John Stophel is a CFP® and Series 66-registered financial advisor with 27 years of industry experience. He has been with Sowell Management Services since 2017 and previously worked at Purshe Kaplan Sterling Investments and CONCERT Wealth Management, Inc. Outside of his advisory roles, Stophel serves as a trustee at Bryan College, where he participates in financial oversight and governance. Sowell Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, and other RIAs. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services through a large independent-contractor network, employing multiple management styles and a range of investment vehicles including mutual funds, ETFs, and individual securities.

Bobby Futch is a financial advisor with Foundations Investment Advisors LLC, holding a Series 65 designation and 14 years of industry experience. He has previously worked at Patton Albertson Miller Group, LLC for nine years and is currently associated with both Foundations Investment Advisors and Guardian Investment Advisors. Foundations Investment Advisors, LLC provides financial planning and portfolio management to a diverse client base, including individuals, high-net-worth clients, retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis along with model portfolios and asymmetric rebalancing, supported by a large network of affiliated offices and a range of investment and advisory services.

Ryan Smith is a financial advisor at CoreCap Advisors with one year of industry experience. He holds Series 65 and Series 63 licenses and has a background in legal and insurance services, including roles at Next Frontier Estate Planning PLLC and National Insurance Service. Smith also serves as president and attorney at Next Frontier Estate Planning PLLC, an estate planning law firm. CoreCap Advisors serves individuals, self-directed retirement plans, and institutional clients, offering discretionary investment management and financial planning. The firm’s approach is relationship-oriented and typically long-term, with investment strategies involving mutual funds, ETFs, equities, bonds, and selective use of options, alongside oversight of third-party asset managers.

Timothy Mc Dermott is a financial advisor with Foundations Investment Advisors LLC, holding a Series 65 credential and eight years of industry experience. His background includes roles at several firms, such as Guardian Investment Advisors LLC and AE Wealth Management, LLC. Outside of advising, he is involved in insurance sales through Guardian Investment Advisors. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to individual and high-net-worth clients, retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis, offering tailored advice through model portfolios and employing third-party sub-advisers and custodians.

Michael Ledford is a ChFC®-credentialed financial advisor with 43 years of industry experience. He is affiliated with ON Investment Management Company and has worked with Ohio National Financial Services and The O. N. Equity Sales Company since 2014. In addition to his advisory work, Ledford owns and operates Ledford Planning Service, an insurance agency specializing in life, health, disability, long-term care, and fixed annuities. ON Investment Management Company is a SEC-registered adviser serving individuals, families, trusts, estates, charitable organizations, businesses, and ERISA plan sponsors. The firm offers financial planning, portfolio management, and retirement-plan advisory services, utilizing both discretionary and non-discretionary strategies across a range of third-party investment programs.

Joel Cochran is a financial advisor with Wedbush Securities Inc. in Chattanooga, TN, holding Series 63 and Series 66 credentials and possessing 23 years of industry experience. He has worked at Wedbush Securities since 2018 and previously spent three years with Avondale Partners. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients. The firm offers a range of services including wealth management, fixed income, commodities, securities lending, and capital markets, with portfolio management tailored to client objectives and risk tolerances.

Matthew Mccoy is a CFP®, CFA®, and ChFC® with 21 years of industry experience. He has been with Sowell Financial Services since 2016 and also has prior experience at Purshe Kaplan Sterling Investments and Concert Wealth Management. Outside of his financial advisory work, he serves as an independent consultant providing education on industry topics through Gerson Lehrman Group. Sowell Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, and other RIAs. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services, employing multiple management styles and utilizing model portfolios and sub-advisory relationships to serve a diverse client base.

Michael Webb is a financial advisor with Csenge Advisory Group, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes roles at Covenant Wealth Partners, Integrity Alliance, Lion Street Financial, and FSC Securities Corporation. Webb serves as chairman of the board at Memorial Hospital and is a member of the Rotary Club of Chattanooga and the Better Business Bureau of Southeast Tennessee and Northwest Georgia. Csenge Advisory Group serves charitable organizations, corporations, business entities, and individual clients, including high-net-worth families. The firm offers asset management, financial planning, and retirement plan consulting through a network of independent advisors, employing a top-down investment process that combines fundamental and technical analysis with a relative-strength methodology.

Debra Howard is a financial advisor at StoneX Advisors Inc. with 38 years of industry experience. She holds Series 63 and Series 65 designations and has worked at StoneX Advisors and StoneX Securities since 2015, with prior experience at LPL Financial and Morgan Keegan & Company. Outside of advising, she serves as a notary, performing signature notarizations as needed. StoneX Advisors Inc. provides portfolio management, financial planning, ERISA consulting, and related services to individuals, corporations, retirement plans, and charitable organizations. The firm uses a variety of advisory platforms and model solutions, supporting multiple account structures and client-imposed investment restrictions.

John Moore is a financial advisor with M HOLDINGS SECURITIES, Inc. in Chattanooga, TN, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has been with M HOLDINGS SECURITIES, Inc. for 25 years and also serves as Director at Evergreen Consulting, Inc., where he focuses on pension and executive benefits. Outside of his advisory work, Moore serves as Executive Vice President of the Tennessee State Soccer Association and as Senior Vice Commander of the Military Order of The Loyal Legion of the U.S. M HOLDINGS SECURITIES, Inc. serves a diverse client base including individuals, retirement plans, charitable organizations, and corporations through a nationwide network of independent Member Firms and Financial Professionals. The firm offers a comprehensive range of advisory and brokerage services, including discretionary and non-discretionary investment management, retirement plan consulting, and insurance advisory, supported by platform providers and a mix of in-house and third-party portfolio management.

