Travis Baldridge is a financial advisor at LPL Financial with 23 years of industry experience. He previously worked at Woodbury Financial Services for 21 years and at OSAIC for one year. His credentials include Series 63 and Series 65 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing model portfolios and customized strategies.

Noah Filson is a financial advisor at Morgan Stanley in Kingsport, TN, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he worked at Aldi for five years and has held various roles including at East Tennessee State University and Rockingham Marina. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a broad range of investment services.

Frances Hamby is a financial advisor with Raymond James & Associates in Kingsport, TN, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management styles and affiliated research.

Alexandra Frazier is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 2017. She focuses on connecting all aspects of her clients' financial lives to help prioritize and pursue the goals that matter most to them. Alexandra provides investment advice aimed at making a positive impact on her clients' financial well-being. Her areas of expertise include college education planning, family wealth management strategies, personal retirement planning, women and wealth, and retirement income. Alexandra holds a Bachelor's degree from the University of Tennessee and a Juris Doctorate degree from Drake University Law School. While she does not offer legal advice in her current role, her background as an attorney informs her approach to estate planning, where she collaborates with clients' attorneys and Merrill trust and estate planning specialists. Alexandra holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. Outside of her professional work, she enjoys football, reading, spending time with her family, and is a passionate animal lover who spends time with her three Labrador retrievers and two cats.

James Fuller is a financial advisor with Merrill in Bristol, Tennessee, holding a Series 66 designation and 26 years of industry experience. He has worked at Merrill since 1999 and also has been affiliated with Bank of America, N.A. since 2011. Outside of his advisory role, Fuller holds an ownership title at Honey Baked Ham Company and serves as an advisory board member for CASA of Northeast Tennessee, a nonprofit organization focused on fundraising and board support. Merrill serves a broad client base including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage services. The firm’s investment approach includes multiple program strategies and manager-constructed portfolios, supported by a platform closely integrated with Bank of America affiliates.

James Fuller is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1989 and Bank of America, N.A. since 2011. Outside of his advisory role, he is an officer of Hamitup, Inc., a for-profit business in the food industry. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional investors by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm utilizes multiple program strategies and integrates with Bank of America affiliates to offer a diverse set of investment and capital-markets capabilities.

Angela Davis is a financial advisor with LPL Financial in Kingsport, TN, holding a Series 66 designation and 15 years of industry experience. Her prior experience includes roles at Eastman Credit Union, SunTrust Advisory Services, and U.S. Bancorp Investments. In addition to her advisory work, she serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Craig Torbett is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise in Johnson City, TN. He has been with Ameriprise and its affiliated entities since 1999. Outside of his advisory role, he is involved with Homes For Our Troops and participates in pro bono financial planning work to assist select veterans through the Financial Planning Association. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations alongside its broader advisory, brokerage, and insurance solutions.

Daniel Emmel is a Senior Financial Advisor at Merrill Lynch Wealth Management. He offers a comprehensive approach to wealth management, focusing on understanding each client's family, financial situation, and priorities. By creating personalized strategies, Daniel aims to help clients pursue their long-term goals while adapting to changing market conditions. He provides access to Merrill’s investment insights and Bank of America's banking and lending solutions to address various aspects of clients’ financial lives. Daniel’s client focus areas include college education planning, divorce transition planning, institutional and corporate benefit services, and managing new wealth, among others. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). He earned a Bachelor's Degree from East Tennessee State University. In addition to his professional work, Daniel follows the Merrill tradition of community involvement and spends time volunteering with local organizations. His personal interests include reading, watching movies, and writing.

Rita Kiscaden is a financial advisor at Edward Jones with 27 years of industry experience. She holds Series 63 and Series 66 designations and has been with Edward D. Jones & Co., L.P. since 1998. Outside of her advisory role, she works part-time as a travel consultant selling cruises, tours, and air travel. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Andrew Houman is a financial advisor at Fidelity with one year of industry experience. Prior to joining Fidelity, he worked at Citi for five years and held positions at Allied Dispatch Solution and O'Reilly Auto Parts. He holds a Series 66 designation. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage assets and delivers model portfolios to intermediary platforms.

Kent Fleming is a financial advisor with Edward Jones in Bristol, TN, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017 and previously worked at Ashfield in 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products, supported by a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Jennifer Elders is a financial advisor at Merrill with six years of industry experience. She holds the Series 66 credential and has previously worked at Edward Jones Investments, Hilliard Lyons, Baird, and Bank of America. She serves as a board member for the East Tennessee Foundation, advising on the allocation of resources based on the foundation’s governance policy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nathaniel Akers is a financial advisor at Thrivent Investment Management with Series 63 and Series 65 credentials. He has one year of industry experience and previously worked at First Horizon Bank and Allstate Insurance. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers goal-based, holistic planning covering topics such as retirement, tax, estate, and business continuation, with the option to combine planning with managed-account services under a consolidated billing program called “WealthPlan.”

Matthew Crowder is a financial advisor with LPL Financial based in Kingsport, Tennessee. He holds the Series 66 designation and has 12 years of industry experience, including roles at Eastman Credit Union, Bank of America, and Merrill Lynch. Outside of his advisory work, he is involved in equipment leasing through MMM Equipment, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, utilizing various investment strategies and technology tools to support its network of more than 22,800 advisors.

Jeffrey Blake is a financial advisor with Morgan Stanley in Kingsport, TN, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Michael Haas is a financial advisor with Edward Jones in Kingsport, TN, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Edward Jones since 2000. Haas serves as a board member of the Juvenile Diabetes Research Foundation East Tennessee Chapter, where he helps organize fundraising events. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, managed accounts, and affiliated investment products. The firm operates under a fiduciary standard and maintains a large network of advisors and branch offices across the country.

Sara Witt is a financial advisor with Raymond James & Associates in Gray, TN, holding Series 63 and Series 65 licenses and 12 years of industry experience. She has been with Raymond James & Associates since 2015, with a brief period working at Csenge Advisory Group and Lion Street Financial from 2018 to 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Howard Hunt is a CFP® professional with 17 years of industry experience, currently serving at Edward Jones since 2009. He is based in Johnson City, TN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices while providing both discretionary and non-discretionary strategies under a fiduciary standard.

John Kimmons is the Resident Director and Wealth Management Advisor, focusing on wealth and investment planning for clients in pre-retirement and retirement stages. He leads and oversees his team's operations within Merrill. John has experience assisting executives with managing concentrated stock positions and navigating significant transition events such as retirement, inheritance, or the sale of a business. He provides access to Bank of America Private Bank's trust and estate planning services, credit, lending, and overall banking convenience. Additionally, he collaborates with clients' outside attorneys, accountants, and other professional advisors to coordinate financial and legacy plans. His expertise encompasses college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He holds a Bachelor's Degree from East Tennessee State University and a High School Diploma from Lynchburg Christian Academy. John has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of work, John enjoys baseball, hiking, music, spending time with his family, and traveling.