Michael Fornasier is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with PlanMember since 2023 and previously held positions at Securities America Advisors, Inc., Investacorp Advisory Services, and Sound Asset Advisors. He is also president of Sound Asset Advisors, an investment-related firm that provides securities and insurance sales and services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as a fiduciary under ERISA Section 3(38) for many plans. The firm employs a top-down strategic asset allocation approach using risk-based mutual fund portfolios and offers education, support services, and personalized retirement planning to plan sponsors and participants.

Todd Chamelin is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 65 and Series 63 licenses and having 26 years of industry experience. He has worked at Valic Financial Advisors since 2007 and has been associated with Agia since 2022, where he is involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning services through a large network of advisors, utilizing discretionary unified managed accounts and a centralized technology platform.

Fernando Garcia is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 credentials and is based in Orlando, FL. Mr. Garcia has been with Bank of America and Merrill since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bruce Kavenagh is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at Continental Casualty Company for 19 years. Outside of advising, he owns a rental property in Winter Springs, Florida. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors.

Crystal Adames Alejandre is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. She has worked at Merrill and Bank of America since 2019, with prior experience at Northwestern Mutual Investment Services LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Blake Robson is a financial advisor with Ameriprise in Orlando, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliates since 2007. Outside of advisory work, he is involved in independent insurance brokering with several providers, including Physicians Life and Voya. Ameriprise offers a retirement-income planning service tailored for individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves a broad client base with advisory, brokerage, and insurance solutions typical of a large institutional firm.

Natasha Bohn is a Series 65-licensed financial advisor with Cambridge Investment Research Advisors, based in Lake Mary, FL. She joined the firm in 2025 and has prior work experience across various sectors including retail, education, and nonprofit organizations. Cambridge Investment Research Advisors is a large, SEC-registered firm serving a diverse client base including individuals, retirement plans, charities, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing tailored investment strategies across multiple platforms and custody arrangements.

Alexander West is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has worked previously at TruStage Credit Union, Thrivent Financial, and MassMutual Life Insurance Company. His background includes six years of service in the U.S. Army. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Kerry Kennedy is a financial advisor with Ameriprise in Titusville, FL, holding the ChFC® and Series 63 designations and bringing 28 years of industry experience. Kennedy has been with Ameriprise and its affiliate since 2005. Outside of advisory work, Kennedy serves as president of a local property management business. Ameriprise provides a retirement-income planning service targeting individuals with significant investable assets, offering tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver these recommendations, primarily for clients maintaining assets within Ameriprise-managed accounts.

Ryan Buchholz is a financial advisor with Primerica Advisors in Sanford, FL, holding Series 63 and Series 65 licenses and having six years of industry experience. His prior work includes roles at PFS Investments Inc. and Primerica Financial Services since 2016, along with experience in education services and other sectors. Outside of advising, he owns Lucky Buick Projects, a woodworking business. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery investment strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Rebecca Ning is a financial advisor with Cetera who holds a Series 66 designation and has 12 years of industry experience. She has worked at multiple firms including First Allied Securities and Summit Brokerage Services. Outside of her advisory work, she is a partner in a youth hockey tournament hosting business and operates an online lifestyle and fitness coaching venture. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to model portfolios, third-party managers, and customized strategies.

Jack Grace is a financial advisor with Edward Jones in Oviedo, Florida, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Edward Jones, he worked at Wells Fargo Clearing and Wells Fargo Bank, NA. He is the owner of Essential Advocates, a company providing transitional housing in Okeechobee, Florida. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Charles Allen is a financial advisor at Thrivent Investment Management in Oviedo, FL, holding Series 63 and Series 66 credentials with two years of industry experience. Prior to joining Thrivent, his background includes roles at Orlando Health, AdventHealth, and the University of Central Florida. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations across a range of financial planning topics without portfolio management or discretionary trading authority.

Michele Rivera is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch Pierce Fenner & Smith since 2020. Prior to this, she was employed at Bank of America for one year and spent ten years with the Polk County School Board. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kenneth Vargas is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He has extensive experience in the financial services industry, having worked in various roles at Fidelity Investments since 2015, including Portfolio Specialist, Director Retirement Planner, Retirement Planner, and Investment Solutions Representative. Prior to joining Fidelity Investments, he worked as a Financial Representative at The Leaders Group from 2013 to 2015. Throughout his career, Kenneth has developed advanced knowledge of financial markets and focuses on understanding the unique vision of each client. He emphasizes building strong relationships through trust and outstanding customer service. Outside of his professional work, Kenneth has personal interests in baseball, fitness, motorcycles, parenthood, and writing.

Alexandre Maltez is a financial advisor with Merrill, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, Newbridge Securities Corporation, and Corecap Investments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Lagrange is a financial advisor with Thrivent Investment Management in Oviedo, FL, holding a Series 66 designation and over 24 years of industry experience. He has been with Thrivent and its predecessor, Thrivent Financial for Lutherans, since 2002. Lagrange serves on the board and investment committee of the St. Lukes Lutheran Church and School Foundation, where he reviews investment recommendations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning across various financial topics and allows clients to combine planning with managed-account services under a consolidated billing arrangement called WealthPlan.

Scott Nickerson is a financial advisor with LPL Financial in Oviedo, FL, holding Series 63 and Series 66 licenses and 23 years of industry experience. Prior to joining LPL Financial in 2019, he worked at Raymond James Financial Services Advisors and Raymond James Financial Services, Inc. from 2016 to 2019. He is also involved with Gulfstream Capital Advisors in non-variable insurance and Gulfstream Financial, related to his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with research from internal and third-party sources.

Jesse Plunkett is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. He previously worked at Edward Jones for 12 years before joining LPL Financial in 2025. Outside of his advisory role, he is involved with Fountain of Youth Medical Spa LLC in Sanford, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions. The firm offers financial planning, various advisory programs, and retirement plan consulting, with both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Raisa Mac Leod is a CFP® and holds a Series 66 license with Edward Jones, where she has been an advisor since 2019. She has six years of industry experience, including prior roles at Mitsubishi Hitachi Power Systems Americas and Siemens Energy Inc. Mac Leod also owns a consulting business, MacLeod Management & Consulting, LLC, based in Orlando, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.