Douglas Joslin is a financial advisor with Cetera, holding a Series 66 credential and five years of industry experience. He has been affiliated with Cetera and related entities since 2021. Outside of his financial advisory work, Joslin streams video games as a Twitch affiliate, using the platform for social interaction and occasional monetary support, and serves as a mentor with the nonprofit Take Stock in Children as well as a volunteer on an ad hoc committee for the Charlotte Community Foundation. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse advisory services through a nationwide network of independent advisors, utilizing a multi-manager platform that allows for a range of portfolio management and financial planning solutions.

Deena Bryan is a financial advisor with Robert W. Baird & Co. in Port Charlotte, FL, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been with Robert W. Baird & Co. since 2013. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across various investment strategies.

Suzanne Kingsbury is a financial advisor at Merrill with 26 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Lowry is a Private Wealth Advisor with The Hise/Lowry Group at Merrill Private Wealth Management. He specializes in serving ultra-high-net-worth families, individuals, businesses, and private family foundations. Michael works closely with clients to develop financial strategies tailored to their goals, focusing on wealth management, legacy planning, and investment strategy. Before joining Merrill, Michael held executive leadership roles at a Fortune 100 company for over a decade, including positions as a commercial sales director and general manager. This background supports his work with corporate executives and entrepreneurs managing concentrated business holdings. He is a Personal Investment Advisor (PIA) and holds a Bachelor's Degree from Eastern Illinois University. Michael enjoys boating, golfing, and traveling and divides his time between Kansas City and Punta Gorda, Florida.

Joel Rupp is a financial advisor at Morgan Stanley with 38 years of industry experience. He has held roles at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, firm-approved financial planning process that uses tools such as Secular Return Estimates and Monte Carlo simulations.

Frank Russo is a financial advisor at LPL Financial with 30 years of industry experience. He has been with LPL Financial since 2004 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he is a part owner of KSR Performance Physical Therapy. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by proprietary and third-party research.

Morgen Rivers is a financial advisor with Ameriprise in Punta Gorda, FL, holding a Series 66 designation and beginning his advisory career in 2025. His prior work experience includes roles at Lahaye Recreation and Fitness Center, Tech Marine Business, Inc., Bootleggers, Systems Planning and Analysis Inc., and The Cottage. Ameriprise Financial Services is a large diversified firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach includes customized Recommendation Reports and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Angela Davis is a Wealth Management Advisor at Merrill Lynch Wealth Management. She joined the firm in 1996 and has accumulated 28 years of experience in the financial services industry. Angela focuses on developing strategies and providing investment guidance tailored to the individual needs of her clients, encompassing their families and businesses, by understanding their short- and long-term financial objectives. Her expertise includes family wealth management strategies, personal retirement planning, portfolio management services, special needs planning strategies, women and wealth, and retirement income. Angela oversees and coordinates the financial affairs for a select group of families, retirees, corporate executives, business owners, and non-profit organizations primarily in the Southwest Florida area and across the country. She employs techniques such as goals-based planning, tax-minimization strategies, portfolio risk management, and disciplined portfolio asset allocation and rebalancing to help clients maximize their wealth. Angela holds a Bachelor's Degree from Jacksonville University and several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Manager Advisor (RMA). Following the tradition of community participation at Merrill Lynch, she dedicates time to volunteering with local organizations. In her personal time, Angela enjoys boating, camping, fishing, gardening, reading, running, spending time with her family, swimming, and traveling.

Valerie Kirchhoff is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and seven years of industry experience. Her background includes roles at PFS Investments Inc. and Primerica Financial Services, along with diverse experience in the service and retail sectors. She is also involved in sales of non-investment home-related products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through model-based strategies with custody and trade execution support from Pershing and BNY Mellon Advisors.