Colton Berger is a financial advisor with First Advisors National, LLC and holds a Series 65 designation. He has a varied work history across multiple firms including Vario Fund and Qualtrics, with experience spanning different industries over several years. First Advisors National provides investment management, asset allocation advice, and retirement plan consulting primarily to individual clients, managing over $500 million in discretionary assets. The firm emphasizes third-party money manager selection and oversight, employing both tactical and strategic asset allocation approaches.

Roger Davis is a financial advisor at Sound Income Strategies, LLC with 34 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms, including Concourse Financial Group Securities and Lincoln Financial Securities Corporation. Outside of his advisory work, he serves as chairperson of the board for the nonprofit Volunteers in Medicine and is a member of the school board for Silverdale Baptist Academy. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, other advisors, and retirement plans. The firm focuses on fixed-income and income-oriented strategies, combining fundamental and technical analysis with active portfolio management and allocation to third-party managers.

Rae Haulk Davis is a financial advisor with Sound Income Strategies, LLC, holding Series 63 and Series 66 designations and over 31 years of industry experience. Her career includes roles at multiple firms and dba entities, including Davis Wealth Partners and Concourse Financial Group Securities. Sound Income Strategies is a fee-based investment adviser serving a diverse client base, including individuals, pension plans, and other advisors. The firm focuses on fixed-income and income-oriented strategies, combining fundamental and technical analysis, and offers services such as financial planning, ERISA plan management, and ETF sub-advisory.

Rosemary Myers is a financial advisor with Csenge Advisory Group, LLC, holding a Series 66 designation and bringing 20 years of industry experience. Her career includes roles at Merrill Lynch from 2010 to 2021, followed by positions at Csenge Advisory Group and Lion Street Financial since 2021, and most recently Integrity Alliance, LLC. She serves as a board member of McCoy Farm and Gardens, assisting with volunteer coordination for this public community space. Csenge Advisory Group provides asset management, financial planning, and retirement plan consulting services to charitable organizations, corporations, business entities, and high-net-worth individuals. The firm employs a top-down investment process combining fundamental and technical analysis with a relative-strength methodology, primarily using mutual funds and ETFs to tailor portfolios according to client goals.

John Mcgirk is a financial advisor with Momentum Independent Network Inc., holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has been with SWS Financial Services since 2008. Outside of his advisory role, he sells insurance products. Momentum Independent Network serves a diverse client base including individual, high-net-worth, charitable, corporate, institutional, and banking/thrift clients through both advisory and brokerage relationships. The firm offers a range of investment advisory programs, managed accounts, financial planning, and retirement plan consulting, leveraging third-party managers and affiliated strategies in its platform model.

James Satterfield is a financial advisor at StoneX Advisors Inc. in Chattanooga, TN, with 30 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior work includes seven years with Cetera Investment Services LLC and Regions Bank before joining StoneX in 2023. StoneX Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations by providing portfolio management, financial planning, ERISA plan consulting, and related services. The firm utilizes a combination of independent advisors and in-house teams alongside various model-based and third-party investment solutions.

Berkely Arrants is a CFP® professional with 23 years of experience in the financial services industry. He is currently affiliated with Savvy and Horizon Advisory Group, LLC, and has held previous roles at firms including Commonwealth Financial Network, MML Investors Services, and Merrill. Arrants also maintains an independent insurance agent business in Chattanooga, TN. Savvy provides investment and financial planning services to individuals, trusts, estates, businesses, ERISA plan sponsors, and charitable organizations. The firm offers customized investment plans with a primarily index-based, long-term approach, supplemented by active equity portfolios, tax-aware direct indexing, and use of third-party sub-advisers and technology platforms.

Bradley Church is a Series 66-licensed financial advisor with Advisory Services Network in Chattanooga, TN, where he has worked since 2016. He has 25 years of industry experience. Outside of his advisory role, he is involved in providing and selling non-variable insurance products through Private Ridge Risk Management. Advisory Services Network serves individuals, families, corporations, charitable organizations, and employer retirement plans through a network of independent Investment Adviser Representatives. The firm offers portfolio management, financial planning, and investment consulting, managing approximately $8.6 billion in client assets across a range of investment strategies.

Meghan Roach is a CFP® with 19 years of industry experience, currently serving at Truist Advisory Services. She has worked at BB&T Securities, LLC and multiple SunTrust affiliates since 2016. Outside of her financial advisory role, she is the owner of oil and gas leases, receiving royalties without active management responsibilities. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled research tools to support investment decisions.

Heather Rogers is a financial advisor with Truist Advisory Services and holds Series 63 and Series 66 licenses. She has eight years of industry experience, including roles with Truist Investment Services, Truist Bank, and SunTrust Bank. Prior to her current position, she worked briefly at Thirty One Gifts. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by an Equity Research team that employs AI-enabled tools and oversight from an Investment Advisory Group and CIO.