Michael Wetter is a CFP® professional with 18 years of industry experience. He is currently with Charles Schwab, where he has worked since 2020. His prior roles include positions at USAA Investment Management Company and USAA Financial Planning Services. Wetter also serves in the Florida Army National Guard as a military reservist. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combined advisory, brokerage, custody, and cash-sweep service platform with a client relationship model that includes both non-discretionary and discretionary investment options.

Bryan Melko is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 66 designation and has worked with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm integrates quantitative and qualitative due diligence and offers access to a range of investment strategies, including ESG considerations, supported by affiliated portfolio services.

Mark Prue is a financial advisor at Ameriprise with 40 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. He operates his practice through his own LLC for tax purposes. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing annual advice focused on retirement income planning using tax-aware withdrawal strategies.

George Hurley is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 63 designation and 38 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and joined Morgan Stanley Private Bank, National Association in 2015. Outside of his advisory role, he manages rental properties in Tampa during his personal time. Morgan Stanley Wealth Management provides a range of advisory services and financial planning programs to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and proprietary tools, offering tailored advice without individual security recommendations in standalone plans.

David Weidner is a financial advisor at Morgan Stanley with over 10 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, National Association since 2016, as well as Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and analysis from its Global Investment Committee.

Barbara Pietrangelo is a CFP® and ChFC® with 34 years of experience in the financial services industry. She is currently with LPL Enterprise and has a long tenure at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm provides investment advisory and brokerage services, utilizing model-driven portfolios and offering financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Cheryl Burbano is a financial advisor at Ameriprise with 29 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Burbano is an author who contributed a chapter on financial planning for women in Larstons Black Book on Personal Finance and provides pro bono financial planning services to military families through Homes for Our Troops. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce personalized recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Andrew Purdy is a financial advisor at Charles Schwab & Co., Inc. in Lutz, Florida, holding Series 65 and Series 63 licenses with two years of industry experience. His prior work includes roles at OneAmerica Securities, American United Life, UKG, and Texas Roadhouse. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a dual-registered broker-dealer and investment adviser model, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and alternative investment programs.

David Findley is a Series 66–registered financial advisor with J.P. Morgan Securities, based in Wesley Chapel, FL. He has five years of industry experience, including prior roles at Fisher Investments, Bank of America, Merrill, and Equitable Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

David Mobley is a financial advisor with Primerica Advisors in Wesley Chapel, FL, holding Series 63 and Series 65 licenses and six years of industry experience. His career includes roles at Primerica Financial Services since 2003, a period as self-employed, and prior work at Publix Supermarkets. Outside of advisory services, he serves as president of Tandi Enterprises, Inc., a legal entity for his Primerica business, and is involved in the sale of home-related products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates through a large network of advisors and uses model-delivery strategies developed by unaffiliated asset managers, with custody and trade execution supported by BNY Mellon Advisors and Pershing.

Lawrence Gardner is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked with firms including Members Trust Company, Suncoast Credit Union, CUNA Brokerage Services, and Cetera. Gardner is based in Lutz, Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, utilizing both model portfolios and customized strategies.

William Cangeme is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Morgan Stanley, Ernst & Young Investment Advisers LLP, and Edward Jones. He is also affiliated with Suncoast Credit Union as a financial advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and utilizes advanced tools to support advisory operations.

Miguel Figueroa is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 14 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. for nine years. Outside of his advisory role, he is involved in several real estate ventures as an owner and contractor. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research with centralized due diligence and incorporates ESG considerations where applicable.

Kimberly Renfroe is a CFP® with 42 years of industry experience, currently an advisor at OSAIC since 2024. She previously worked at Securities America Advisors and Investacorp, Inc. She is also president of Tampa Bay Wallstreet, Inc., a securities business. Osaic Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform that includes financial planning, managed portfolios, Unified Managed Accounts, and retirement consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers both discretionary and advisor-managed strategies.

Robert Robertson is a CFP® professional with 40 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has worked with Cambridge since 2019 and previously held roles at H.D. Vest Advisory Services and The Financial Center. Outside of his advisory role, Robertson owns a tax preparation business and is a poll worker for Pasco County Government; he also founded and volunteers for Christian Fellowship at Sea. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, pension plans, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary model strategies.

Brent Bocian is a financial advisor at Cetera with a Series 65 license and one year of industry experience. He has prior experience with Avantax Advisory Services and is involved with Quick Guide Tax LLC, a business he founded that provides tax preparation, tax debt relief, business formation support, bookkeeping services, and general tax advising. Brent is also an author of multiple books, including a guide for American Sign Language interpreters on self-employment and a children’s book. Cetera is a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, supporting advisors with both affiliated and third-party investment strategies, and manages assets across various program structures and custodial relationships.

Nancy Meade is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley for four years and Wells Fargo Clearing for ten years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and develops tailored recommendations using proprietary research and planning tools, with clients able to choose whether and how to implement these recommendations.

Gary Sax is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 65 designations. His career includes prior roles at Securities America Advisors, Investacorp Advisory Services, Kestra Investment Services, and Grove Point Investments. Sax is also president of SAX Financial, Inc., an insurance business. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization supported by various tools, and features a complex network of affiliated broker-dealers, asset managers, and insurance entities.

Peter Abbate is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at several firms including Cetera, VALIC Financial Advisors, Merrill, and JP Morgan Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Garfield Durham is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Depository Trust & Clearing Corp and Transnational Bankcard LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.