Kevin Marriott is a financial advisor with UBS Financial Services in Gainesville, FL, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at UBS since 2015. Outside of his advisory role, he owns Dappa Motorsports, an aftermarket car parts business, and Dappa Health & Fitness, which offers personal training services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients' goals and risk tolerances.

Christopher Dodd is a financial advisor with Raymond James Financial Services Advisors, Inc. in Gainesville, FL, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at Raymond James since 2013 and previously spent six years with The Milner Group. Dodd also operates Dodd Ramsey Financial Group, an independent contractor business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and uses analytical tools to model potential outcomes, supporting clients through its advisory programs and maintaining specialized services such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Deepa Bhramdat is a financial advisor with Cetera in Gainesville, FL, holding a Series 66 designation and with experience at multiple firms, including Heritage Wealth Management and Cetera ADVISORS LLC. She has a varied professional background spanning roles in financial services and education-related companies. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with both discretionary and non-discretionary options, utilizing multiple program platforms and third-party managers.

Eric Vallerand is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His career includes roles at BBVA Wealth Solutions, BBVA Securities, and PNC Bank prior to joining J.P. Morgan in 2022. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Katherine Gross is a financial advisor with Thrivent Investment Management in Gainesville, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of her advisory role, she serves as Chair of the Stewardship Committee at First Lutheran Church, where she is involved in planning and promoting the congregation’s annual giving programs. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based financial analyses and planning without discretionary trading authority and emphasizes ongoing plan reviews while keeping planning separate from managed-account services.

David Hanson is a financial advisor with Raymond James & Associates in Gainesville, FL, holding a Series 66 designation and 25 years of industry experience. He has been with Raymond James & Associates since 2016. Hanson serves on the finance councils for the Diocese of St. Augustine and St. Francis Catholic Academy, providing financial oversight and budget approval. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Daniel Chalmers is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 26 years of industry experience. He has been with Cetera Advisors LLC since 2013 and is also the owner of a CPA firm providing tax and accounting services. Additionally, he works as an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary program structures.

John Hemken is a financial advisor with Primerica Advisors in Gainesville, FL, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked at PFS Investments Inc. and Primerica Financial Services since 2015, with a brief tenure at Initiative One. Outside of advising, he is the founder and owner of Hemken Enterprises, LLC. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, using a tiered, percentage-based fee model.

Michelle Rafferty is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 23 years of industry experience. She has worked at LPL Financial since 2018 and previously spent 11 years at INVEST Financial Corp and Capital City Banc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with proprietary research and operational tools.

Joseph Walker is a financial advisor with Edward Jones in Gainesville, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory work, he and his wife own a single-family home that they rent. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, operates under a fiduciary standard, and maintains a large network of advisors and branch offices across the country.

Albert Bevilacqua III is a financial advisor with Ameriprise in Newberry, FL, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. In addition to his advisory role, he is involved in independent insurance brokering with a focus on health insurance through United Health Care. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. It provides a specialized retirement-income planning service for individuals meeting certain asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports.

Jonathan Monesar is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on developing personalized financial strategies by understanding what matters to his clients and their families. Jonathan's expertise includes general investing, retirement planning, and preparing for unexpected expenses. As a Merrill Financial Solutions Advisor, he takes time to engage with clients to discuss their goals, concerns, and questions, providing ongoing advice as their needs evolve. He holds a Bachelor's Degree from the University of Florida and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Christopher Kelemen is a financial advisor at Edelman Financial Engines with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Empower Advisory Group, Empower Financial Services, CoBank, Fidelity Investment, and other firms. Outside of his advisory role, he is involved with Wag, a non-investment-related business. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary advice while managing approximately $326 billion for about 477,000 clients.

Cynthia Watson is a financial advisor at Wells Fargo Clearing with 17 years of industry experience and holds a Series 66 designation. She has been with Wells Fargo Clearing since 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research from Wells Fargo Investment Institute and third-party sources, applying diversification principles and modern portfolio theory in its investment evaluations.

Nichole Wilcox is a financial advisor at Edward Jones with two years of industry experience. She previously worked for Superior Credit Union Inc. for ten years. Wilcox also serves as a peer tutor assisting college students with business courses. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by an extensive nationwide network of advisors and branch offices.

Francis Flores is a CFP® professional at Raymond James & Associates with 16 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, advisory, and institutional consulting services.

Angelina Ramsey is a financial advisor with Raymond James Financial, holding a Series 66 designation and 20 years of industry experience. She has worked with Raymond James Financial Services Advisors Inc. since 2013 and is currently associated with the Dodd Ramsey Financial Group and Banks Carroll Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals across a large advisor network.

Sheila Smith is a Series 66-licensed financial advisor with 18 years of industry experience. She has been with Edward Jones since 2008 and is based in Newberry, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Ernest Watson III is a financial advisor with Wells Fargo Clearing in Gainesville, FL, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. since 2002. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Frank Buchanan IV is a financial advisor with LPL Financial based in Gainesville, FL. He holds the Series 66 designation and has 20 years of industry experience, including three years at UBS Financial Services and 17 years with LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing both proprietary and third-party strategies, and supports its advisors with advanced research and operational tools.