Christina Simonyi is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 16 years of experience helping individuals, families, and businesses achieve their financial goals. She specializes in retirement planning, investment strategies, wealth management, college education planning, family wealth management strategies, legacy planning, personal retirement planning, and women and wealth. Christina takes a personalized approach to developing financial plans that align with each client's unique needs and values, aiming to build lasting relationships based on trust, transparency, and results. Christina holds a Personal Investment Advisor (PIA) designation and earned her high school diploma from Maine East High School. She is actively involved in her community through organizations such as Our Charlotte Elder Affairs Network, Rotary International, and United Way. Outside of her professional commitments, Christina enjoys billiards, cooking, dancing, gardening, music, spending time with her family, traveling, and yoga.

Adam Cummings is a CFP® professional with 13 years of industry experience. He has been with Edward Jones since 2012 in Punta Gorda, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Altieri is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Port Charlotte, FL. He joined Thrivent in 2026 and has prior experience in the hospitality and service industries. Outside of financial advising, his background includes management roles at several restaurant and entertainment venues. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses covering a broad range of planning topics, with options to combine planning and managed-account services while maintaining them as separate engagements.

Terry Stamper is a CFP® professional with 14 years of industry experience, currently affiliated with OSAIC. Prior to joining OSAIC, Stamper worked at Spc for 12 years. Outside of financial advising, he owns and operates agricultural enterprises, including a grain farm and a company specializing in field tile drainage systems. He also provides financial planning services through Engler, Garrow & Roth, Ltd., focusing on risk management, insurance analysis, budgeting, retirement, and estate planning. OSAIC serves a diverse client base, including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, and access to multiple investment platforms with portfolio construction supported by proprietary tools and third-party managers.

Kristen Robinson is a financial advisor at LPL Financial with five years of industry experience and holds a Series 66 credential. Prior to her current role, she worked at Publix and Keller Williams Salty Properties. Outside of her advisory work, she operates a home-based bakery business called Kristen's Kookies and works part-time as a delivery driver. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from various sources.

Eugene Heitman II is a CFP® with 26 years of industry experience, currently affiliated with Cetera Wealth Services, LLC and Cetera Investment Advisers, LLC. He previously worked with Avantax Advisory Services, Avantax Investment Services, and Avantax Insurance Agency, and has operated CPA Financial Advisor Inc. since 2012. Heitman also serves as a board member of Arcadia Abstract and Title. Cetera Investment Advisers LLC is an SEC-registered adviser offering portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm provides access to a multi-manager platform that includes model portfolios, third-party managers, and customizable strategies across various program structures.

Peter Donlevy is a financial advisor with Edward Jones in Port Charlotte, FL, holding a Series 66 designation and one year of industry experience. His prior roles include positions at SGS Maine Pointe, LLC and JandP Group, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Dawne Polsinelli is a financial advisor with Primerica Advisors in Port Charlotte, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Primerica Advisors since 2000 and has worked with Primerica Financial Services since 1989. In addition to her advisory role, she is involved in referral activities for home security and automation products and manages crypto investing within a personal Roth IRA. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, providing custody and trade execution services through Pershing and Primerica Brokerage Services.

Brian Placke is a CFP®-certified financial advisor with eight years of industry experience. He is currently with Wells Fargo Advisors in Fort Myers, FL, having joined the firm in 2025. His prior experience includes roles at Guardian Life Insurance Company, Park Avenue Securities, and Charles Schwab. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services, including specialized planning for business owners, sports and entertainment professionals, and clients with special needs. The firm combines advisory services with other financial products and referral channels, providing tailored recommendations supported by proprietary research and planning tools.

Janet Willingham is a financial advisor at Merrill with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 1998, including her tenure with Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Sullivan is a CFP® professional with over 53 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has held multiple roles within Cambridge and related entities since 2006 and previously worked at Continuity Partners Group, LLC and TBS Agency, Inc. Sullivan serves as a director of The Cambridge Foundation, a nonprofit focused on charitable, literary, scientific, and educational purposes. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, utilizing a range of proprietary and third-party model strategies with both discretionary and non-discretionary implementation options.