degree from Averett College and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Raised in Texas, Evelyn is family oriented and spends her off hours running, gardening, fishing, and spending time with her family. Committed to community involvement, she follows Merrill's tradition of participating in the communities served by volunteering with local organizations.

John Suess is a financial advisor at Stifel with 27 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2014 and holds Series 63 and Series 66 designations. Outside of his advisory role, he serves as a board member and secretary for The Bob Emig Foundation, a charitable organization supporting youth sports and education. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is guided by proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Cathleen Brock is a CFP® professional with 32 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paulo Manisck is a financial advisor with UBS Financial Services, holding a Series 63 license and over 34 years of industry experience. He has been with UBS since 1991. Outside of his advisory role, he serves as secretary for Dental Factory Inc., a dental business based in Texas. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets solutions.

Reginald Hoddinott is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 40 years of experience in advising and investing. Since August 1981, he has helped clients plan for their futures by providing guidance and developing personalized financial strategies aimed at achieving their long-term goals. His expertise covers a wide range of client needs including college education planning, divorce transition planning, services for endowments, foundations, and non-profits, international wealth management, liquidity management, managing new wealth, philanthropic planning, special needs planning strategies, tax minimization, and retirement income. Reginald holds a Bachelor's Degree from Southeastern Louisiana University and the professional designation of Personal Investment Advisor (PIA). In addition to his professional work, Reginald is engaged in community service, volunteering with organizations in the communities he serves. Outside of work, he enjoys boating, golfing, spending time with his family, and traveling.

Donald Hawkins is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Hawkins holds Series 63 and Series 65 licenses. He also serves as a trustee for a family trust in Shalimar, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning solutions and uses proprietary research and tools to develop tailored recommendations, with clients able to choose whether and how to implement those recommendations.